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Complete company report
Generated 12-08-2026
Active BE 0745.631.971Private limited company

Phoros

Waterloosesteenweg 1151 ·1180 Ukkel, Belgium· 6 yrs active
Sector: Activiteiten van advocaten (69101)
Conclusion Checked

The computed 12-month bankruptcy probability of Phoros is 1.2% (low). The 2022 annual accounts show equity of €107k and a net result of €-24k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 16% of 2761 sector peers (fiscal year 2022). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €107k
Net result €-24k
Staff (FTE) 2
Better than sector 16%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health27Profitability0Solvency32Growth52Stability100
42 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 27
Profitability 0
Solvency 32
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
27 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 08-11-2023 with the NBB · fiscal year 2022 · micro
€-50k€0€50k€100kOperating result 2020: €103k€103kNet result 2020: €78k€78kOperating result 2021: €64k€64kNet result 2021: €48k€48kOperating result 2022: €-19k€-19kNet result 2022: €-24k€-24k202020212022
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~11%/year over 3 fiscal years, indicative, assuming unchanged policy.
€80k€100k€120k€140k€160k2023: €118k (€110k - €127k)2024: €130k (€122k - €139k)2025: €142k (€133k - €150k)2020: €83k2021: €131k2022: €107k202020212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2022 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.2% 54.5%
better than 16% of 2761 sector peers
Net result €-24k €26k
better than 5% of 2761 sector peers
Equity €107k €42k
better than 80% of 2761 sector peers
Gross operating margin €59k €46k
better than 59% of 2758 sector peers
Staff costs €83k €33k
higher than 75% of 505 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-6k
- 20-22
Net profit
€-24k
- 20-22
Cash flow
€-10k
- 20-22
Total assets
€586k
+6.2% 20-22
Equity
€107k
-18.6% 20-22
Working capital
€134k
-30.3% 20-22
Employees (FTE)
2
0.0% 20-22
Staff costs
€83k
+115.6% 20-22
Income taxes
€16k
-37.8% 20-22
Debt
€410k
+27.7% 20-22
Debt ≤ 1y
€410k
+27.7% 20-22
Current ratio
1.33
-17.0% 20-22
Quick ratio
1.33
-17.0% 20-22
Solvency
18.2%
-23.4% 20-22
Debt / equity
3.84
+56.9% 20-22
ROE
-22.9%
- 20-22
ROA
-4.2%
- 20-22
Interest coverage
-1.10
- 20-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€-6k
Net profit€-24k
Cash flow€-10k
Staff costs€83k
Income taxes-
Dividends-
Total assets€586k
Equity€107k
Debt€410k
of which ≤ 1y€410k
of which > 1y-
Working capital€134k
Employees (FTE)2.0
Ratios (computed)
2022
Current ratio1.33
Quick ratio1.33
Working capital ratio22.9%
Solvency18.2%
Debt / equity3.84
Long-term debt ratio-
Interest coverage-1.10
Gross margin-
Net margin-
ROA-4.2%
ROE-22.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€586k
Fixed assets 21/28€43k
Intangible fixed assets 21€970
Tangible fixed assets 22/27€35k
Financial fixed assets 28€7k
Current assets 29/58€544k
Amounts receivable within one year 40/41€373k
Cash & bank 54/58€170k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€586k
Equity 10/15€107k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€102k
Provisions & deferred taxes 16€70k
Amounts payable 17/49€410k
Amounts payable within one year 42/48€410k
Trade debts payable within one year 44€50k
Income statement
Gross operating margin 9900€59k
Operating result 9901€-19k
Financial charges 65€5k
Result before taxes 9903€-24k
Net result for the period 9904€-24k
Result to be appropriated 9905€-24k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van advocaten(69101)
Legal form Private limited company(610)
Incorporation25-03-2020
StatusActive
Postal code1180
Connections & network 12 connected companies
Network connections
CHIMAY MALGRE TOUT
Shared address
→
HFBBDE
Shared address
→
Louise 120
Shared address
→
OMEGA GREEN BRUSSELS
Shared address
→
Petercam Invest
Shared address
→
R&C Immo
Shared address
→
SANY BELGIUM HOLDING
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Phoros
Eugène Plaskylaan 102, 1030 SchaarbeekActiviteiten van advocaten
since 20202.301.059.536
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0294/00Y017 Brussels 616 m² 1 · 175 m² 15.8 m · 4 fl.
21905C0089/00R016 Brussels 545 m² 1 · 543 m² 29.5 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-01-2026
State Gazette act Registered-office change
v3.2
2025
09-09-2025
State Gazette act Director changes
v3.2
2023
08-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-11-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
28-01-2022
State Gazette act Registered-office change
v3.2
2021
17-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
07-09-2020
State Gazette act Minor change
v3.2
14-08-2020
State Gazette act Director changes
v3.2
27-03-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 6 acts
Address history · 2
29-01-2026
v3.2
28-01-2022
v3.2
All acts · 6 updated 6 months ago
2026
29-01-2026 Registered office moved from Woluwe-Saint-Lambert to Bruxelles Registered-office change
  • Bd. Brand Whitlock 152, 1200 Woluwe-Saint-Lambert → Chaussée de Waterloo 1151, 1180 Bruxelles
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Bruxelles",
        "region": "Brussels Gewest",
        "street": "Chauss\u00E9e de Waterloo",
        "country": "BE",
        "postcode": "1180",
        "box_number": null,
        "street_number": "1151"
      },
      "old_address": {
        "city": "Woluwe-Saint-Lambert",
        "region": "Brussels Gewest",
        "street": "Bd. Brand Whitlock",
        "country": "BE",
        "postcode": "1200",
        "box_number": null,
        "street_number": "152"
      },
      "effective_date": "2025-08-07",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide que le si\u00E8ge de la soci\u00E9t\u00E9 sera transf\u00E9r\u00E9 de 1200 Woluwe-Saint-Lambert, Bd Brand Whitlock 152 \u00E0 1180 Bruxelles, Chauss\u00E9e de Waterloo 1151, et ce \u00E0 partir du 07/08/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0745.631.971",
    "name_full": "PHOROS",
    "legal_form": "SRL"
  }
}
2025
09-09-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0745.631.971",
    "name_full": "PHOROS",
    "legal_form": "SRL"
  }
}
2022
28-01-2022 Registered office moved from Schaerbeek to BRUXELLES Registered-office change
  • Avenue Eugène Plasky 102, 1030 Schaerbeek → BOULEVARD BRAND WHITLOCK 152, 1200 BRUXELLES
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "BRUXELLES",
        "region": "Brussels Gewest",
        "street": "BOULEVARD BRAND WHITLOCK",
        "country": "BE",
        "postcode": "1200",
        "box_number": null,
        "street_number": "152"
      },
      "old_address": {
        "city": "Schaerbeek",
        "region": "Brussels Gewest",
        "street": "Avenue Eug\u00E8ne Plasky",
        "country": "BE",
        "postcode": "1030",
        "box_number": "1030",
        "street_number": "102"
      },
      "effective_date": "2021-09-25",
      "evidence_quote": "1)Acte le changement de si\u00E8ge social de la soci\u00E9t\u00E9. Le nouveau si\u00E8ge soc\u00EDal sera: BOULEVARD BRAND WHITLOCK, 152 1200 BRUXELLES"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0745.631.971",
    "name_full": "PHOROS",
    "legal_form": "SRL"
  }
}
2020
07-09-2020 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "fiscal_year_change",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0745.631.971",
    "name_full": "PHOROS",
    "legal_form": "SRL"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "single_shareholder_declaration": null
}
14-08-2020 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0745.631.971",
    "name_full": "PHOROS",
    "legal_form": "SRL"
  }
}
27-03-2020 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1030 Schaerbeek, Avenue Eug\u00E8ne Plasky 102",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "FORESTINI Roland",
        "niss": null,
        "address": "1410 Waterloo, Avenue des Chasseurs 108"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "FORESTINI Roland",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0745.631.971",
    "name_full": "PHOROS",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2020-03-25",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van advocaten69101Activiteiten van advocaten69101
Primary activity highlighted.
Names & trade names
Legal nameFR Phoros
Registered office
Waterloosesteenweg 1151
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative