PHONIS
ActiveSummary
The computed 12-month bankruptcy probability of PHONIS is 1.7% (moderate). The 2025 annual accounts show equity of €350,932 and a net result of -€643. Equity is growing by ~2.6% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 38 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €117,002 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €594 | €975 | €695 | - | - | - |
| Other operating charges640/8 | - | €786 | €384 | €387 | - | - |
| Gross operating margin9900 | €61,200 | €36,312 | -€883 | -€1,067 | -€571 | ▲ 46.5% |
| Operating profit (loss)9901 | €60,039 | €34,551 | -€1,963 | -€1,454 | -€571 | ▲ 60.7% |
| Financial income75/76B | - | €15 | €1 | - | - | - |
| Recurring financial income75 | €98 | €15 | €1 | - | - | - |
| Financial charges65/66B | - | €177 | €55 | €67 | €72 | ▲ 7.4% |
| Recurring financial charges65 | €224 | €177 | €55 | €67 | €72 | ▲ 7.4% |
| Profit (loss) for the period before taxes9903 | €59,913 | €34,389 | -€2,017 | -€1,521 | -€643 | ▲ 57.7% |
| Income taxes67/77 | €30,276 | €11,088 | €6 | - | - | - |
| Profit (loss) for the period9904 | €29,637 | €23,301 | -€2,023 | -€1,521 | -€643 | ▲ 57.7% |
| Profit (loss) for the period to be appropriated9905 | €29,637 | €23,301 | -€2,023 | -€1,521 | -€643 | ▲ 57.7% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €399,712 | €378,685 | €368,426 | €365,596 | €362,861 | ▼ 0.7% |
| Fixed assets21/28 | €2,712 | €1,737 | - | - | - | - |
| Tangible fixed assets22/27 | €2,646 | €1,671 | - | - | - | - |
| Plant, machinery and equipment23 | - | €1,044 | - | - | - | - |
| Furniture and vehicles24 | - | €627 | - | - | - | - |
| Financial fixed assets28 | €66 | €66 | - | - | - | - |
| Current assets29/58 | €397,000 | €376,948 | €368,426 | €365,596 | €362,861 | ▼ 0.7% |
| Amounts receivable within one year40/41 | €72,264 | €50,487 | €50,302 | €50,302 | €50,076 | ▼ 0.4% |
| Other amounts receivable41 | - | €50,487 | €50,302 | €50,302 | €50,076 | ▼ 0.4% |
| Cash at bank and in hand54/58 | €323,549 | €326,461 | €318,124 | €315,294 | €312,786 | ▼ 0.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €399,712 | €378,685 | €368,426 | €365,596 | €362,861 | ▼ 0.7% |
| Equity10/15 | €335,737 | €359,038 | €353,096 | €351,575 | €350,932 | ▼ 0.2% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €118,625 | €141,926 | €141,926 | €141,926 | €141,926 | = |
| Distributable reserves133 | - | €141,926 | €141,926 | €141,926 | €141,926 | = |
| Profit (loss) carried forward14 | €210,912 | €210,912 | €204,970 | €203,449 | €202,806 | ▼ 0.3% |
| Amounts payable17/49 | €63,975 | €19,647 | €15,329 | €14,021 | €11,929 | ▼ 14.9% |
| Amounts payable within one year42/48 | €63,975 | €19,647 | €15,329 | €14,021 | €11,929 | ▼ 14.9% |
| Financial debts43 | - | €204 | €99 | €99 | €99 | = |
| Credit institutions430/8 | - | €204 | €99 | €99 | €99 | = |
| Trade debts44 | €2,174 | €326 | - | - | - | - |
| Suppliers440/4 | - | €326 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €1,056 | - | - | - | - |
| Taxes450/3 | - | €1,056 | - | - | - | - |
| Other amounts payable47/48 | - | €18,061 | €15,230 | €13,922 | €11,830 | ▼ 15.0% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,637 | €23,301 | -€2,023 | -€1,521 | -€643 | ▲ 57.7% |
| + Depreciation and write-downs630 | €594 | €975 | €695 | - | - | - |
| Operating cash flow (approximation) | €30,231 | €24,276 | -€1,328 | -€1,521 | -€643 | ▲ 57.7% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €2,912 | - | -€2,830 | -€2,508 | ▲ 11.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0003/00K008 | Brussels | 200 m² | 1 · 80 m² | 21.4 m · 4 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.