PHONETECH HOLDING
ActiveSummary
PHONETECH HOLDING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.51M and a net result of €41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+32
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 7.54 against 0.51 in 2024; short-term debt: 1.3% and cash: 2.5% of total assets), and 14.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
2.3%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
3 d late
2021
1 d early
2020
4 d late
2019
50 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.51M▲ 2.8%
2024 · €1.47M
2019: €-32k
2020: €-25k▲ +22.0% vs 2019
2021: €-27k▼ -7.0% vs 2020
2022: €-30k▼ -12.5% vs 2021
2023: €-134k▼ -342% vs 2022lowest in 7 years
2024: €1.47M▲ +1192% vs 2023
2025: €1.51M▲ +2.8% vs 2024highest in 7 years
2019 → 2025
Total assets
€1.77M▲ 3.8%
2024 · €1.70M
2019: €12k
2020: €11k▼ -8.1% vs 2019lowest in 7 years
2021: €12k▲ +1.8% vs 2020
2022: €12k▲ +5.2% vs 2021
2023: €96k▲ +678% vs 2022
2024: €1.70M▲ +1682% vs 2023
2025: €1.77M▲ +3.8% vs 2024highest in 7 years
2019 → 2025
Net result
€41k▲ 131%
2024 · €18k
2019: €-2k
2020: €7k▲ +539% vs 2019
2021: €-2k▼ -125% vs 2020
2022: €-3k▼ -89.8% vs 2021
2023: €-104k▼ -2986% vs 2022lowest in 7 years
2024: €18k▲ +117% vs 2023
2025: €41k▲ +131% vs 2024highest in 7 years
2019 → 2025
Working capital
€155k
2024 · €-116k
2019: €-32k
2020: €-25k▲ +22.0% vs 2019
2021: €-27k▼ -7.0% vs 2020
2022: €-30k▼ -12.5% vs 2021
2023: €-134k▼ -342% vs 2022lowest in 7 years
2024: €-116k▲ +13.3% vs 2023
2025: €155k▲ +233% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-27k-€-30k▼ 12.5%€-134k▼ 342%€1.47M€1.51M▲ 2.8%
2021: €-27k
2022: €-30k▼ -12.5% vs 2021
2023: €-134k▼ -342% vs 2022lowest in 5 years
2024: €1.47M▲ +1192% vs 2023
2025: €1.51M▲ +2.8% vs 2024highest in 5 years
Operating result€-2k-€-3k▼ 97.7%€-67k▼ 1,938%€77k€42k▼ 45.8%
2021: €-2k
2022: €-3k▼ -97.7% vs 2021
2023: €-67k▼ -1938% vs 2022lowest in 5 years
2024: €77k▲ +216% vs 2023highest in 5 years
2025: €42k▼ -45.8% vs 2024
Net result€-2k-€-3k▼ 89.8%€-104k▼ 2,986%€18k€41k▲ 131%
2021: €-2k
2022: €-3k▼ -89.8% vs 2021
2023: €-104k▼ -2986% vs 2022lowest in 5 years
2024: €18k▲ +117% vs 2023
2025: €41k▲ +131% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.77M
Fixed assets
€1.59M ▲ 0.5%
Current assets
€179k ▲ 47.8%
Equity and liabilities €1.77M
Equity
€1.51M ▲ 2.8%
Debt
€262k ▲ 10.1%
Debt's share of the balance-sheet total rises from 13.9% to 14.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k
Cash flow
€41k
Current ratio
7.54▲
2024 · 0.51
Debt to equity
0.17▲
2024 · 0.16
ROE
2.7%▲
2024 · 1.2%
ROA
2.3%▲
2024 · 1.0%
Interest coverage
104.09
Debt ≤ 1 year
€24k▼
2024 · €237k
Debt > 1 year
€238k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.70M€1.77M▲
Fixed assets21/28€1.58M€1.59M▲
Intangible fixed assets21€1.58M€1.58M=
Tangible fixed assets22/27-€8k
Other tangible fixed assets26-€8k
Current assets29/58€121k€179k▲
Amounts receivable within one year40/41€121k€132k▲
Trade receivables40€116k-
Other amounts receivable41€5k€132k▲
Cash at bank and in hand54/58€55€44k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.77M▲
Equity10/15€1.47M€1.51M▲
Contributions10/11€6k€6k=
Revaluation surpluses12€1.58M€1.58M=
Profit (loss) carried forward14€-123k€-81k▲
Amounts payable17/49€237k€262k▲
Amounts payable after more than one year17-€238k
Other amounts payable178/9-€238k
Amounts payable within one year42/48€237k€24k▼
Current portion of amounts payable after more than one year42-€10k
Trade debts44€167k€14k▼
Suppliers440/4€167k€14k▼
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€69k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€37
Other operating charges640/8€4k-
Gross operating margin9900€81k€42k▼
Operating profit (loss)9901€77k€42k▼
Financial income75/76B€79-
Recurring financial income75€79-
Financial charges65/66B€59k€402▼
Recurring financial charges65€59k€402▼
Profit (loss) for the period before taxes9903€18k€41k▲
Profit (loss) for the period9904€18k€41k▲
Profit (loss) for the period to be appropriated9905€18k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-123k€-81k▲
Profit (loss) brought forward from the previous period14P€-141k€-123k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €37 | - |
| Other operating charges640/8 | - | - | €4k | €4k | - | - |
| Gross operating margin9900 | €-2k | €-3k | €-62k | €81k | €42k | ▼ 48.4% |
| Operating profit (loss)9901 | €-2k | €-3k | €-67k | €77k | €42k | ▼ 45.8% |
| Financial income75/76B | - | - | €0 | €79 | - | - |
| Recurring financial income75 | - | - | €0 | €79 | - | - |
| Financial charges65/66B | €121 | €99 | €37k | €59k | €402 | ▼ 99.3% |
| Recurring financial charges65 | €121 | €99 | €37k | €59k | €402 | ▼ 99.3% |
| Profit (loss) for the period before taxes9903 | €-2k | €-3k | €-104k | €18k | €41k | ▲ 131% |
| Profit (loss) for the period9904 | €-2k | €-3k | €-104k | €18k | €41k | ▲ 131% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-3k | €-104k | €18k | €41k | ▲ 131% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12k | €12k | €96k | €1.70M | €1.77M | ▲ 3.8% |
| Fixed assets21/28 | - | - | - | €1.58M | €1.59M | ▲ 0.5% |
| Intangible fixed assets21 | - | - | - | €1.58M | €1.58M | = |
| Tangible fixed assets22/27 | - | - | - | - | €8k | - |
| Other tangible fixed assets26 | - | - | - | - | €8k | - |
| Current assets29/58 | €12k | €12k | €96k | €121k | €179k | ▲ 47.8% |
| Amounts receivable within one year40/41 | €12k | €12k | €96k | €121k | €132k | ▲ 9.4% |
| Trade receivables40 | - | - | €84k | €116k | - | - |
| Other amounts receivable41 | €12k | €12k | €12k | €5k | €132k | ▲ 2,674% |
| Cash at bank and in hand54/58 | €20 | €12 | €106 | €55 | €44k | ▲ 80,479% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12k | €12k | €96k | €1.70M | €1.77M | ▲ 3.8% |
| Equity10/15 | €-27k | €-30k | €-134k | €1.47M | €1.51M | ▲ 2.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Revaluation surpluses12 | - | - | - | €1.58M | €1.58M | = |
| Profit (loss) carried forward14 | €-33k | €-37k | €-141k | €-123k | €-81k | ▲ 33.7% |
| Amounts payable17/49 | €39k | €43k | €230k | €237k | €262k | ▲ 10.1% |
| Amounts payable after more than one year17 | - | - | - | - | €238k | - |
| Other amounts payable178/9 | - | - | - | - | €238k | - |
| Amounts payable within one year42/48 | €39k | €43k | €230k | €237k | €24k | ▼ 90.0% |
| Current portion of amounts payable after more than one year42 | - | - | €20k | - | €10k | - |
| Trade debts44 | - | €3k | €192k | €167k | €14k | ▼ 91.7% |
| Suppliers440/4 | - | €3k | €192k | €167k | €14k | ▼ 91.7% |
| Taxes, remuneration and social security45 | - | - | - | €2k | - | - |
| Taxes450/3 | - | - | - | €2k | - | - |
| Other amounts payable47/48 | €39k | €40k | €18k | €69k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-3k | €-104k | €18k | €41k | ▲ 131% |
| + Depreciation and write-downs630 | - | - | - | - | €37 | - |
| Operating cash flow (approximation) | €-2k | €-3k | €-104k | €18k | €41k | ▲ 132% |
| Investment in fixed assets (approximation) | - | - | - | - | €-8k | - |
| Change in cash | - | €-8 | €94 | €-51 | €44k | ▲ 86,989% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €41k ▲131%
Net result €41k, the highest in the series.
30-09
Financial
Liquidity times 15current ratio 7.54
Current ratio from 0.51 to 7.54; short-term debt falls from €237k to €24k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
30-09
Financial
Equity above €1MEq €1.47M
Equity rises from €-134k to €1.47M.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-104k
Net result drops to €-104k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
2020
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
Show earlier events
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 50 days late
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 12 days late
2016
03-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2014
Ground area
9,035 m²
Building footprint
1,994 m²
Volume, LiDAR
14,202 m³
Parcel 24514C0015/00C004, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
Ambachtenlaan 16, 3001 Leuven
since 20142.234.107.364
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0015/00C004 | Flanders | 9,035 m² | 1 · 1,994 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 863 companies in sector 95100 we hold annual accounts for 265. 82 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-08-2014
Fiscal year end30-09
Activities, NACEBEL 2025
95100Repair and maintenance of computers and communication equipment
70100Activities of head offices
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.