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Complete company report
Generated 22-07-2026
Active BE 0889.950.848Private limited company

PHONE-IT

· 19 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of PHONE-IT is 6.5% (elevated). The 2022 annual accounts show equity of €6k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2007 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €6k
Net result €4k
Staff (FTE) 1
Active 19 yrs
Snowflake analysis 5 axes · computed by Checked
Health51Profitability100Solvency11Growth78Stability92
66 / 100

Strong profile, led by profitability.

Health 51
Profitability 100
Solvency 11
Growth 78
Stability 92
Bankruptcy probability (12 mo) Checked model v1 · free
6.5% Elevated
0%0,5%1,5%4%10%≥25%
Recent warning signals +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
3 / 100
Low risk
Components
· 1 administrative flag (+3)
Trust signals 2 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administrative Flags 1 events
Address struck
Health barometer FY 2022 · computed
51 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-08-2023 with the NBB · fiscal year 2022 · micro
€-20k€0€20k€40k€60kOperating result 2018: €4k€4kNet result 2018: €-15k€-15kOperating result 2019: €11k€11kNet result 2019: €-5k€-5kOperating result 2020: €3k€3kNet result 2020: €-1k€-1kRevenue 2021: €57k€57kOperating result 2021: €-16k€-16kNet result 2021: €-16k€-16kOperating result 2022: €4k€4kNet result 2022: €4k€4k20182019202020212022
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~72% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€5k€10k€15k€20k2018: €4k2019: €15k2020: €18k2021: €2k2022: €6k20182019202020212022
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Revenue
€57k
- 18-22
EBITDA
€5k
- 18-22
Net profit
€4k
- 18-22
Cash flow
€5k
- 18-22
Total assets
€1.13M
+2148.7% 18-22
Equity
€6k
+226.6% 18-22
Working capital
€-9k
- 18-22
Employees (FTE)
1
0.0% 18-22
Staff costs
€26k
+75.1% 18-22
Debt
€1.12M
+2220.5% 18-22
Debt ≤ 1y
€1.12M
+4512.9% 18-22
Debt > 1y
€24k
0.0% 18-22
Current ratio
0.99
-42.7% 18-22
Quick ratio
0.43
-56.8% 18-22
Solvency
0.5%
-85.5% 18-22
Debt / equity
190.04
+610.5% 18-22
ROE
69.4%
- 18-22
ROA
0.4%
- 18-22
Net margin
-28.3%
- 18-22
EBITDA margin
-27.7%
- 18-22
Interest coverage
18.15
- 18-22
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€5k
Net profit€4k
Cash flow€5k
Staff costs€26k
Income taxes-
Dividends-
Total assets€1.13M
Equity€6k
Debt€1.12M
of which ≤ 1y€1.12M
of which > 1y-
Working capital€-9k
Employees (FTE)1.0
Ratios (computed)
2022
Current ratio0.99
Quick ratio0.43
Working capital ratio-0.8%
Solvency0.5%
Debt / equity190.04
Long-term debt ratio-
Interest coverage18.15
Gross margin-
Net margin-
ROA0.4%
ROE69.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€1.13M
Fixed assets 21/28€14k
Tangible fixed assets 22/27€7k
Financial fixed assets 28€8k
Current assets 29/58€1.11M
Stocks & contracts in progress 3€625k
Amounts receivable within one year 40/41€441k
Cash & bank 54/58€46k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.13M
Equity 10/15€6k
Contributions / capital 10/11€19k
Reserves 13€631
Accumulated profits (losses) 14€-13k
Amounts payable 17/49€1.12M
Amounts payable within one year 42/48€1.12M
Trade debts payable within one year 44€1.09M
Income statement
Gross operating margin 9900€32k
Operating result 9901€4k
Financial income 75€1
Financial charges 65€269
Result before taxes 9903€4k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation08-06-2007
StatusActive
Postal code-
Establishment units 2 locations
PHONE-IT
Wayezstraat 208, 1070 AnderlechtDetailhandel in computers, randapparatuur en software in gespecialiseerde winkels
since 20092.180.074.406
Brusselsesteenweg 65, 3080 Tervuren
Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels
since 20142.235.622.049
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (33.3%) Brussels 2 (66.7%)
Parcel (capakey) Region Area Buildings Height / fl.
21306D0232/00W000 Brussels 8,562 m² 1 · 754 m² 13.1 m · 2 fl.
24302D0014/00V000 Flanders 73 m² 1 · 73 m² 12.4 m · 4 fl.
21001A0619/00K002 Brussels 56 m² 1 · 66 m² 13.3 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 18 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-04-2025
KBO administration Address struck
Bollinckxstraat 15 Die Sitzadresse Rue Bollinckx / Bollinckx- Anderlecht · event 31-01-2025
01-04-2025
State Gazette act Director changes
07-02-2025
State Gazette act Capital & shares
2024
08-07-2024
State Gazette act Registered-office change
2023
05-12-2023
State Gazette act Capital & shares
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
09-12-2022
State Gazette act Director changes
28-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
30-06-2022
State Gazette act Capital & shares
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
31-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
Lifecycle & Insolvency Signals 1 events
04-04-2025
KBO administration Address struck
Date: 31-01-2025 · Bollinckxstraat 15 Die Sitzadresse Rue Bollinckx / Bollinckx- Anderlecht · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-04-04 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 6 acts
Capital history · 3
07-02-2025
Capital change
05-12-2023
Capital change
30-06-2022
Capital change
Address history · 1
08-07-2024
Registered-office move
All acts · 6 updated 1 year ago
2025
01-04-2025 Monica Casales ANA MARIA appointed as director Director changes
  • Monica Casales ANA MARIA, Bestuurder
Technical details 
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      "role": "administrateur",
      "person": {
        "rrn": "58.10.10-620.77",
        "name": "Monica Casales ANA MARIA",
        "address": null,
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        "profession": null,
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      },
      "reason": null,
      "subkind": "regular",
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      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2025-01-01",
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  "notary": {
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  "act_meta": {
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    "pub_date": null,
    "filing_date": "2025-03-25",
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  "decisions": [
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      "date": "2025-01-01",
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    "kbo": "0889.950.848",
    "name_full": "PHONE-IT",
    "legal_form": "SRL"
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    "org_name": null,
    "person_name": "Theolas Ludovic",
    "org_rep_person_name": null,
    "person_role_at_subject": "g\u00E9rant"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
07-02-2025 All shares are now held by a single shareholder Capital & shares
Technical details 
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      "subscribers": [
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          "kind": "person",
          "name": "Theolas Ludovic Jean Pierre",
          "share_class": null,
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          "n_shares_subscribed": 150,
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      "decrease_purpose": null,
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    {
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  "notary": {
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  },
  "act_meta": {
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    "pub_date": null,
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    "act_kind_objet": "Objet de l\u0027acte :"
  },
  "decision": {
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    "act_date": null,
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-09-21"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0889.950.848",
    "name_full": "fransophone dord",
    "legal_form": "SRL",
    "is_foreign_registered": false
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  "publication_proxy": {
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    "org_kbo": null,
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  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Theolas Ludovic Jean-Pierre",
      "role": "aandeelhouder",
      "n_shares": 150,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2024
08-07-2024 Registered office moved within Anderlecht Registered-office change
  • Rue bollinckx 15, 1070 Anderlecht → Rue Wayez 107, 1070 Anderlecht
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Rue Wayez 107, 1070 Anderlecht",
        "city": "Anderlecht",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Wayez",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "107",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue bollinckx 15, 1070 Anderlecht",
        "city": "Anderlecht",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Rue bollinckx",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "15",
        "locality_suffix": null
      },
      "effective_date": "2024-06-24",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9ral du 24/06/2024 d\u00E9cide de transf\u00E9rer le si\u00E8ge sociale de la soci\u00E9t\u00E9 Rue bollinckx 15, 1070 Anderlecht a dat\u00E9e de ce jour.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-06-27",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-06-24",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0889.950.848",
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  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "El Founti Sofian",
    "org_rep_person_name": null,
    "person_role_at_subject": "ADMINISTRATEUR"
  },
  "co_filed_documents": [
    "Mod DOC 19.01",
    "Volet B"
  ]
}
2023
05-12-2023 All shares are now held by a single shareholder Capital & shares
Technical details 
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      "kind": "share_transfer",
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      "subscribers": [
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      ],
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  },
  "bedrijfsrevisor": null,
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  },
  "publication_proxy": {
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}
2022
09-12-2022 Bortolozzi Marc resigns as manager Director changes
  • Bortolozzi Marc, Zaakvoerder
Technical details 
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    },
    {
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      },
      "reason": null,
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      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte de la d\u00E9mission de Monsieur Bortolozzi Marc de son poste de g\u00E9rant \u00E0 dat\u00E9 de ce jour.",
      "decharge_status": null,
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  ],
  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2022-11-29",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
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      "date": "2022-08-31",
      "unanimous": true
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  ],
  "is_correction": false,
  "subject_company": {
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    "legal_form": "SRL"
  },
  "publication_proxy": {
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    "org_kbo": null,
    "org_name": null,
    "person_name": "EL YOUSSOUFI NOUR EDDIN",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
30-06-2022 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Monsieur Marc Bortolozzi",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 149,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-06-30",
    "filing_date": "2022-06-22",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2022-06-22",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-05-02"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0889.950.848",
    "name_full": "PHONE-IT",
    "legal_form": "SOCIETE A RESPONSABILITE LIMITEE",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Monsieur El Youssoufi Nour Eddin",
      "role": "aandeelhouder",
      "n_shares": 149,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "MARC BORTOLOZZI",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR PHONE-IT
Registration history
  1. 31-01-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative