PHOENIX ENGINEERING & MANAGEMENT
ActivePHOENIX ENGINEERING & MANAGEMENT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €708k and a net result of €81k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 74% of 922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-20
Solvency79▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.46 in 2024), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.8%
Return on assets
8.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €708k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
119 d early
2024
134 d early
2023
55 d early
2022
32 d early
2021
33 d early
2020
38 d early
2019
99 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€81k▼ 20.2%
2024 · €102k
2018: €12k
2019: €5k
2020: €701
2021: €-19k
2022: €13k
2023: €8k
2024: €102k
2018 → 2025
Working capital
€11k
2024 · €-138k
2018: €-215k
2019: €-213k
2020: €-214k
2021: €-232k
2022: €-219k
2023: €-208k
2024: €-138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€569k-€582k▲ 2.3%€590k▲ 1.4%€657k▲ 11.2%€708k▲ 7.8%
Operating result€-11k-€22k€24k▲ 10.1%€160k▲ 570%€127k▼ 20.7%
Net result€-19k-€13k€8k▼ 36.8%€102k▲ 1,144%€81k▼ 20.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €973k
Fixed assets
€809k=
Current assets
€164k▲ 41.5%
Equity and liabilities €973k
Equity
€708k▲ 7.8%
Debt
€265k▼ 1.3%
The debt ratio falls from 29.0% to 27.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
72.8%▲
2024 · 71.0%
Current ratio
1.07▲
2024 · 0.46
Quick ratio
1.07▲
2024 · 0.46
Debt / equity
0.37▼
2024 · 0.41
ROE
11.5%▼
2024 · 15.5%
ROA
8.4%▼
2024 · 11.0%
Debt
€265k▼
2024 · €269k
Debt ≤ 1 year
€153k▼
2024 · €254k
Debt > 1 year
€100k
Income taxes
€33k▼
2024 · €43k
Staff costs
€95k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€925k€973k▲
Fixed assets21/28€809k€809k=
Financial fixed assets28€809k€809k=
Current assets29/58€116k€164k▲
Amounts receivable within one year40/41€556€65k▲
Trade receivables40€0€65k▲
Other amounts receivable41€556€0▼
Current investments50/53-€75k
Cash at bank and in hand54/58€115k€23k▼
Deferred charges and accrued income490/1€0€574▲
Equity and liabilities
Total equity and liabilities10/49€925k€973k▲
Equity10/15€657k€708k▲
Contributions10/11€81k€81k=
Reserves13€118k€200k▲
Distributable reserves133€118k€200k▲
Profit (loss) carried forward14€457k€427k▼
Amounts payable17/49€269k€265k▼
Amounts payable after more than one year17-€100k
Other amounts payable178/9-€100k
Amounts payable within one year42/48€254k€153k▼
Trade debts44€259€0▼
Suppliers440/4€259€0▼
Taxes, remuneration and social security45€56k€58k▲
Taxes450/3€46k€49k▲
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€198k€95k▼
Accrued charges and deferred income492/3€15k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€54k€95k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€216k€223k▲
Operating profit (loss)9901€160k€127k▼
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€145k€114k▼
Income taxes67/77€43k€33k▼
Profit (loss) for the period9904€102k€81k▼
Profit (loss) for the period to be appropriated9905€102k€81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€559k€539k▼
Profit (loss) brought forward from the previous period14P€457k€457k=
Transfer from equity791/2€36k€0▼
Transfer to equity691/2€102k€81k▼
To other reserves6921€102k€81k▼
Profit to be distributed694/7€36k€30k▼
Return on contributions (dividend)694€36k€30k▼
Social balance
Average headcount (FTE)90871.01.7▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.07
Current ratio from 0.46 to 1.07; short-term debt falls from €254k to €153k.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €102k ▲1144%
Operating result €160k, net result €102k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-19k ▼2743%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Linottes(NN) 85100 NamurGround area
3,452 m²
Building footprint
1,111 m²
Parcel 92095B0210/00Z002, Wallonia. Linked by address, not a title deed.
1 establishment unit
PHOENIX ENGINEERING & MANAGEMENT
since 20082.171.689.547
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0210/00Z002 | Wallonia | 3,452 m² | 1 · 1,111 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOS
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VLIERT
BE 0646.824.803
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El Homes
BE 0790.628.489
Lille · Eq €708k
PERPETUUS
BE 0827.747.322
Wervik · Eq €708k
MV Réviseur d'Entreprise
BE 0473.460.364
Seraing · Eq €708k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 31,339 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@phoenixgroup.be
Phone:+3281402802