Inspirator2
ActiveSummary
Inspirator2 has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €709k and a net result of €125k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+18
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 24.32 against 4.74 in 2024; short-term debt: 3.7% and cash: 9.9% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
17%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
6 d late
2024
3 d early
2023
7 d late
2022
30 d early
2021
34 d early
2020
4 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€198k▲ 15.9%
2019 · €171k
2018: €122k
2019: €171k
2018 → 2020
EBIT margin
84.7%▲ 4.2pp
2019 · 80.5%
2018: 71.6%
2019: 80.5%
2018 → 2020
Net result
€125k▲ 26.6%
2024 · €99k
2018: €63k
2019: €100k
2020: €125k
2021: €125k
2022: €112k
2023: €147k
2024: €99k
2018 → 2025
Working capital
€638k▲ 29.9%
2024 · €491k
2018: €95k
2019: €188k
2020: €304k
2021: €289k
2022: €222k
2023: €379k
2024: €491k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€338k-€338k=€485k▲ 43.5%€584k▲ 20.4%€709k▲ 21.4%
Operating result€182k-€141k▼ 22.3%€212k▲ 50.4%€151k▼ 29.1%€157k▲ 4.0%
Net result€125k-€112k▼ 10.2%€147k▲ 31.3%€99k▼ 32.8%€125k▲ 26.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €736k
Fixed assets
€70k ▼ 23.6%
Current assets
€665k ▲ 6.9%
Equity and liabilities €736k
Equity
€709k ▲ 21.4%
Debt
€27k ▼ 79.2%
Debt's share of the balance-sheet total falls from 18.4% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€178k▲
2024 · €174k
Cash flow
€147k▲
2024 · €122k
Current ratio
24.32▲
2024 · 4.74
Debt to equity
0.04▼
2024 · 0.22
ROE
17.6%▲
2024 · 16.9%
ROA
17.0%▲
2024 · 13.8%
Interest coverage
341.39
Debt ≤ 1 year
€27k▼
2024 · €131k
Income taxes
€42k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€715k€736k▲
Fixed assets21/28€92k€70k▼
Tangible fixed assets22/27€92k€70k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€27k€15k▼
Other tangible fixed assets26€65k€55k▼
Financial fixed assets28€350€350=
Current assets29/58€623k€665k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€19k€21k▲
Other amounts receivable41-€653
Current investments50/53€458k€570k▲
Cash at bank and in hand54/58€144k€73k▼
Deferred charges and accrued income490/1€914€936▲
Equity and liabilities
Total equity and liabilities10/49€715k€736k▲
Equity10/15€584k€709k▲
Contributions10/11€20k€20k=
Reserves13€563k€688k▲
Distributable reserves133€563k€688k▲
Amounts payable17/49€131k€27k▼
Amounts payable within one year42/48€131k€27k▼
Trade debts44€965€2k▲
Suppliers440/4€965€2k▲
Taxes, remuneration and social security45€35k€25k▼
Taxes450/3€35k€25k▼
Other amounts payable47/48€95k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k▼
Other operating charges640/8€549€525▼
Gross operating margin9900€174k€179k▲
Operating profit (loss)9901€151k€157k▲
Financial income75/76B€8k€11k▲
Recurring financial income75€8k€11k▲
Financial charges65/66B€0€523▲
Recurring financial charges65€0€523▲
Profit (loss) for the period before taxes9903€159k€167k▲
Income taxes67/77€60k€42k▼
Profit (loss) for the period9904€99k€125k▲
Profit (loss) for the period to be appropriated9905€99k€125k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€125k▲
Transfer to equity691/2€99k€125k▲
To other reserves6921€99k€125k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Liquidity times 5current ratio 24.32
Current ratio from 4.74 to 24.32; short-term debt falls from €131k to €27k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €584k ▲20.4%
7 profitable years in a row build equity to €584k.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Highest result since 2018net €147k ▲31.3%
Operating result €212k, net result €147k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €201k ▲98.4%
2 profitable years in a row build equity to €201k.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterbempdenweg 183680 MaaseikGround area
2.2 ha
Building footprint
4,852 m²
Volume, LiDAR
33,959 m³
Parcel 72021C0038/00H000, Flanders · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inspirator2
since 20172.267.041.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021C0038/00H000 | Flanders | 2.2 ha | 1 · 4,852 m² | 14.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,763 EUR awarded · 2,763 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,278 EUR | 1,278 EUR |
| 2024 | 1 | 915 EUR | 915 EUR |
| 2023 | 1 | 570 EUR | 570 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 5,238 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2017
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.