PHOEDEMC2
ActivePHOEDEMC2 has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €45k. Its solvency ranks better than 90% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 6.48 against 5.91 in 2024; short-term debt: 14.6% and cash: 57.1% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
45.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45k▲ 12.6%
2024 · €40k
2024: €40k
2024 → 2025
Working capital
€80k▲ 98.6%
2024 · €40k
2024: €40k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€40k-€85k▲ 112%
Operating result€52k-€59k▲ 12.6%
Net result€40k-€45k▲ 12.6%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€5k
Current assets
€94k
Equity and liabilities €100k
Equity
€85k▲ 112%
Debt
€15k▲ 77.7%
The debt ratio falls from 16.9% to 14.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k
Cash flow
€46k
Solvency
85.4%▲
2024 · 83.1%
Current ratio
6.48▲
2024 · 5.91
Quick ratio
6.48▲
2024 · 5.91
Debt / equity
0.17▼
2024 · 0.20
ROE
52.9%▼
2024 · 99.6%
ROA
45.2%▼
2024 · 82.8%
Interest coverage
657.79
Debt
€15k▲
2024 · €8k
Debt ≤ 1 year
€15k▲
2024 · €8k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€100k▲
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Current assets29/58€48k€94k▲
Amounts receivable within one year40/41€16k€37k▲
Trade receivables40€15k€29k▲
Other amounts receivable41€718€8k▲
Cash at bank and in hand54/58€32k€57k▲
Deferred charges and accrued income490/1€112€454▲
Equity and liabilities
Total equity and liabilities10/49€48k€100k▲
Equity10/15€40k€85k▲
Contributions10/11€150€150=
Profit (loss) carried forward14€40k€85k▲
Amounts payable17/49€8k€15k▲
Amounts payable within one year42/48€8k€15k▲
Trade debts44€54€325▲
Suppliers440/4€54€325▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€8k€14k▲
Other amounts payable47/48€435-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€992
Other operating charges640/8-€44
Gross operating margin9900€52k€60k▲
Operating profit (loss)9901€52k€59k▲
Financial income75/76B€15€457▲
Recurring financial income75€15€457▲
Financial charges65/66B€60€91▲
Recurring financial charges65€60€91▲
Profit (loss) for the period before taxes9903€52k€59k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€40k€45k▲
Profit (loss) for the period to be appropriated9905€40k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€85k▲
Profit (loss) brought forward from the previous period14P-€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chenu 67090 Braine-le-ComteGround area
424 m²
Building footprint
301 m²
Parcel 55036B0267/00Y000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PHOEDEMC2
since 20242.357.235.206
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55036B0267/00Y000 | Wallonia | 424 m² | 1 · 301 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CO³ ENGINEERING
BE 0541.895.250
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CURRO CERTIF
BE 0836.089.124
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DAR BELGIUM
BE 0642.597.086
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ConsultJens
BE 0783.497.209
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KZ TECHNICS
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 5,203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2024
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.