Vardis
ActiveVardis has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €44k. Its solvency ranks better than 41% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.95; short-term debt: 50.7% and cash: 26.9% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
41.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€47k
Total assets
€106k
Net result
€44k
Working capital
€51k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €106k
Fixed assets
€1k
Current assets
€105k
Equity and liabilities €106k
Equity
€47k
Debt
€59k
Debt finances 55.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€63k
Cash flow
€45k
Solvency
44.6%
Current ratio
1.95
Quick ratio
1.95
Debt / equity
1.24
ROE
93.6%
ROA
41.7%
Interest coverage
88.18
Debt
€59k
Debt ≤ 1 year
€54k
Debt > 1 year
€5k
Income taxes
€17k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€106k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€105k
Amounts receivable within one year40/41€59k
Trade receivables40€59k
Cash at bank and in hand54/58€28k
Deferred charges and accrued income490/1€18k
Equity and liabilities
Total equity and liabilities10/49€106k
Equity10/15€47k
Contributions10/11€3k
Reserves13€44k
Distributable reserves133€44k
Amounts payable17/49€59k
Amounts payable after more than one year17€5k
Financial debts170/4€5k
Amounts payable within one year42/48€54k
Trade debts44€2k
Suppliers440/4€2k
Advances received on contracts in progress46€18k
Taxes, remuneration and social security45€26k
Taxes450/3€26k
Other amounts payable47/48€8k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€504
Gross operating margin9900€63k
Operating profit (loss)9901€62k
Financial charges65/66B€712
Recurring financial charges65€712
Profit (loss) for the period before taxes9903€62k
Income taxes67/77€17k
Profit (loss) for the period9904€44k
Profit (loss) for the period to be appropriated9905€44k
Appropriation of the result
Profit (loss) to be appropriated9906€44k
Transfer to equity691/2€44k
To other reserves6921€44k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1172350 VosselaarGround area
284 m²
Building footprint
183 m²
Volume, LiDAR
966 m³
Parcel 13046B0021/00F002, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vardis
since 20242.358.042.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046B0021/00F002 | Flanders | 283 m² | 1 · 183 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 4,850 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2024
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
25530Machining of metals
47632Retail sale of bicycles
47785Retail trade
70200Business and other management consultancy
70220Business consulting
82990Other business support services
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.