Active BE 0833.972.940Private limited company

PHOBOS EN ACTOR

Grotesteenweg 3 ·2440 Geel, Belgium· 15 yrs active

Sector: Photography, excluding press photography (74201)

Conclusion Checked

PHOBOS EN ACTOR has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €427k and a net result of €-58k. Equity is shrinking by ~7.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€427k
Net result	€-58k
Staff (FTE)	8.3
Active	15 yrs

Financial profile 5 of 5 axes measured · computed by Checked

57 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 52

Profitability 0

Solvency 99

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2011, 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview15 NBB filings

Annual accounts filed on 20-07-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Net result: declining trend of ~64.6%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€-24k

- 23-25

Net profit

€-58k

- 23-25

Cash flow

€-25k

- 23-25

Total assets

€686k

-4.9% 23-25

Equity

€427k

-22.4% 23-25

Working capital

€321k

-24.5% 23-25

Employees (FTE)

8

-8.8% 23-25

Staff costs

€523k

-3.2% 23-25

Income taxes

€965

-97.1% 23-25

Dividends

€66k

+644.1% 23-25

Debt

€259k

+51.8% 23-25

Debt ≤ 1y

€259k

+51.8% 23-25

Current ratio

2.24

-35.9% 23-25

Quick ratio

2.24

-35.9% 23-25

Solvency

62.3%

-18.4% 23-25

Debt / equity

0.61

+95.7% 23-25

ROE

-13.5%

- 23-25

ROA

-8.4%

- 23-25

Interest coverage

-10.80

- 23-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	-
EBITDA	€-24k
Net profit	€-58k
Cash flow	€-25k
Staff costs	€523k
Income taxes	€965
Dividends	€66k
Total assets	€686k
Equity	€427k
Debt	€259k
of which ≤ 1y	€259k
of which > 1y	-
Working capital	€321k
Employees (FTE)	8.3

Ratios (computed)

	2025
Current ratio	2.24
Quick ratio	2.24
Working capital ratio	46.8%
Solvency	62.3%
Debt / equity	0.61
Long-term debt ratio	-
Interest coverage	-10.80
Gross margin	-
Net margin	-
ROA	-8.4%
ROE	-13.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €106k · 15.5% Current assets €580k · 84.5%

Equity & liabilities

Equity €427k · 62.3% Debt €259k · 37.7%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€686k
Fixed assets	21/28	€106k
Intangible fixed assets	21	€21k
Tangible fixed assets	22/27	€86k
Current assets	29/58	€580k
Amounts receivable within one year	40/41	€184k
Investments	50/53	€122k
Cash & bank	54/58	€247k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€686k
Equity	10/15	€427k
Contributions / capital	10/11	€100k
Reserves	13	€170k
Accumulated profits (losses)	14	€157k
Amounts payable	17/49	€259k
Amounts payable within one year	42/48	€259k
Trade debts payable within one year	44	€119k
Income statement
Gross operating margin	9900	€500k
Operating result	9901	€-56k
Financial income	75	€2k
Financial charges	65	€2k
Result before taxes	9903	€-57k
Income taxes	67/77	€965
Net result for the period	9904	€-58k
Result to be appropriated	9905	€-58k

Directors & mandates 1 directors

Current directors & mandates

Gert Aerts
Director
State Gazette act 24352155 (02-02-2024)

Current
02-02-2024 → present

Permanent representatives (1)

These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.

PHOBOSLegal entity
Permanent representative· perm. rep.: Carlo Van Tichelen
State Gazette act 24352155 (02-02-2024)

Permanent representative
02-02-2024 → present

Legal Structure

NACE primary	Photography, excluding press photography(74201)
Legal form	Private limited company(610)
Incorporation	21-02-2011
Status	Active
Postal code	2440

Establishment units 1 location

Phobos en Actor bvba

Grotesteenweg 3, 2440 GeelComputer programming, consultancy and related activities

since 20112.196.737.323

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13375M1277/00Z002	Flanders	3,523 m²	1 · 1,857 m²	7.0 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 11 NBB filing 10 State Gazette act 1

2017 2017: 1 NBB filing 2018 2018: 1 NBB filing 2019 2019: 1 NBB filing 2020 2020: 1 NBB filing 2021 2021: 1 NBB filing 2022 2022: 1 NBB filing 2023 2023: 1 NBB filing 2024 2024: 1 State Gazette act, 1 NBB filing 2025 2025: 1 NBB filing 2026 2026: 1 NBB filing

2026

20-07-2026 NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

11-09-2025 NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

02-10-2024 NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

02-02-2024 State Gazette act Director changes

Cathérine Goossens

2023

03-07-2023 NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

01-07-2022 NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

29-06-2021 NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

30-06-2020 NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

11-07-2019 NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

26-06-2018 NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

30-06-2017 NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

02-02-2024 3 directors appointed Director changes·Cathérine Goossens

Gert Aerts, Bestuurder
Carlo Van Tichelen, Vaste vertegenwoordiger
Patrick Holemans, Vaste vertegenwoordiger

Notary: Cathérine Goossens · Grobbendonk

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Advertising agencies73110Photography, excluding press photography74201Computer programming, consultancy and related activities62010Computer programming62100Activities of head offices; management consultancy activities70210Public relations and communication consultancy73300Organisation of conventions and trade shows82300Other education85599

Names & trade names

Legal nameNL

PHOBOS EN ACTOR

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