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PHISCO

Active
Private limited companyfounded 200224 yrs activeRue Général Norstad 24, 4651 Herve, BelgiumKBO/BCE: BE 0477.052.532
Summary

For PHISCO, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€271,503) and a net result of €18,014. Its solvency ranks better than 5% of 9524 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2021
Profitability100▲+32
Solvency0=
Growth85
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-510%
Return on assets
33.8%
Age of the figures
27 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 242 days later.
NBB · 10 filings
Position against the passed deadline
30-06-2025 close31-01-2026 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 26-01-2025, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
5 d early
2021
152 d early
2018
153 d early
2017
13 d late
2014
149 d early
2012
596 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PHISCO was incorporated on 18 March 2002.1 Revenue grew from EUR 18,706 in 2021 to EUR 33,297 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€33,297▲ 78.0%
2021 · €18,706
EBIT margin
54.1%▲ 16.5pp
2021 · 37.6%
Net result
€18,014▲ 156%
2021 · €7,041
Working capital
-€271,503▲ 5.2%
2021 · -€286,387
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Available amounts per fiscal year
Line20212024
Turnover€18,706-€33,297-
Operating result€7,041-€18,014-
Net result€7,041within the sector's middle half-€18,014within the sector's middle half-
EBIT margin37.6%-54.1%-
Equity-€286,387below the sector's middle half--€271,503below the sector's middle half-
Total assets€56,995below the sector's middle half-€53,239below the sector's middle half-
Debt€343,382-€324,742-
Working capital-€286,387below the sector's middle half--€271,503below the sector's middle half-
Solvency-502.5%below the sector's middle half--510.0%below the sector's middle half-
Current ratio0.17below the sector's middle half-0.16below the sector's middle half-
Return on assets (ROA)12.4%within the sector's middle half-33.8%above the sector's middle half-
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000€20,000Operating result 2021: €7,041€7,041Net result 2021: €7,041€7,041Operating result 2024: €18,014€18,014Net result 2024: €18,014€18,01420212024€0€5,000€10,000€15,000€20,000Operating result 2021: €7,041€7,040Net result 2021: €7,041€7,040Operating result 2024: €18,014€18,000Net result 2024: €18,014€18,00020212024
The operating result is €18,014 in 2024, compared with €7,041 in 2021. Comparable figures for the intervening years are unavailable.
Key figures and ratios
2024 value · change against 2021
Debt to equity
-1.20▲
2021 · -1.20
Debt ≤ 1 year
€324,742▼
2021 · €343,382
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2021 · 26 lines
Balance sheet Code20212024
Assets
Total assets20/58€56,995€53,239▼
Current assets29/58€56,995€53,239▼
Amounts receivable within one year40/41€56,995€53,239▼
Trade receivables40€39,958€53,239▲
Other amounts receivable41€17,037-
Equity and liabilities
Total equity and liabilities10/49€56,995€53,239▼
Equity10/15-€286,387-€271,503▲
Contributions10/11€25,000€25,000=
Capital10€25,000€25,000=
Issued capital100€25,000€25,000=
Profit (loss) carried forward14-€311,387-€296,503▲
Amounts payable17/49€343,382€324,742▼
Amounts payable within one year42/48€343,382€324,742▼
Trade debts44€17,033-
Suppliers440/4€17,033-
Other amounts payable47/48€326,349€324,742▼
Income statement Code20212024
Turnover70€18,706€33,297▲
Goods, raw materials, services and sundry goods60/61€11,014€15,283▲
Other operating charges640/8€651-
Gross operating margin9900€7,692€18,014▲
Operating profit (loss)9901€7,041€18,014▲
Profit (loss) for the period before taxes9903€7,041€18,014▲
Profit (loss) for the period9904€7,041€18,014▲
Profit (loss) for the period to be appropriated9905€7,041€18,014▲
Appropriation of the result
Profit (loss) to be appropriated9906-€311,387-€296,503▲
Profit (loss) brought forward from the previous period14P-€318,428-€314,517▲
Line20212024Change
Turnover70€18,706€33,297-
Goods, raw materials, services and sundry goods60/61€11,014€15,283-
Other operating charges640/8€651--
Gross operating margin9900€7,692€18,014-
Operating profit (loss)9901€7,041€18,014-
Profit (loss) for the period before taxes9903€7,041€18,014-
Profit (loss) for the period9904€7,041€18,014-
Profit (loss) for the period to be appropriated9905€7,041€18,014-
Line20212024Change
Assets
Total assets20/58€56,995€53,239-
Current assets29/58€56,995€53,239-
Amounts receivable within one year40/41€56,995€53,239-
Trade receivables40€39,958€53,239-
Other amounts receivable41€17,037--
Equity and liabilities
Total equity and liabilities10/49€56,995€53,239-
Equity10/15-€286,387-€271,503-
Contributions10/11€25,000€25,000-
Capital10€25,000€25,000-
Issued capital100€25,000€25,000-
Profit (loss) carried forward14-€311,387-€296,503-
Amounts payable17/49€343,382€324,742-
Amounts payable within one year42/48€343,382€324,742-
Trade debts44€17,033--
Suppliers440/4€17,033--
Other amounts payable47/48€326,349€324,742-
Line20212024Change
Profit (loss) for the period9904€7,041€18,014-
Operating cash flow (approximation)€7,041€18,014-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
26-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2021
01-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2018
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
13-02
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2014
19-09
NBB filing Annual accounts filed
fiscal year 2012 · full schema · 596 days late
04-09
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2010
23-04
NBB filing Annual accounts filed
fiscal year 2009 · full schema · 82 days late
2009
13-02
NBB filing Annual accounts filed
fiscal year 2008 · full schema · 13 days late
2008
15-02
NBB filing Annual accounts filed
fiscal year 2007 · full schema · 15 days late
2007
20-02
NBB filing Annual accounts filed
fiscal year 2006 · full schema · 20 days late
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
1,463 m²
Building footprint
230 m²
Volume, LiDAR
1,103 m³
2 parcels, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PHISCO
Rue des Pépinières(CER) 30A2, 4632 SoumagneNACE 74122
since 20022.184.630.733
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62021A0140/03_000 Wallonia 835 m² 1 · 161 m² 5.0 m · 1 fl.
63006C0026/00M000 Wallonia 629 m² 1 · 69 m² 9.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,218 companies in sector 82100 we hold annual accounts for 3,517. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-03-2002
Fiscal year end30-06
Activities, NACEBEL 2025
82100Office administrative and support services
70200Business and other management consultancy
E-invoicing
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