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ABIL

Active Private limited companyfounded 1998active for 28 yearsRue Louvrex 55, 4000 LiègeKBO/BCE: BE 0463.808.567

Lifetime

20 annual accounts with figures on one time axis, 27 filings since 1999
peak €234,136 (2017)
€185,661▲ 1.8%
lowest -€25,743 (2023)
€43,218▲ 12.7%
peak €357,032 (2020)
€259,705▲ 20.0%
€99,255▼ 44.0%
peak 4.4 FTE (2013)
1.5 FTE▼ 6.3%
Board4 names since 2021
3 directorsLEVAUX Marc and 2 others
Owners
  
Documentsfilings and deeds
25-08-202625 days late
2025abbreviated format
Equity from €216,487 to €259,705Debts from €177,342 to €99,255

Key points

from the 2025 annual accounts

Staff

2 employees on 31-12-2025
1515202115152022212220232322202419202025

In 2025, 19 people joined and 20 left.

Filings

27 annual accounts since 1999
AprilJune31 JulyOctober200020102020

Ten of the last ten came late. The 2019 accounts came latest: 54 days after the end of the period.

Checked score

96
Excellent
Financially stronger than 67% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

97+17equity 72.3% of total assets
77+13short-term debt 27.7% · cash 30.4%
84+3return on assets 12.0%

Score breakdown

lowers risk
Liquidity: current ratio 1.69, cash €109,268
Equity €259,705 (72.3% of total assets)
Sector: Office administrative, office support and other business support activities (NACE 82)
Founded in 1998
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 73% of them on solvency, 71% on liquidity, 57% on profitability and 65% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as ABIL has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ABIL itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for ABIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €24,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.69 (1.18 in 2024), above the usual 1.5. Short-term debt is 27.7% and cash 30.4% of total assets. 27.7% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.69, cash €109,268
NBB · annual accounts
lowers risk · Equity €259,705 (72.3% of total assets)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
26 days late
2023
27 days late
2022
30 days late
2021
29 days late
2020
27 days late
2019
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VJ
Director, since 15-12-2023
LM
LEVAUX Marc
Director
PP
PICHAULT Pierre
Director
  • CRAHAY 36.4%score 96equity €2.0m (2025) · 2022 annual accounts of CRAHAY
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0463808567
Resignation: Paul CRAHAY (director) Appointment: VERJUS Jean-Marc (director) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · Director discharge: Paul CRAHAY · General meeting of 15-12-2023 · Gazette deed
Incorporation published on 23-07-1998 · Gazette deed
First establishment Rue Louvrex 55, Liège
All 37 events

Comparable companies

same main activity, similar in size and age
Company
ABIL Liège - - 72.3% 1.5
VORMINGSINSTELLING VOOR ARBEIDERS Zemst - - - 1.3
I.D Services Châtelet - - 20.0% 1.9
TIMESMORE Etterbeek €422,667 -1.4% -11.0% 1.8
CORCRIS Brasschaat €185,545 75.2% 98.0% 0.7
M - SERVICE Schoten - - 60.6% 1
TELLF Wielsbeke - - -8.5% 0.8

These companies have the same main activity as ABIL: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €255,000 and €545,000, founded between 1991 and 2006.

Official details

Source: KBO
Status
Active since 10-07-1998Normal situation
Registered office
51 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 9 November 2026.
Activity
Office administrative and support servicesNACE 82100and 1 other
Establishment unit
2.233.644.1404000 Liège, since 06-07-1998
Financial year end
31 December
Peppol
Reachable since 24-11-2025
Company details

Annual accounts 2025

≈ €320,000estimated
€358,960▼ 8.9%
Employeeson 31-12-2025
2▼ 33.3%
Filing
Filed on 25-08-2026
Financials

Insights on ABIL

ABIL files the abbreviated format. That format states no turnover. The gross margin rose from €157,452 in 2006 to €185,661 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ABIL

What is the company number of ABIL?
The company number of ABIL is 0463.808.567. The VAT number is the same number with BE in front: BE 0463.808.567.
Where is ABIL based?
The registered office is at Rue Louvrex 55, 4000 Liège.Company details
What does ABIL do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of ABIL?
ABIL is a private limited company (BV).
When was ABIL founded?
ABIL was founded on 10-07-1998.
Is ABIL still active?
Yes, ABIL is an active enterprise in the KBO register.
How many employees does ABIL have?
ABIL had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ABIL?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €185,661 and 58 comparable companies (NACE 82). It probably lies between €230,000 and €510,000.
Is ABIL profitable?
In financial year 2025, ABIL made a profit of €43,218.
Where can I find the annual accounts of ABIL?
ABIL filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ABIL due?
ABIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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