PHINA
A bankruptcy procedure is open for PHINA according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-82k) and a net result of €48k.
| Equity | €-82k |
| Net result | €48k |
| Staff (FTE) | 6 |
| Better than sector | 13% |
Fragile profile — watch health in particular.
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -41.2% | 19.1% | |
| Net result | €48k | €26k | |
| Equity | €-82k | €69k | |
| Gross operating margin | €233k | €270k | |
| Staff costs | €138k | €199k |
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €93k |
| Net profit | €48k |
| Cash flow | €86k |
| Staff costs | €138k |
| Income taxes | — |
| Dividends | — |
| Total assets | €199k |
| Equity | €-82k |
| Debt | €280k |
| of which ≤ 1y | €78k |
| of which > 1y | €203k |
| Working capital | €-56k |
| Employees (FTE) | 6.0 |
| 2024 | |
|---|---|
| Current ratio | 0.29 |
| Quick ratio | 0.12 |
| Working capital ratio | -28.0% |
| Solvency | -41.2% |
| Debt / equity | -3.43 |
| Long-term debt ratio | -2.48 |
| Interest coverage | 12.87 |
| Gross margin | — |
| Net margin | — |
| ROA | 24.2% |
| ROE | -58.7% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €199k |
| Fixed assets | 21/28 | €176k |
| Tangible fixed assets | 22/27 | €164k |
| Financial fixed assets | 28 | €12k |
| Current assets | 29/58 | €22k |
| Stocks & contracts in progress | 3 | €13k |
| Amounts receivable within one year | 40/41 | €214 |
| Cash & bank | 54/58 | €8k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €199k |
| Equity | 10/15 | €-82k |
| Contributions / capital | 10/11 | €15k |
| Accumulated profits (losses) | 14 | €-97k |
| Amounts payable | 17/49 | €280k |
| Amounts payable after one year | 17 | €203k |
| Amounts payable within one year | 42/48 | €78k |
| Trade debts payable within one year | 44 | €25k |
| Income statement | ||
| Gross operating margin | 9900 | €233k |
| Operating result | 9901 | €55k |
| Financial income | 75 | €64 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €48k |
| Net result for the period | 9904 | €48k |
| Result to be appropriated | 9905 | €48k |
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | BRAM WALSCHAP WIEDAUWBOS 68, 8310 BRUGGE- |
02-04-2026 → present | Belgian State Gazette |
| NACE primary | Cafés(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 21-05-2019 |
| Status | Active |
| Postal code | — |
| First BS signal | 09-04-2026 |
| Latest BS signal | 09-04-2026 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0009/00_000indicative | Flanders | 163 m² | 1 · 160 m² | 20.4 m · 5 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-05-2025 Registered office moved within Knokke-Heist
- Lichttorenplein 11, 8300 Knokke-Heist → Alfred Verweeplein 22, 8300 Knokke-Heist
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Alfred Verweeplein 22, 8300 Knokke-Heist",
"city": "Knokke-Heist",
"region": "vlaams_gewest",
"street": "Alfred Verweeplein",
"country": "BE",
"postcode": "8300",
"box_number": null,
"street_number": "22",
"locality_suffix": null
},
"old_address": {
"raw": "Lichttorenplein 11, 8300 Knokke-Heist",
"city": "Knokke-Heist",
"region": "vlaams_gewest",
"street": "Lichttorenplein",
"country": "BE",
"postcode": "8300",
"box_number": null,
"street_number": "11",
"locality_suffix": null
},
"effective_date": "2025-02-10",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-05-23",
"filing_date": "2025-05-15",
"act_kind_objet": "Zetel (zetelverplaatsing)"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2025-03-24",
"unanimous": null
},
"subject_company": {
"kbo": "0726.979.465",
"name_full": "PHINA",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": "0438.787.022",
"org_name": "BV ACCOUNTANTSKANTOOR VERBEKE-SANDERS",
"person_name": "Vebeke Filip",
"org_rep_person_name": "Vebeke Filip",
"person_role_at_subject": "bestuurder"
},
"co_filed_documents": [
"notulen van de algemene vergadering dd. 24/03/2025"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | PHINA |