PHIMO
ActiveSummary
PHIMO has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €862,735 and a net result of €24,797. Equity is growing by about 4.3% per year across the filed financial years. Its solvency ranks better than 63% of 1,151 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · financial year 2025, full format
In the rankings
#5 company by total assets in Malmedy, Administrative and support services sector#5 company by equity in Malmedy, Administrative and support services sector#8 oldest company in Malmedy, Administrative and support services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24,797▲ 17.7%
2024 · €21,061
Working capital
-€49,162▼ 64.0%
2024 · -€29,980
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result recovers in 2025; 2025 is 171% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.06m
2025
Net result€0.02m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€1.4m
2025
Equity€0.9m
2025
Debt€0.5m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€0.05m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)1.8%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency61.4%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.26
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)0.6
2022
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€0.05m-€0.05m▲ 1.2%€0.2m▲ 303%€0.05m▼ 71.9%€0.03m▼ 53.9%€0.02m▼ 18.7%€0.06m▲ 171%
Net result€0.03m-€0.03mwithin the sector's middle half▲ 5.1%€0.1mwithin the sector's middle half▲ 278%€0.04mwithin the sector's middle half▼ 65.6%€0.01mwithin the sector's middle half▼ 62.8%€0.02mwithin the sector's middle half▲ 48.6%€0.02mwithin the sector's middle half▲ 17.7%
Equity€0.6m-€0.7mabove the sector's middle half▲ 4.1%€0.8mwithin the sector's middle half▲ 16.1%€0.8mwithin the sector's middle half▲ 4.5%€0.8mwithin the sector's middle half▲ 1.4%€0.8mwithin the sector's middle half▲ 2.2%€0.9mwithin the sector's middle half▲ 2.6%
Total assets€1.1m-€1.0mabove the sector's middle half▼ 1.6%€1.0mwithin the sector's middle half▲ 0.2%€1.0mwithin the sector's middle half▼ 1.7%€1.1mwithin the sector's middle half▲ 4.6%€1.4mwithin the sector's middle half▲ 33.0%€1.4mwithin the sector's middle half▼ 1.9%
Debt€0.4m-€0.4m▼ 10.3%€0.3m▼ 28.0%€0.2m▼ 19.7%€0.3m▲ 16.3%€0.6m▲ 133%€0.5m▼ 8.3%
Working capital€0.2m-€0.2mabove the sector's middle half▲ 3.2%€0.3mwithin the sector's middle half▲ 56.1%€0.3mwithin the sector's middle half▲ 5.5%€0.3mwithin the sector's middle half▼ 4.4%-€0.03mwithin the sector's middle half-€0.05mwithin the sector's middle half▼ 64.0%
Solvency60.4%-63.9%within the sector's middle half▲ 3.5pp74.1%above the sector's middle half▲ 10.2pp78.8%above the sector's middle half▲ 4.7pp76.4%above the sector's middle half▼ 2.4pp58.7%within the sector's middle half▼ 17.7pp61.4%within the sector's middle half▲ 2.7pp
Current ratio5.79-6.10above the sector's middle half▲ 0.317.82above the sector's middle half▲ 1.7230.00above the sector's middle half▲ 22.1824.26above the sector's middle half▼ 5.730.51below the sector's middle half▼ 23.750.26below the sector's middle half▼ 0.26
Return on assets (ROA)2.6%-2.8%within the sector's middle half▲ 0.2pp10.6%above the sector's middle half▲ 7.8pp3.7%within the sector's middle half▼ 6.9pp1.3%within the sector's middle half▼ 2.4pp1.5%within the sector's middle half▲ 0.2pp1.8%within the sector's middle half▲ 0.3pp
Staff (FTE)2.4-2.4within the sector's middle half=2within the sector's middle half▼ 16.7%0.6below the sector's middle half▼ 70.0%
above
within
below
the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€1.4m ▼ 0.9%
Current assets
€16,835 ▼ 46.1%
Equity and liabilities €1.4m
Equity
€862,735 ▲ 2.6%
Debt
€541,426 ▼ 8.3%
Debt's share of the balance-sheet total falls from 41.3% to 38.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68,605▲
2024 · €33,533
Cash flow
€37,815▲
2024 · €34,079
Debt to equity
0.63▼
2024 · 0.70
ROE
2.9%▲
2024 · 2.5%
Interest coverage
2.53▲
2024 · 1.27
Debt ≤ 1 year
€65,997▲
2024 · €61,229
Debt > 1 year
€460,164▼
2024 · €512,986
Income taxes
€10,750▲
2024 · €8,290
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €107,583 | €19,488 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,272 | €22,272 | €431 | €431 | €5,628 | €13,018 | €13,018 | = |
| Other operating charges640/8 | - | - | €1,931 | €868 | €4,055 | €1,706 | €1,738 | ▲ 1.9% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €610 | - |
| Gross operating margin9900 | €172,196 | €166,651 | €304,760 | €75,581 | €34,923 | €35,239 | €70,953 | ▲ 101% |
| Operating profit (loss)9901 | €47,754 | €48,324 | €194,816 | €54,794 | €25,241 | €20,515 | €55,587 | ▲ 171% |
| Financial income75/76B | - | - | €5,045 | €7,218 | €7,119 | €35,144 | €7,119 | ▼ 79.7% |
| Recurring financial income75 | €5,087 | €5,117 | €5,045 | €7,218 | €7,119 | €35,144 | €7,119 | ▼ 79.7% |
| Financial charges65/66B | - | - | €13,087 | €8,448 | €12,564 | €26,308 | €27,159 | ▲ 3.2% |
| Recurring financial charges65 | €16,910 | €15,596 | €13,087 | €8,448 | €12,564 | €26,308 | €27,159 | ▲ 3.2% |
| Non-recurring financial charges66B | - | - | - | - | - | - | €0 | - |
| Profit (loss) for the period before taxes9903 | €35,931 | €37,845 | €186,774 | €53,564 | €19,796 | €29,351 | €35,547 | ▲ 21.1% |
| Income taxes67/77 | €8,082 | €8,589 | €76,099 | €15,506 | €5,619 | €8,290 | €10,750 | ▲ 29.7% |
| Profit (loss) for the period9904 | €27,850 | €29,257 | €110,676 | €38,058 | €14,177 | €21,061 | €24,797 | ▲ 17.7% |
| Transfer from tax-exempt reserves789 | - | - | €82,600 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €27,850 | €29,257 | €193,276 | €38,058 | €14,177 | €21,061 | €24,797 | ▲ 17.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.1m | €1.0m | €1.0m | €1.0m | €1.1m | €1.4m | €1.4m | ▼ 1.9% |
| Fixed assets21/28 | €0.8m | €0.8m | €0.7m | €0.7m | €0.7m | €1.4m | €1.4m | ▼ 0.9% |
| Tangible fixed assets22/27 | €0.1m | €0.1m | €0.001m | €207 | €0.06m | €0.05m | €0.03m | ▼ 27.9% |
| Land and buildings22 | - | - | €0 | - | - | - | - | - |
| Plant, machinery and equipment23 | - | - | €0 | - | - | - | - | - |
| Furniture and vehicles24 | - | - | €0.001m | €207 | €0.06m | €0.05m | €0.03m | ▼ 27.9% |
| Financial fixed assets28 | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €1.4m | €1.4m | = |
| Current assets29/58 | €0.2m | €0.2m | €0.4m | €0.4m | €0.3m | €0.03m | €0.02m | ▼ 46.1% |
| Amounts receivable after more than one year29 | - | - | - | - | €0.3m | €0 | - | - |
| Other amounts receivable291 | - | - | - | - | €0.3m | €0 | - | - |
| Amounts receivable within one year40/41 | €0.04m | €0.03m | €0.01m | €0.3m | €0.01m | €0.03m | €0 | ▼ 100% |
| Trade receivables40 | - | - | €0.01m | €0.02m | €0.01m | €0.02m | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €0 | €0.3m | €0 | €0.005m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.2m | €0.2m | €0.4m | €0.04m | €0.02m | €0.004m | €0.02m | ▲ 286% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €1.0m | €1.0m | €1.1m | €1.4m | €1.4m | ▼ 1.9% |
| Equity10/15 | €0.6m | €0.7m | €0.8m | €0.8m | €0.8m | €0.8m | €0.9m | ▲ 2.6% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €0.6m | €0.6m | €0.7m | €0.7m | €0.8m | €0.8m | €0.8m | ▲ 3.2% |
| Non-distributable reserves130/1 | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Legal reserve130 | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Tax-exempt reserves132 | - | - | €0 | - | - | - | - | - |
| Distributable reserves133 | - | - | €0.7m | €0.7m | €0.7m | €0.8m | €0.8m | ▲ 3.3% |
| Investment grants15 | - | - | €0.01m | €0.01m | €0.007m | €0.004m | €0.001m | ▼ 68.9% |
| Amounts payable17/49 | €0.4m | €0.4m | €0.3m | €0.2m | €0.3m | €0.6m | €0.5m | ▼ 8.3% |
| Amounts payable after more than one year17 | €0.4m | €0.3m | €0.2m | €0.2m | €0.2m | €0.5m | €0.5m | ▼ 10.3% |
| Financial debts170/4 | - | - | €0 | - | €0.02m | €0.3m | €0.2m | ▼ 19.5% |
| Other amounts payable178/9 | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 3.2% |
| Amounts payable within one year42/48 | €0.04m | €0.04m | €0.05m | €0.01m | €0.01m | €0.06m | €0.07m | ▲ 7.8% |
| Current portion of amounts payable after more than one year42 | - | - | €0 | - | €0.008m | €0.06m | €0.06m | ▲ 3.6% |
| Trade debts44 | €418 | - | - | €0.001m | €0 | €0.001m | €0.001m | ▲ 19.4% |
| Suppliers440/4 | - | - | - | €0.001m | €0 | €0.001m | €0.001m | ▲ 19.4% |
| Taxes, remuneration and social security45 | - | - | €0.05m | €0.01m | €0.005m | €0.002m | €0.005m | ▲ 110% |
| Taxes450/3 | - | - | €0.03m | €0.01m | €0.005m | €0.002m | €0.005m | ▲ 110% |
| Remuneration and social security454/9 | - | - | €0.01m | €0 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €0.001m | €0.001m | €0.001m | = |
| Accrued charges and deferred income492/3 | - | - | €0.01m | €0.008m | €0.01m | €0.02m | €0.02m | ▼ 7.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,850 | €29,257 | €110,676 | €38,058 | €14,177 | €21,061 | €24,797 | ▲ 17.7% |
| + Depreciation and write-downs630 | €22,272 | €22,272 | €431 | €431 | €5,628 | €13,018 | €13,018 | = |
| Operating cash flow (approximation) | €50,122 | €51,529 | €111,106 | €38,489 | €19,804 | €34,079 | €37,815 | ▲ 11.0% |
| Investment in fixed assets (approximation) | - | €0 | €119,815 | €0 | -€65,090 | -€675,000 | €0 | - |
| Change in cash | - | €14,359 | €136,985 | -€313,053 | -€22,158 | -€16,840 | €12,477 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 28 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | full format | 03-04-2026 | 2026-00072518 |
| 30-09-2024 | full format | 17-04-2025 | 2025-00071546 |
| 30-09-2023 | full format | 02-04-2024 | 2024-00056730 |
| 30-09-2022 | full format | 27-04-2023 | 2023-00079590 |
| 30-09-2021 | full format | 25-04-2022 | 2022-20011928 |
| 30-09-2020 | micro format | 23-04-2021 | 2021-11100518 |
| 30-09-2019 | micro format | 30-04-2020 | 2020-11000095 |
| 30-09-2018 | micro format | 17-04-2019 | 2019-10100528 |
| 30-09-2017 | micro format | 03-05-2018 | 2018-12300592 |
| 30-09-2016 | full format | 24-03-2017 | 2017-07300559 |
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Of the 11,110 active companies whose main activity is office administrative and support services (NACE 82100), figures are known for 3,548. 1,625 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.