PhiMedia
ActiveSummary
PhiMedia has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €253k and a net result of €21k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 25.46 against 57.55 in 2023; short-term debt: 3.9% and cash: 21.8% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
1 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€253k▼ 7.1%
2023 · €272k
2018: €169k
2019: €187k
2020: €223k
2021: €234k
2022: €275k
2023: €272k
2018 → 2024
Total assets
€264k▼ 4.9%
2023 · €277k
2018: €239k
2019: €200k
2020: €246k
2021: €253k
2022: €289k
2023: €277k
2018 → 2024
Net result
€21k▲ 20.1%
2023 · €17k
2018: €52k
2019: €17k
2020: €57k
2021: €68k
2022: €59k
2023: €17k
2018 → 2024
Working capital
€251k▼ 6.6%
2023 · €268k
2018: €166k
2019: €185k
2020: €222k
2021: €233k
2022: €269k
2023: €268k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€223k-€234k▲ 5.0%€275k▲ 17.5%€272k▼ 0.8%€253k▼ 7.1%
Operating result€83k-€102k▲ 22.4%€86k▼ 15.7%€28k▼ 67.7%€30k▲ 8.6%
Net result€57k-€68k▲ 19.1%€59k▼ 12.8%€17k▼ 70.9%€21k▲ 20.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 9% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €264k
Fixed assets
€3k ▼ 36.2%
Current assets
€261k ▼ 4.5%
Equity and liabilities €264k
Equity
€253k ▼ 7.1%
Debt
€10k ▲ 116%
Debt's share of the balance-sheet total rises from 1.7% to 3.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32k▲
2023 · €30k
Cash flow
€23k▲
2023 · €20k
Current ratio
25.46▼
2023 · 57.55
Debt to equity
0.04▲
2023 · 0.02
ROE
8.2%▲
2023 · 6.4%
ROA
7.9%▲
2023 · 6.2%
Interest coverage
73.82▲
2023 · 49.67
Debt ≤ 1 year
€10k▲
2023 · €5k
Income taxes
€9k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€277k€264k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€679▼
Current assets29/58€273k€261k▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€4k€13k▲
Other amounts receivable41€11k€4k▼
Current investments50/53€224k€186k▼
Cash at bank and in hand54/58€34k€57k▲
Deferred charges and accrued income490/1€95-
Equity and liabilities
Total equity and liabilities10/49€277k€264k▼
Equity10/15€272k€253k▼
Contributions10/11€6k€6k=
Reserves13€266k€247k▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€260k€241k▼
Amounts payable17/49€5k€10k▲
Amounts payable within one year42/48€5k€10k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€1k€7k▲
Remuneration and social security454/9€650-
Other amounts payable47/48€1k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€702€1k▲
Gross operating margin9900€31k€34k▲
Operating profit (loss)9901€28k€30k▲
Financial income75/76B€144€38▼
Recurring financial income75€144€38▼
Financial charges65/66B€608€440▼
Recurring financial charges65€608€440▼
Profit (loss) for the period before taxes9903€27k€30k▲
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€17k€21k▲
Profit (loss) for the period to be appropriated9905€17k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€21k▲
Transfer from equity791/2€20k€40k▲
Transfer to equity691/2€17k€21k▲
To other reserves6921€17k€21k▲
Profit to be distributed694/7€20k€40k▲
Return on contributions (dividend)694€20k€40k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €17k ▼70.9%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 57.55
Current ratio from 19.66 to 57.55; short-term debt falls from €14k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €68k ▲19.1%
Operating result €102k, net result €68k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €223k ▲19.2%
3 profitable years in a row build equity to €223k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 14.77
Current ratio from 3.38 to 14.77; short-term debt falls from €70k to €13k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Show earlier events
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2008
Ground area
655 m²
Building footprint
140 m²
Volume, LiDAR
1,075 m³
Parcel 25078A0726/00X004, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PhiMedia
since 20082.173.693.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25078A0726/00X004 | Wallonia | 655 m² | 1 · 140 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAPABILITIES
BE 0478.705.985
Gent · Eq €253,263
MINI-HOLDING
BE 0889.043.206
Oud-Turnhout · Eq €253,261
Dawcoor
BE 0599.978.157
Anzegem · Eq €253,266
Innoverde
BE 0794.901.736
Haacht · Eq €253,270
Timut
BE 0446.448.537
Antwerpen · Eq €253,249
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,875 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.