DARMAN
ActiveDARMAN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €22k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 31191 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+23
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 2.67 in 2024), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
8.3%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
7 d late
2022
on the day
2021
2 d early
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close07-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▲ 11.3%
2024 · €197k
2019: €12k
2020: €19k
2021: €79k
2022: €137k
2023: €186k
2024: €197k
2019 → 2025
Total assets
€267k▲ 1.1%
2024 · €264k
2019: €28k
2020: €218k
2021: €277k
2022: €290k
2023: €302k
2024: €264k
2019 → 2025
Net result
€22k▲ 103%
2024 · €11k
2019: €3k
2020: €10k
2021: €70k
2022: €58k
2023: €49k
2024: €11k
2019 → 2025
Working capital
€43k▼ 17.1%
2024 · €52k
2019: €12k
2020: €-22k
2021: €6k
2022: €40k
2023: €65k
2024: €52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€137k▲ 74.1%€186k▲ 35.9%€197k▲ 5.9%€219k▲ 11.3%
Operating result€81k-€69k▼ 15.1%€66k▼ 4.6%€17k▼ 74.8%€31k▲ 88.5%
Net result€70k-€58k▼ 16.7%€49k▼ 15.6%€11k▼ 77.7%€22k▲ 103%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 89% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€185k▲ 2.2%
Current assets
€82k▼ 1.5%
Equity and liabilities €267k
Equity
€219k▲ 11.3%
Debt
€48k▼ 29.0%
The debt ratio falls from 25.4% to 17.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€33k▲
2024 · €19k
Cash flow
€24k▲
2024 · €13k
Solvency
82.1%▲
2024 · 74.6%
Current ratio
2.11▼
2024 · 2.67
Quick ratio
2.11▼
2024 · 2.67
Debt / equity
0.22▼
2024 · 0.34
ROE
10.1%▲
2024 · 5.6%
ROA
8.3%▲
2024 · 4.1%
Interest coverage
14.63▲
2024 · 11.22
Debt
€48k▼
2024 · €67k
Debt ≤ 1 year
€39k▲
2024 · €31k
Debt > 1 year
€9k▼
2024 · €36k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€264k€267k▲
Fixed assets21/28€181k€185k▲
Tangible fixed assets22/27€1k€5k▲
Plant, machinery and equipment23€158€2k▲
Furniture and vehicles24€1k€3k▲
Financial fixed assets28€180k€180k=
Current assets29/58€83k€82k▼
Amounts receivable within one year40/41€51k€50k▼
Trade receivables40€5k€8k▲
Other amounts receivable41€46k€42k▼
Cash at bank and in hand54/58€9k€10k▲
Deferred charges and accrued income490/1€22k€22k▼
Equity and liabilities
Total equity and liabilities10/49€264k€267k▲
Equity10/15€197k€219k▲
Contributions10/11€7k€7k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€188k€210k▲
Amounts payable17/49€67k€48k▼
Amounts payable after more than one year17€36k€9k▼
Financial debts170/4€36k€9k▼
Amounts payable within one year42/48€31k€39k▲
Current portion of amounts payable after more than one year42€26k€27k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€120-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€405▼
Gross operating margin9900€21k€34k▲
Operating profit (loss)9901€17k€31k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€15k€29k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€11k€22k▲
Profit (loss) for the period to be appropriated9905€11k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€188k€210k▲
Profit (loss) brought forward from the previous period14P€177k€188k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €200kEq €219k ▲11.3%
7 profitable years in a row build equity to €219k.
2024
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
31-03
Financial
Equity above €150kEq €186k ▲35.9%
5 profitable years in a row build equity to €186k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €100kEq €137k ▲74.1%
4 profitable years in a row build equity to €137k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Highest result since 2019net €70k ▲613%
Operating result €81k, net result €70k, both a record.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Engelslei 332900 SchotenGround area
5,170 m²
Building footprint
310 m²
Volume, LiDAR
2,140 m³
2 parcels, Flanders · tallest building 11.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DARMAN
since 20072.167.767.975
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0160/00M003 | Flanders | 4,883 m² | 1 · 220 m² | 10.1 m · 2 fl. |
| 11303B0436/00L010 | Flanders | 286 m² | 1 · 91 m² | 11.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAALIM
BE 0797.949.813
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KS MC
BE 0698.648.141
Herk-de-Stad · Eq €219k
LINOA
BE 0664.882.243
Gent · Eq €219k
LORRIS
BE 0881.472.058
Hamme (Vl.) · Eq €219k
DD ADVISORY
BE 0804.889.865
Gent · Eq €219k
Of 82,127 companies in sector 70200 we hold annual accounts for 52,092. 39,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2007
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74141
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.