Checked.be
Active
BE 0797.636.245Private limited company
philLight
Rue Haute(V-P) 22 ·6210 Les Bons Villers, Belgium· 3 yrs active
Sector: Activiteiten van fotografen, met uitzondering van persfotografen
(74201)
Conclusion
philLight has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €9k. Its solvency ranks better than 64% of 1481 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €35k |
| Net result | €9k |
| Better than sector | 64% |
| Active | 3 yrs |
Financial profile
88
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
100
Solvency
99
Growth
52
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
93
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 05-07-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 74 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 62.2% | 50.0% | |
| Net result | €9k | €12k | |
| Equity | €35k | €32k | |
| Gross operating margin | €13k | €28k | |
| Total assets | €57k | €74k |
€13k
-56.8%
23-24
€9k
-62.7%
23-24
€10k
-57.0%
23-24
€57k
+54.1%
23-24
€35k
+32.4%
23-24
€30k
+41.1%
23-24
€3k
-57.7%
23-24
€22k
+110.9%
23-24
€22k
+110.9%
23-24
2.39
-22.3%
23-24
2.39
-22.3%
23-24
62.2%
-14.1%
23-24
0.61
+59.3%
23-24
24.5%
-71.8%
23-24
15.2%
-75.8%
23-24
104.80
-94.6%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €13k |
| Net profit | €9k |
| Cash flow | €10k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €57k |
| Equity | €35k |
| Debt | €22k |
| of which ≤ 1y | €22k |
| of which > 1y | - |
| Working capital | €30k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.39 |
| Quick ratio | 2.39 |
| Working capital ratio | 52.4% |
| Solvency | 62.2% |
| Debt / equity | 0.61 |
| Long-term debt ratio | - |
| Interest coverage | 104.80 |
| Gross margin | - |
| Net margin | - |
| ROA | 15.2% |
| ROE | 24.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €57k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €6k |
| Current assets | 29/58 | €51k |
| Amounts receivable within one year | 40/41 | €24k |
| Cash & bank | 54/58 | €27k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €57k |
| Equity | 10/15 | €35k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €32k |
| Amounts payable | 17/49 | €22k |
| Amounts payable within one year | 42/48 | €22k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €13k |
| Operating result | 9901 | €11k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €124 |
| Result before taxes | 9903 | €11k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
Directors & mandates
Current directors & mandates
-
Current01-01-2026 → present
Former directors (1)
-
Former- → 31-12-2025
Legal Structure
| NACE primary | Activiteiten van fotografen, met uitzondering van persfotografen(74201) |
| Legal form | Private limited company(610) |
| Incorporation | 26-01-2023 |
| Status | Active |
| Postal code | 6210 |
Establishment units
Rue Haute(V-P) 22, 6210 Les Bons Villers
since 20232.341.314.239
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52068B0224/00P000 | Wallonia | 513 m² | 1 · 108 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
16-01-2026 State Gazette act Director changes
v3.2
2025
05-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01-2023 State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 2
updated 7 months ago
2026
16-01-2026 1 director appointed, 1 resigning
- Maia Therasse, Bestuurder
- Philippe Therasse, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Philippe Therasse",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-31",
"evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission de Monsieur Philippe Therasse de sa fonction d\u0027administrateur en date du 31/12/2025."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Maia Therasse",
"address": null,
"birth_date": null
},
"effective_date": "2026-01-01",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer Madame Maia Therasse, domicili\u00E9e Rue Haute 22 \u00E0 6210 Les Bons Villers, comme administrateur \u00E0 partir du 01/01/2026."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0797.636.245",
"name_full": "PHILLIGHT",
"legal_form": "SRL"
}
}2023
30-01-2023 Incorporation of a new SRL
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "Rue Haute 22, 6210 Villers-Perwin",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "THERASSE Philippe Patrick Jacques",
"niss": null,
"address": "6210 Villers-Perwin (Les Bons Villers), Rue Haute, 22"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3500.0,
"holder_person_name": "THERASSE Philippe Patrick Jacques",
"is_subscriber_only": true,
"n_shares_subscribed": 10,
"amount_subscribed_eur": 3500.0,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3500.0,
"subject_company": {
"kbo": "0797.636.245",
"name_full": "PhilLight",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-01-25",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Activiteiten van fotografen, met uitzondering van persfotografen74201Overige fotografische activiteiten74209
Names & trade names
| Legal nameFR | philLight |
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