PHILIPPE REMY
ActivePHILIPPE REMY has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €-2k. Equity is shrinking by ~46% per year across the filed fiscal years. Its solvency ranks better than 5% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+13
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 0.75 in 2024; short-term debt: 133.5% and cash: 100% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-33.5%
Return on assets
-3.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
34 d early
2023
36 d early
2022
32 d early
2021
37 d early
2020
46 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k▲ 81.2%
2024 · €-10k
2018: €9k
2019: €14k
2020: €-2k
2021: €-9k
2022: €-3k
2023: €-15k
2024: €-10k
2018 → 2025
Working capital
€-17k▼ 0.4%
2024 · €-17k
2018: €8k
2019: €23k
2020: €6k
2021: €539
2022: €958
2023: €-10k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€9k▼ 23.6%€-5k€-15k▼ 184%€-17k▼ 12.2%
Operating result€-8k-€-1k▲ 85.1%€-11k▼ 879%€-2k▲ 78.3%€-2k▲ 25.3%
Net result€-9k-€-3k▲ 67.2%€-15k▼ 411%€-10k▲ 32.7%€-2k▲ 81.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€0▼
2024 · €906
Cash flow
€-74▲
2024 · €-7k
Solvency
-33.5%▼
2024 · -29.3%
Current ratio
0.75▲
2024 · 0.75
Quick ratio
0.75▲
2024 · 0.75
Debt / equity
-3.99▲
2024 · -4.42
ROA
-3.6%▲
2024 · -19.0%
Interest coverage
0.00▼
2024 · 0.12
Debt
€68k▲
2024 · €67k
Debt ≤ 1 year
€68k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€51k▼
Fixed assets21/28€2k-
Tangible fixed assets22/27€2k-
Furniture and vehicles24€2k-
Current assets29/58€50k€51k▲
Cash at bank and in hand54/58€50k€51k▲
Equity and liabilities
Total equity and liabilities10/49€52k€51k▼
Equity10/15€-15k€-17k▼
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-38k€-40k▼
Amounts payable17/49€67k€68k▲
Amounts payable within one year42/48€67k€68k▲
Current portion of amounts payable after more than one year42€50k€50k=
Trade debts44€3k-
Suppliers440/4€3k-
Other amounts payable47/48€14k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Gross operating margin9900€906-
Operating profit (loss)9901€-2k€-2k▲
Financial charges65/66B€8k€74▼
Recurring financial charges65€8k€74▼
Profit (loss) for the period before taxes9903€-10k€-2k▲
Profit (loss) for the period9904€-10k€-2k▲
Profit (loss) for the period to be appropriated9905€-10k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-40k▼
Profit (loss) brought forward from the previous period14P€-28k€-38k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €14k ▲57.7%
Operating result €14k, net result €14k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur Hoyemont 14170 Comblain-au-PontGround area
5,731 m²
Building footprint
291 m²
Volume, LiDAR
1,405 m³
Parcel 62026H0283/00K000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sur Hoyemont 1, 4170 Comblain-au-Pont
since 19922.055.578.171
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026H0283/00K000 | Wallonia | 5,731 m² | 1 · 291 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
XPROSUP
BE 0447.272.542
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PEETERS L&G
BE 0833.698.172
Beringen · Eq €9k
CN@Work
BE 0766.799.153
Maasmechelen · Eq €9k
BONNE GRONDVERZET
BE 1007.883.250
Damme · Eq €9k
J.W. BATI-GROUP
BE 0823.095.676
Ukkel · Eq €9k
Of 8,454 companies in sector 43120 we hold annual accounts for 3,232. 1,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-1990
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
45112
02020
02400Forestry and logging
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.