NIJKAMP
ActiveSummary
NIJKAMP has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,642 and a net result of €7,237. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7900 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 21.39 against 18.43 in 2024; short-term debt: 4.7% and cash: 81.3% of total assets), and 4.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
12.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
101 d early
2024
104 d early
2023
99 d early
2022
87 d early
2021
3 d early
2020
3 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 58 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€54,642▲ 15.3%
2024 · €47,405
Total assets
€57,322▲ 14.4%
2024 · €50,125
Net result
€7,237▲ 5.7%
2024 · €6,845
Working capital
€54,642▲ 15.3%
2024 · €47,405
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,944▲ 23,621%€4,998▼ 66.6%€7,798▲ 56.0%€9,588▲ 23.0%€9,961▲ 3.9%
Net result€10,482within the sector's middle half€3,109below the sector's middle half▼ 70.3%€5,442below the sector's middle half▲ 75.0%€6,845within the sector's middle half▲ 25.8%€7,237within the sector's middle half▲ 5.7%
Equity€32,009below the sector's middle half▲ 48.7%€35,118below the sector's middle half▲ 9.7%€40,560below the sector's middle half▲ 15.5%€47,405below the sector's middle half▲ 16.9%€54,642below the sector's middle half▲ 15.3%
Total assets€38,454below the sector's middle half▲ 52.1%€41,382below the sector's middle half▲ 7.6%€42,912below the sector's middle half▲ 3.7%€50,125below the sector's middle half▲ 16.8%€57,322below the sector's middle half▲ 14.4%
Debt€6,445▲ 71.9%€6,264▼ 2.8%€2,352▼ 62.5%€2,720▲ 15.6%€2,680▼ 1.5%
Working capital€33,009▲ 46.5%€35,118▲ 6.4%€40,560▲ 15.5%€47,405▲ 16.9%€54,642▲ 15.3%
Solvency83.2%above the sector's middle half▼ 1.9pp84.9%above the sector's middle half▲ 1.6pp94.5%above the sector's middle half▲ 9.7pp94.6%above the sector's middle half▲ 0.1pp95.3%above the sector's middle half▲ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €57,322
Equity
€54,642 ▲ 15.3%
Debt
€2,680 ▼ 1.5%
Debt's share of the balance-sheet total falls from 5.4% to 4.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
21.39▲
2024 · 18.43
Debt to equity
0.05▼
2024 · 0.06
ROE
13.2%▼
2024 · 14.4%
ROA
12.6%▼
2024 · 13.7%
Debt ≤ 1 year
€2,680▼
2024 · €2,720
Income taxes
€2,678▼
2024 · €2,696
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,105 | €1,116 | €216 | €805 | €520 | ▼ 35.4% |
| Gross operating margin9900 | €16,049 | €6,114 | €8,014 | €10,393 | €10,481 | ▲ 0.8% |
| Operating profit (loss)9901 | €14,944 | €4,998 | €7,798 | €9,588 | €9,961 | ▲ 3.9% |
| Financial charges65/66B | €31 | €39 | €56 | €47 | €46 | ▼ 2.1% |
| Recurring financial charges65 | €31 | €39 | €56 | €47 | €46 | ▼ 2.1% |
| Profit (loss) for the period before taxes9903 | €14,913 | €4,959 | €7,742 | €9,541 | €9,915 | ▲ 3.9% |
| Income taxes67/77 | €4,431 | €1,850 | €2,300 | €2,696 | €2,678 | ▼ 0.7% |
| Profit (loss) for the period9904 | €10,482 | €3,109 | €5,442 | €6,845 | €7,237 | ▲ 5.7% |
| Profit (loss) for the period to be appropriated9905 | €10,482 | €3,109 | €5,442 | €6,845 | €7,237 | ▲ 5.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38,454 | €41,382 | €42,912 | €50,125 | €57,322 | ▲ 14.4% |
| Current assets29/58 | €38,454 | €41,382 | €42,912 | €50,125 | €57,322 | ▲ 14.4% |
| Amounts receivable within one year40/41 | €13,249 | €26,627 | €39,485 | €47,115 | €10,693 | ▼ 77.3% |
| Trade receivables40 | €12,652 | €25,730 | €38,672 | €46,673 | €10,200 | ▼ 78.1% |
| Other amounts receivable41 | €597 | €897 | €813 | €442 | €493 | ▲ 11.5% |
| Cash at bank and in hand54/58 | €25,205 | €14,755 | €3,427 | €3,010 | €46,629 | ▲ 1,449% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38,454 | €41,382 | €42,912 | €50,125 | €57,322 | ▲ 14.4% |
| Equity10/15 | €32,009 | €35,118 | €40,560 | €47,405 | €54,642 | ▲ 15.3% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Other1319 | €1,859 | - | - | - | - | - |
| Profit (loss) carried forward14 | €11,558 | €14,667 | €20,109 | €26,954 | €34,191 | ▲ 26.8% |
| Amounts payable17/49 | €6,445 | €6,264 | €2,352 | €2,720 | €2,680 | ▼ 1.5% |
| Amounts payable within one year42/48 | €5,445 | €6,264 | €2,352 | €2,720 | €2,680 | ▼ 1.5% |
| Trade debts44 | - | - | €52 | - | - | - |
| Suppliers440/4 | - | - | €52 | - | - | - |
| Taxes, remuneration and social security45 | €5,445 | €6,264 | €2,300 | €2,720 | €2,680 | ▼ 1.5% |
| Taxes450/3 | €5,445 | €6,264 | €2,300 | €2,720 | €2,680 | ▼ 1.5% |
| Accrued charges and deferred income492/3 | €1,000 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,482 | €3,109 | €5,442 | €6,845 | €7,237 | ▲ 5.7% |
| Operating cash flow (approximation) | €10,482 | €3,109 | €5,442 | €6,845 | €7,237 | ▲ 5.7% |
| Change in cash | - | -€10,450 | -€11,328 | -€417 | €43,619 | ▲ 10,560% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 18.24
Current ratio from 6.61 to 18.24; short-term debt falls from €6,264 to €2,352.
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €10,482
Net result €10,482 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet -€994
Net result drops to -€994, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 1991
Ground area
1,222 m²
Building footprint
121 m²
Volume, LiDAR
749 m³
Parcel 13033B0649/00F002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aarledijk 20, 2382 Ravels
since 19912.052.780.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13033B0649/00F002 | Flanders | 1,222 m² | 1 · 121 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THENIERES
BE 0548.879.448
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BE 0844.216.833
Jette · Eq €54,699
LLOYD TRAVAUX
BE 0792.947.185
Ferrières · Eq €54,716
CONFORTINTEXT
BE 0459.669.439
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LOFANO & SAPORI -LOFANET
BE 0867.075.773
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Of 8,464 companies in sector 43120 we hold annual accounts for 3,233. 2,526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444073225
Also
9925:BE0444073225
Registered
09-04-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.