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Complete company report
Generated 26-08-2026
Active BE 0503.955.580Private limited company

Philippe Laby Finance

Bilemontstraat 57 ·7700 Mouscron, Belgium· 13 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Philippe Laby Finance is 1.2% (low). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 13 yrs
Board 1
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-08-2025 2025-00460577
31-12-2023 micro 22-08-2024 2024-00379092
31-12-2022 micro 01-09-2023 2023-00442302
31-12-2021 micro 25-08-2022 2022-20395286
31-12-2020 volledig 30-08-2021 2021-57300356
31-12-2019 volledig 26-06-2020 2020-21200285
31-12-2018 volledig 30-08-2019 2019-61000355
31-12-2017 volledig 20-08-2018 2018-47300280
31-12-2016 volledig 28-08-2017 2017-51000401
31-12-2015 volledig 31-08-2016 2016-56700567
Directors & mandates 1 directors
Current directors & mandates
  • LABY Philippe
    Director
    State Gazette act 23484252 (28-12-2023)
    Current
    28-12-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation08-02-2013
StatusActive
Postal code7700
Establishment units 1 location
Bilemontstraat 57, 7700 Mouscron
Holdings
since 20132.218.020.806
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54432C0248/00R000 Wallonia 1,811 m² 1 · 160 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-12-2023
State Gazette act Director changes
Marc FAUCON
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
25-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
26-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
20-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
28-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
28-12-2023 LABY Philippe appointed as director Director changes·Marc FAUCON
  • LABY Philippe, Bestuurder
Notary: Marc FAUCON · La Louvière
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "LABY Philippe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant actuel \u00E0 dater de ce jour \u00E9tant Monsieur LABY Philippe, pr\u00E9nomm\u00E9, en lui donnant d\u00E9charge pour l\u2019ex\u00E9cution de son mandat",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "LABY Philippe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "proc\u00E8de imm\u00E9diatement \u00E0 dater de ce jour \u00E0 la nomination comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e de Monsieur LABY Philippe, pr\u00E9nomm\u00E9",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "mandataire",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "pour lequel accepte son mandataire se",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Marc FAUCON",
    "firm_city": null,
    "firm_name": null,
    "office_city": "La Louvi\u00E8re",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-28",
    "filing_date": "2023-12-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-12-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-22",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-22",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-22",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-22",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0503.955.580",
    "name_full": "Philippe Laby Finance",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR Philippe Laby Finance
Registered office
Bilemontstraat 57
7700 Mouscron, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative