Philippe Dambremez Architecte
ActiveSummary
Philippe Dambremez Architecte has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-42
Solvency45▼-24
Growth52=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.23 against 1.75 in 2024; short-term debt: 79.9% and cash: 22.9% of total assets), and 79.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.1%
Return on assets
-0.9%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
15 d early
2023
5 d early
2022
2 d late
2021
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 32.2%
2024 · €34k
2021: €13k
2022: €7k
2023: €31k
2024: €34k
2021 → 2025
Total assets
€115k▲ 48.3%
2024 · €78k
2021: €24k
2022: €25k
2023: €59k
2024: €78k
2021 → 2025
Net result
€-1k
2024 · €3k
2021: €8k
2022: €-5k
2023: €24k
2024: €3k
2021 → 2025
Working capital
€22k▼ 34.2%
2024 · €33k
2021: €13k
2022: €6k
2023: €30k
2024: €33k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€7k▼ 42.0%€31k▲ 326%€34k▲ 10.4%€23k▼ 32.2%
Operating result€9k-€-6k€29k€6k▼ 79.4%€17▼ 99.7%
Net result€8k-€-5k€24k€3k▼ 86.4%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 100% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€2k ▲ 17.6%
Current assets
€114k ▲ 48.9%
Equity and liabilities €115k
Equity
€23k ▼ 32.2%
Debt
€92k ▲ 112%
Debt's share of the balance-sheet total rises from 56.0% to 79.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€976▼
2024 · €7k
Cash flow
€-50▼
2024 · €4k
Current ratio
1.23▼
2024 · 1.75
Debt to equity
3.98▲
2024 · 1.27
ROE
-4.4%▼
2024 · 9.4%
ROA
-0.9%▼
2024 · 4.1%
Interest coverage
1.76▼
2024 · 27.83
Debt ≤ 1 year
€92k▲
2024 · €44k
Income taxes
€505▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€115k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€76k€114k▲
Amounts receivable within one year40/41€44k€81k▲
Trade receivables40€42k€77k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€32k€26k▼
Deferred charges and accrued income490/1€465€6k▲
Equity and liabilities
Total equity and liabilities10/49€78k€115k▲
Equity10/15€34k€23k▼
Contributions10/11€5k€5k=
Reserves13€29k€17k▼
Distributable reserves133€29k€17k▼
Profit (loss) carried forward14-€990
Amounts payable17/49€44k€92k▲
Amounts payable within one year42/48€44k€92k▲
Trade debts44€26k€40k▲
Suppliers440/4€26k€40k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€13k€44k▲
Accrued charges and deferred income492/3-€70
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€894€959▲
Other operating charges640/8€384€646▲
Gross operating margin9900€7k€2k▼
Operating profit (loss)9901€6k€17▼
Financial income75/76B€0€32▲
Recurring financial income75€0€32▲
Financial charges65/66B€250€554▲
Recurring financial charges65€250€554▲
Profit (loss) for the period before taxes9903€6k€-505▼
Income taxes67/77€3k€505▼
Profit (loss) for the period9904€3k€-1k▼
Profit (loss) for the period to be appropriated9905€3k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-1k▼
Transfer from equity791/2-€12k
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Weakest financial yearnet €-5k ▼170%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daillylaan 1281030 SchaarbeekGround area
173 m²
Building footprint
92 m²
Volume, LiDAR
1,217 m³
Parcel 21906D0025/00Z002, Brussels · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Philippe Dambremez Architecte
since 20202.311.885.132
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0025/00Z002 | Brussels | 173 m² | 1 · 92 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Mattijs Cloet Architects
BE 0790.560.292
Antwerpen · Eq €23,146
CWAT
BE 0768.707.776
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Atelier AGAT Architectes
BE 1012.747.504
Chaudfontaine · Eq €23,119
UNIT architecture
BE 0805.104.552
Vorst · Eq €23,176
TEKEN architectuur
BE 0765.347.717
Antwerpen · Eq €23,178
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,657 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2020
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.