Starting capital
€2,500 2,500 shares
PHILEXP
Lifetime
2 annual accounts with figures on one time axispeak €20,874 (2024)
-€5,808▼ €26,682
lowest -€7,079 (2025)
-€7,079▼ €22,623
peak €18,044 (2024)
€10,965▼ 39.2%
€8,660▼ 25.6%
Board1 name since 2023
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €20,874 to -€5,808Loss of €7,079Equity from €18,044 to €10,965Debts from €11,647 to €8,660Cash from €244 to €2,152
Key points
from the 2025 annual accountsPosition in the sector
-€7,079
Lower net result than 85% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
2025 accounts filed 31 days after the deadlineTurnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,224 companies had the same profile as PHILEXP has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,224 companies, not a prediction for PHILEXP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001772646
First establishment
Paul Wemaerestraat 43-45, Woluwe-Saint-Pierre
Incorporation
Founding capital of €2,500, 2,500 shares · Founder: · Appointment: (director) · published on 03-11-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PHILEXP Woluwe-Saint-Pierre | €19,624 | -€5,808 | 55.9% | - |
| SUR LES TOITS DU MONDE Wavre | €25,526 | -€1,587 | -397.8% | - |
| Entreprise Nico Courcelles | €34,073 | €1,261 | -75.6% | - |
| FØMAR Leuven | €45,019 | -€12,392 | 70.6% | - |
| CLEAR WATER PROJECTS Zemst | €21,163 | -€31,161 | -648.1% | - |
| AQUASTOP La Louvière | €16,229 | €3,586 | -115.9% | - |
| TOITURES DERVAUX Mouscron | €55,284 | -€491 | 99.3% | - |
These companies have the same main activity as PHILEXP: specialised construction activities (NACE 43421). They are comparable in size and age: total assets between €16,200 and €55,300, founded between 2020 and 2025.
Official details
Source: KBO- Status
- Active since 30-10-2023Normal situation
- Activity
- Specialised construction activitiesNACE 43421and 5 others
- Establishment unit
- 2.355.778.7211150 Woluwe-Saint-Pierre, since 01-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 26-01-2026
Insights on PHILEXP
The 2025 annual accounts show equity of €10,965 and a net result of -€7,079. Its solvency ranks better than 60% of 37,177 sector peers (NACE 43, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PHILEXP
- What is the company number of PHILEXP?
- The company number of PHILEXP is 1001.772.646. The VAT number is the same number with BE in front: BE 1001.772.646.
- Where is PHILEXP based?
- The registered office is at Paul Wemaerestraat 43-45, 1150 Woluwe-Saint-Pierre.Company details
- What does PHILEXP do?
- According to the KBO register, the main activity is specialised construction activities (NACE 43421).
- What is the legal form of PHILEXP?
- PHILEXP is a private limited company (BV).
- When was PHILEXP founded?
- PHILEXP was founded on 30-10-2023.
- Is PHILEXP still active?
- Yes, PHILEXP is an active enterprise in the KBO register.
- What is the turnover of PHILEXP?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is PHILEXP profitable?
- In financial year 2025, PHILEXP made a loss of €7,079.
- Where can I find the annual accounts of PHILEXP?
- PHILEXP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PHILEXP due?
- PHILEXP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.