FØMAR

Active

Private limited companyfounded 20251 yr activeWijngaardlaan 2, 3001 Leuven, BelgiumKBO/BCE: BE 1019.187.809

The computed 12-month bankruptcy probability of FØMAR is 1.9% (moderate). The 2025 annual accounts show equity of €32k and a net result of €-13k. Its solvency ranks better than 75% of 27450 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

60 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability0

Solvency96

Growth-

Track record67

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 3.06; short-term debt: 28.2% and cash: 67.1% of total assets), and 29.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

70.6%

Return on assets

-29.4%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

28 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€32k

Total assets

€45k

Net result

€-13k

Working capital

€26k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €45k

13.7%

86.3%

Fixed assets €6k

Current assets €39k

Equity and liabilities €45k

70.6%

29.4%

Equity €32k

Debt €13k

Debt finances 29.4% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€-12k

Cash flow

€-12k

Solvency

70.6%

Current ratio

3.06

Quick ratio

3.06

Debt / equity

0.42

ROE

-41.7%

ROA

-29.4%

Interest coverage

-70.66

Debt

€13k

Debt ≤ 1 year

€13k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€45k

Fixed assets21/28€6k

Tangible fixed assets22/27€6k

Plant, machinery and equipment23€5k

Furniture and vehicles24€1k

Current assets29/58€39k

Amounts receivable within one year40/41€7k

Trade receivables40€969

Other amounts receivable41€6k

Cash at bank and in hand54/58€30k

Deferred charges and accrued income490/1€2k

Equity and liabilities

Total equity and liabilities10/49€45k

Equity10/15€32k

Contributions10/11€45k

Profit (loss) carried forward14€-13k

Amounts payable17/49€13k

Amounts payable within one year42/48€13k

Trade debts44€12k

Suppliers440/4€12k

Other amounts payable47/48€686

Accrued charges and deferred income492/3€547

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€744

Other operating charges640/8€50

Gross operating margin9900€-12k

Operating profit (loss)9901€-13k

Financial income75/76B€127

Recurring financial income75€127

Financial charges65/66B€176

Recurring financial charges65€176

Profit (loss) for the period before taxes9903€-13k

Profit (loss) for the period9904€-13k

Profit (loss) for the period to be appropriated9905€-13k

Appropriation of the result

Profit (loss) to be appropriated9906€-13k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

28-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

NBB filing

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

01-10-2025 Resigned as Director

Location & real-estate footprint

Registered office, Leuven · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wijngaardlaan 23001 Leuven

Ground area

353 m²

Building footprint

118 m²

Volume, LiDAR