Checked.be
Active
BE 0842.634.446Private limited company
PHILD
Hopstraat 47 ·1000 Brussel, Belgium· 14 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
PHILD has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €4k |
| Net result | €2k |
| Better than sector | 80% |
| Active | 14 yrs |
Financial profile
90
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
100
Solvency
100
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
93
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score history
73
2022
52
2023
60
2024
93
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 5.32 (≥ 1.5)
+10
Quick ratio
Quick ratio 5.32 (≥ 1.0)
+5
Leverage
Debt/equity 0.20 (< 1.0)
+10
Profitability
ROE 47% (≥ 10%)
+10
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 83.4% | 55.9% | |
| Net result | €2k | €27k | |
| Equity | €4k | €83k | |
| Gross operating margin | €2k | €54k | |
| Total assets | €4k | €186k |
€-179
+89.7%
22-25
€2k
-
22-25
€-218
+87.8%
22-25
€4k
+88.5%
22-25
€4k
+88.7%
22-25
€3k
+121.0%
22-25
€327
-51.7%
22-25
€702
+87.7%
22-25
€702
+87.7%
22-25
5.32
+13.9%
22-25
5.32
+13.9%
22-25
83.4%
+0.1%
22-25
0.20
-0.5%
22-25
47.0%
-
22-25
39.2%
-
22-25
-4.59
+89.7%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | - | €-179 | €-2k | €3k |
| Net profit | €2k | €-879 | €-3k | €-277 |
| Cash flow | - | €-218 | €-2k | €2k |
| Staff costs | - | - | - | - |
| Income taxes | €327 | - | - | €677 |
| Dividends | - | - | - | - |
| Total assets | €4k | €2k | €3k | €7k |
| Equity | €4k | €2k | €3k | €6k |
| Debt | €702 | €374 | €192 | €1k |
| of which ≤ 1y | €702 | €374 | €192 | €1k |
| of which > 1y | - | - | - | - |
| Working capital | €3k | €1k | €2k | €3k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 5.32 | 4.67 | 9.29 | 4.36 |
| Quick ratio | 5.32 | 4.67 | 9.29 | 4.36 |
| Working capital ratio | 71.6% | 61.1% | 54.1% | 46.7% |
| Solvency | 83.4% | 83.4% | 93.5% | 86.1% |
| Debt / equity | 0.20 | 0.20 | 0.07 | 0.16 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | -4.59 | -44.67 | 64.67 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 39.2% | -39.1% | -117.9% | -3.8% |
| ROE | 47.0% | -46.9% | -126.1% | -4.5% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €4k | €2k | €3k | €7k |
| Fixed assets | 21/28 | €500 | €500 | €1k | €3k |
| Tangible fixed assets | 22/27 | - | - | €661 | €2k |
| Financial fixed assets | 28 | €500 | €500 | €500 | €500 |
| Current assets | 29/58 | €4k | €2k | €2k | €4k |
| Cash & bank | 54/58 | €4k | €2k | €2k | €4k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4k | €2k | €3k | €7k |
| Equity | 10/15 | €4k | €2k | €3k | €6k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | - | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €-15k | €-19k | €-18k | €-14k |
| Amounts payable | 17/49 | €702 | €374 | €192 | €1k |
| Amounts payable within one year | 42/48 | €702 | €374 | €192 | €1k |
| Trade debts payable within one year | 44 | €111 | €117 | €47 | €23 |
| Income statement | |||||
| Gross operating margin | 9900 | €2k | €206 | €-1k | €3k |
| Operating result | 9901 | €2k | €-840 | €-3k | €439 |
| Financial charges | 65 | €41 | €39 | €39 | €39 |
| Result before taxes | 9903 | €2k | €-879 | €-3k | €400 |
| Income taxes | 67/77 | €327 | - | - | €677 |
| Net result for the period | 9904 | €2k | €-879 | €-3k | €-277 |
| Result to be appropriated | 9905 | €2k | €-879 | €-3k | €-277 |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 11-01-2012 |
| Status | Active |
| Postal code | 1000 |
Establishment units
PHILD SPRL
since 20132.303.224.022
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0137/00G000 | Brussels | 3,297 m² | 1 · 1,837 m² | 21.0 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
25-01
State Gazette act
Minor change
Statutes change · Gaëtan QUENON
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity doublescurrent ratio 9.29
Current ratio from 4.36 to 9.29; short-term debt falls from €1k to €192.
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
25-01-2024 Publication in the Belgian Official Gazette, Minor change
Summary:
Statutes changeNotary:
Gaëtan QUENON · TOURNAI
Technical details
{
"notary": {
"name": "Ga\u00EBtan QUENON",
"firm_city": null,
"firm_name": null,
"office_city": "TOURNAI",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-01-25",
"filing_date": "2024-01-22",
"act_kind_objet": "STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS), MODIFICATION FORME JURIDIQUE, DEMISSIONS, NOMINATIONS, DENOMINATION"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2023-10-06",
"unanimous": true
},
"agm_change": {
"new_schedule": "TROISIEME MERCREDI du mois de SEPTEMBRE \u00E0 20 heures",
"old_schedule": "TROISIEME MERCREDI du mois de SEPTEMBRE \u00E0 20 heures",
"effective_from_year": null,
"rule_changes_summary": null
},
"detected_kind": "statutes_change",
"other_address": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0842.634.446",
"name_full": "PHILD SPRL",
"legal_form": "SRL"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [],
"fiscal_year_change": {
"new_end_mm_dd": "03-31",
"old_end_mm_dd": "03-31",
"new_start_mm_dd": "04-01",
"old_start_mm_dd": "04-01",
"first_full_new_year": null,
"transition_period_end": null
},
"liquidation_closure": null,
"officer_designation": {
"role": "administrateur",
"organ": "raad_van_bestuur",
"person_name": "DEFREYN Philippe"
},
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameFR | PHILD |
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