PHILANN
ActivePHILANN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.13M and a net result of €-132k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 65.88 against 68.02 in 2024; short-term debt: 1.5% and cash: 18% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
-11.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-132k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
29 d late
2022
14 d late
2021
29 d late
2020
3 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-132k▼ 936%
2024 · €-13k
2018: €34k
2019: €31k
2020: €41k
2021: €731k
2022: €291k
2023: €-56k
2024: €-13k
2018 → 2025
Working capital
€1.11M▼ 15.9%
2024 · €1.32M
2018: €491k
2019: €554k
2020: €587k
2021: €1.35M
2022: €1.12M
2023: €713k
2024: €1.32M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.12M-€1.41M▲ 26.0%€1.35M▼ 4.0%€1.34M▼ 0.9%€1.13M▼ 15.8%
Operating result€774k-€413k▼ 46.7%€-63k€-15k▲ 75.8%€-23k▼ 54.7%
Net result€731k-€291k▼ 60.2%€-56k€-13k▲ 77.2%€-132k▼ 936%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €15k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€16k▼ 15.2%
Current assets
€1.13M▼ 15.8%
Equity and liabilities €1.14M
Equity
€1.13M▼ 15.8%
Debt
€17k▼ 13.1%
The debt ratio stays at 1.5%.
Key figures and ratios
EBITDA
€-21k▼
2024 · €-14k
Cash flow
€-130k▼
2024 · €-12k
Solvency
98.5%=
2024 · 98.5%
Current ratio
65.88▼
2024 · 68.02
Quick ratio
65.88▼
2024 · 68.02
Debt / equity
0.02▲
2024 · 0.01
ROE
-11.7%▼
2024 · -1.0%
ROA
-11.6%▼
2024 · -0.9%
Interest coverage
-0.12▲
2024 · -37.36
Debt
€17k▼
2024 · €20k
Debt ≤ 1 year
€17k▼
2024 · €20k
Income taxes
€100▼
2024 · €43k
Staff costs
€58k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.14M▼
Fixed assets21/28€19k€16k▼
Intangible fixed assets21€10k€10k=
Tangible fixed assets22/27€9k€6k▼
Land and buildings22€9k€6k▼
Financial fixed assets28€25€25=
Current assets29/58€1.34M€1.13M▼
Amounts receivable after more than one year29€32k€18k▼
Other amounts receivable291€32k€18k▼
Amounts receivable within one year40/41€167k€15k▼
Trade receivables40€2k€2k=
Other amounts receivable41€165k€13k▼
Current investments50/53€794k€855k▲
Cash at bank and in hand54/58€314k€206k▼
Deferred charges and accrued income490/1€35k€34k▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.14M▼
Equity10/15€1.34M€1.13M▼
Contributions10/11€80k-
Capital10€80k-
Issued capital100€92k-
Uncalled capital101€12k-
Reserves13€24k€24k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€17k€17k=
Profit (loss) carried forward14€1.24M€1.10M▼
Amounts payable17/49€20k€17k▼
Amounts payable within one year42/48€20k€17k▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48-€352
Income statement
Code20242025
Non-recurring operating income76A€25k-
Remuneration, social security and pensions62€62k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€51k€39k▼
Operating profit (loss)9901€-15k€-23k▼
Financial income75/76B€46k€50k▲
Recurring financial income75€31k€21k▼
Non-recurring financial income76B€15k€30k▲
Financial charges65/66B€374€159k▲
Recurring financial charges65€374€172k▲
Non-recurring financial charges66B-€-12k
Profit (loss) for the period before taxes9903€31k€-132k▼
Income taxes67/77€43k€100▼
Profit (loss) for the period9904€-13k€-132k▼
Profit (loss) for the period to be appropriated9905€-13k€-132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.24M€1.10M▼
Profit (loss) brought forward from the previous period14P€1.25M€1.24M▼
Social balance
Average headcount (FTE)9087-1.7
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-132k
Net result drops to €-132k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity doublescurrent ratio 68.02
Current ratio from 32.83 to 68.02; short-term debt falls from €22k to €20k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Liquidity times 5current ratio 32.83
Current ratio from 7.09 to 32.83; short-term debt falls from €184k to €22k.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €731k ▲1673%
Operating result €774k, net result €731k, both a record.
31-12
Financial
Equity above €1MEq €1.12M ▲189%
4 profitable years in a row build equity to €1.12M.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
20-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean Deraeckstraat 261150 Sint-Pieters-WoluweGround area
1,800 m²
Building footprint
222 m²
Volume, LiDAR
1,534 m³
2 parcels, Brussels · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
PHILANN SPRL
since 20022.114.033.737
La fille des saisons
since 20212.315.098.604
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307E0139/00N000 | Brussels | 1,627 m² | 1 · 153 m² | 12.9 m · 2 fl. |
| 21019A0010/00F003 | Brussels | 173 m² | 1 · 69 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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HEIDEVEN
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ALPHAR WOLUWE-SAINT-PIERRE
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GRIMNOT
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 26,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47210Retail sale of fruit and vegetables
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.