Phil & Concept
The computed 12-month bankruptcy probability of Phil & Concept is 1.1% (low). The 2025 annual accounts show equity of €65k and a net result of €67k. Equity is growing by ~417.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 1338 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €65k |
| Net result | €67k |
| Better than sector | 83% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 75.8% | 22.9% | |
| Net result | €67k | €10k | |
| Equity | €65k | €44k | |
| Gross operating margin | €95k | €40k | |
| Total assets | €85k | €292k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €95k |
| Net profit | €67k |
| Cash flow | €76k |
| Staff costs | - |
| Income taxes | €18k |
| Dividends | €859 |
| Total assets | €85k |
| Equity | €65k |
| Debt | €21k |
| of which ≤ 1y | €21k |
| of which > 1y | - |
| Working capital | €34k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 2.64 |
| Quick ratio | 2.64 |
| Working capital ratio | 39.6% |
| Solvency | 75.8% |
| Debt / equity | 0.32 |
| Long-term debt ratio | - |
| Interest coverage | 321.59 |
| Gross margin | - |
| Net margin | - |
| ROA | 78.5% |
| ROE | 103.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €85k |
| Fixed assets | 21/28 | €31k |
| Tangible fixed assets | 22/27 | €31k |
| Current assets | 29/58 | €54k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €50k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €85k |
| Equity | 10/15 | €65k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €55k |
| Amounts payable | 17/49 | €21k |
| Amounts payable within one year | 42/48 | €21k |
| Trade debts payable within one year | 44 | €823 |
| Income statement | ||
| Gross operating margin | 9900 | €95k |
| Operating result | 9901 | €86k |
| Financial charges | 65 | €295 |
| Result before taxes | 9903 | €85k |
| Income taxes | 67/77 | €18k |
| Net result for the period | 9904 | €67k |
| Result to be appropriated | 9905 | €67k |
| NACE primary | Real estate activities(68310) |
| Legal form | Private limited company(610) |
| Incorporation | 24-12-2021 |
| Status | Active |
| Postal code | 1160 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332C0017/00L020 | Brussels | 188 m² | 1 · 66 m² | 11.3 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
12-09-2024 1 director appointed, 1 resigning
- VANHEMELRIJCK Philippine, Directeur
- PIRSON Vincent, Directeur
Technical details
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"filing_date": "2024-09-10",
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"decisions": [
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"subject_company": {
"kbo": "0779.357.188",
"name_full": "JVH 147",
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"co_filed_documents": [
"exp\u00E9dition de l\u0027acte",
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"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | Phil & Concept |