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Complete company report
Generated 28-06-2026
Active BE 0402.581.177Private limited company

PHICOMA

Chaussée de Tirlemont 110 ·5030 Gembloux, Belgium· 58 yrs active
Sector: Retail trade (47120)
Conclusion Checked

The computed 12-month bankruptcy probability of PHICOMA is 0.5% (very low). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 58 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1968 — 58 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company — latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 16-06-2025 2025-00145772
31-12-2023 volledig 20-08-2024 2024-00372060
31-12-2022 volledig 31-08-2023 2023-00397316
31-12-2021 volledig 29-08-2022 2022-20341781
31-12-2020 volledig 30-08-2021 2021-59900034
31-12-2019 volledig 28-09-2020 2020-56100236
31-12-2018 volledig 02-08-2019 2019-43100350
31-12-2017 volledig 31-07-2018 2018-40900426
31-12-2016 volledig 22-08-2017 2017-46000550
31-12-2015 volledig 23-08-2016 2016-45400021
Legal Structure
NACE primary Retail trade(47120)
Legal form Private limited company(610)
Incorporation01-01-1968
StatusActive
Postal code5030
Establishment units 1 location
Chaussée de Tirlemont 110, 5030 Gembloux
de kleinhandel in een uitgebreid gamma van tuinbouwproducten en tuinbouwbenodigdheden voor particulier gebruik, in gespecialiseerde tuincentra
since 19552.003.604.680
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92253D0337/00S000 Wallonia 6,500 m² 1 · 1,911 m² —
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
23-12-2024
State Gazette act Minor change
Other address change · Béatrice DELACROIX
20-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
29-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
28-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
02-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
22-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
23-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad — acts 1 acts
All acts · 1 updated 1 year ago
2024
23-12-2024 Publication in the Belgian Official Gazette — Minor change Minor change·Béatrice DELACROIX
Summary: Other address changeNotary: Béatrice DELACROIX · Perwez
Technical details 
{
  "notary": {
    "name": "B\u00E9atrice DELACROIX",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Perwez",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-12-23",
    "filing_date": "2024-12-19",
    "act_kind_objet": "DENOMINATION"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-12-17",
    "unanimous": true
  },
  "agm_change": null,
  "detected_kind": "other_address_change",
  "other_address": {
    "action": "modified",
    "purpose": "statutaire_zetel",
    "address_new": null,
    "address_old": "Chauss\u00E9e de Tirlemont 110",
    "effective_date": null,
    "effective_date_is_approximate": null
  },
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0402.581.177",
    "name_full": "Soci\u00E9t\u00E9 de Mat\u00E9riel agricole",
    "legal_form": "SRL"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "une exp\u00E9dition de l\u0027acte",
    "statuts coordonn\u00E9s"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms — you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Overige niet-gespecialiseerde detailhandel47120Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)47191Overige niet-gespecialiseerde detailhandel in winkels (verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van mind er dan 2.500 m2)52122
Primary activity highlighted.
Names & trade names
Legal nameFR PHICOMA
Registered office
Chaussée de Tirlemont 110
5030 Gembloux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative