Phibocon
ActiveSummary
Phibocon has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,647 and a net result of €31,758. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-9
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 5.04 against 5.44 in 2024; short-term debt: 19.8% and cash: 90.8% of total assets), and 19.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
21.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
113 d early
2024
85 d early
2023
131 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 110 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€118,647▲ 36.6%
2024 · €86,889
Total assets
€148,013▲ 39.0%
2024 · €106,458
Net result
€31,758▲ 7.9%
2024 · €29,422
Working capital
€118,647▲ 36.6%
2024 · €86,889
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€70,567-€38,269▼ 45.8%€42,237▲ 10.4%
Net result€54,967-€29,422▼ 46.5%€31,758▲ 7.9%
Equity€57,467-€86,889▲ 51.2%€118,647▲ 36.6%
Total assets€68,366-€106,458▲ 55.7%€148,013▲ 39.0%
Debt€10,900-€19,569▲ 79.5%€29,366▲ 50.1%
Working capital€57,467-€86,889▲ 51.2%€118,647▲ 36.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €148,013
Equity
€118,647 ▲ 36.6%
Debt
€29,366 ▲ 50.1%
Debt's share of the balance-sheet total rises from 18.4% to 19.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
5.04▼
2024 · 5.44
Debt to equity
0.25▲
2024 · 0.23
ROE
26.8%▼
2024 · 33.9%
ROA
21.5%▼
2024 · 27.6%
Debt ≤ 1 year
€29,366▲
2024 · €19,569
Income taxes
€10,280▲
2024 · €8,820
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €109 | €412 | €828 | ▲ 101% |
| Gross operating margin9900 | €70,676 | €38,682 | €43,065 | ▲ 11.3% |
| Operating profit (loss)9901 | €70,567 | €38,269 | €42,237 | ▲ 10.4% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | €10 | €27 | €199 | ▲ 635% |
| Recurring financial charges65 | €10 | €27 | €199 | ▲ 635% |
| Profit (loss) for the period before taxes9903 | €70,557 | €38,242 | €42,037 | ▲ 9.9% |
| Income taxes67/77 | €15,591 | €8,820 | €10,280 | ▲ 16.5% |
| Profit (loss) for the period9904 | €54,967 | €29,422 | €31,758 | ▲ 7.9% |
| Profit (loss) for the period to be appropriated9905 | €54,967 | €29,422 | €31,758 | ▲ 7.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €68,366 | €106,458 | €148,013 | ▲ 39.0% |
| Current assets29/58 | €68,366 | €106,458 | €148,013 | ▲ 39.0% |
| Amounts receivable within one year40/41 | €19,803 | €18,133 | €13,369 | ▼ 26.3% |
| Trade receivables40 | €19,593 | €18,133 | €13,367 | ▼ 26.3% |
| Other amounts receivable41 | €210 | €0 | €2 | - |
| Cash at bank and in hand54/58 | €48,563 | €87,976 | €134,326 | ▲ 52.7% |
| Deferred charges and accrued income490/1 | - | €350 | €318 | ▼ 9.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €68,366 | €106,458 | €148,013 | ▲ 39.0% |
| Equity10/15 | €57,467 | €86,889 | €118,647 | ▲ 36.6% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €54,967 | €84,389 | €116,147 | ▲ 37.6% |
| Distributable reserves133 | €54,967 | €84,389 | €116,147 | ▲ 37.6% |
| Amounts payable17/49 | €10,900 | €19,569 | €29,366 | ▲ 50.1% |
| Amounts payable within one year42/48 | €10,900 | €19,569 | €29,366 | ▲ 50.1% |
| Financial debts43 | €37 | €39 | €40 | ▲ 2.6% |
| Credit institutions430/8 | €37 | €39 | €40 | ▲ 2.6% |
| Trade debts44 | €1,435 | €1,075 | €844 | ▼ 21.5% |
| Suppliers440/4 | €1,435 | €1,075 | €844 | ▼ 21.5% |
| Taxes, remuneration and social security45 | €6,622 | €14,547 | €24,670 | ▲ 69.6% |
| Taxes450/3 | €6,622 | €14,547 | €24,670 | ▲ 69.6% |
| Other amounts payable47/48 | €2,806 | €3,909 | €3,812 | ▼ 2.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,967 | €29,422 | €31,758 | ▲ 7.9% |
| Operating cash flow (approximation) | €54,967 | €29,422 | €31,758 | ▲ 7.9% |
| Change in cash | - | €39,413 | €46,351 | ▲ 17.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100,000Eq €118,647 ▲36.6%
3 profitable years in a row build equity to €118,647.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €29,422 ▼46.5%
Net result drops to €29,422, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2022
Ground area
333 m²
Building footprint
77 m²
Volume, LiDAR
515 m³
Parcel 13031C0093/00N002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Phibocon
since 20222.339.333.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13031C0093/00N002 | Flanders | 333 m² | 1 · 77 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JWORKS
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Epiphyte
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Ath · Eq €118,683
Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.