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PHI8

Active
Private limited companyfounded 20233 yrs activeGrand-Route-de-Ciney 49B, 5503 Dinant, BelgiumKBO/BCE: BE 0799.819.636
Summary

PHI8 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92,520 and a net result of €86,520. Its solvency ranks better than 66% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record79
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.88; short-term debt: 25.1% and cash: 89.4% of total assets), and 25.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
37 d early
2024
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 March 2023, PHI8 was incorporated as a Private limited company.1 Hainal Tavaszi has served as director of the company since 2026.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 14-08-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€92,520
Total assets
€123,596
Net result
€86,520
Working capital
€89,464

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €123,596
Fixed assets €3,056
Current assets €120,540
Equity and liabilities €123,596
Equity €92,520
Debt €31,076
Debt finances 25.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€112,379
Cash flow
€88,324
Current ratio
3.88
Debt to equity
0.34
ROE
93.5%
ROA
70.0%
Interest coverage
108.08
Debt ≤ 1 year
€31,076
Income taxes
€23,017

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet Code2024
Assets
Total assets20/58€123,596
Fixed assets21/28€3,056
Tangible fixed assets22/27€3,002
Furniture and vehicles24€1,279
Other tangible fixed assets26€1,723
Financial fixed assets28€54
Current assets29/58€120,540
Amounts receivable within one year40/41€9,600
Trade receivables40€9,600
Cash at bank and in hand54/58€110,504
Deferred charges and accrued income490/1€436
Equity and liabilities
Total equity and liabilities10/49€123,596
Equity10/15€92,520
Contributions10/11€6,000
Reserves13€600
Non-distributable reserves130/1€600
Reserves not available under the articles1311€600
Profit (loss) carried forward14€85,920
Amounts payable17/49€31,076
Amounts payable within one year42/48€31,076
Trade debts44€137
Suppliers440/4€137
Taxes, remuneration and social security45€30,391
Taxes450/3€30,391
Other amounts payable47/48€548
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,805
Other operating charges640/8€772
Gross operating margin9900€113,150
Operating profit (loss)9901€110,574
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€1,040
Recurring financial charges65€1,040
Profit (loss) for the period before taxes9903€109,536
Income taxes67/77€23,017
Profit (loss) for the period9904€86,520
Profit (loss) for the period to be appropriated9905€86,520
Appropriation of the result
Profit (loss) to be appropriated9906€86,520
Transfer to equity691/2€600
To other reserves6921€600

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,805
Other operating charges640/8€772
Gross operating margin9900€113,150
Operating profit (loss)9901€110,574
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€1,040
Recurring financial charges65€1,040
Profit (loss) for the period before taxes9903€109,536
Income taxes67/77€23,017
Profit (loss) for the period9904€86,520
Profit (loss) for the period to be appropriated9905€86,520
Line2024
Assets
Total assets20/58€123,596
Fixed assets21/28€3,056
Tangible fixed assets22/27€3,002
Furniture and vehicles24€1,279
Other tangible fixed assets26€1,723
Financial fixed assets28€54
Current assets29/58€120,540
Amounts receivable within one year40/41€9,600
Trade receivables40€9,600
Cash at bank and in hand54/58€110,504
Deferred charges and accrued income490/1€436
Equity and liabilities
Total equity and liabilities10/49€123,596
Equity10/15€92,520
Contributions10/11€6,000
Reserves13€600
Non-distributable reserves130/1€600
Reserves not available under the articles1311€600
Profit (loss) carried forward14€85,920
Amounts payable17/49€31,076
Amounts payable within one year42/48€31,076
Trade debts44€137
Suppliers440/4€137
Taxes, remuneration and social security45€30,391
Taxes450/3€30,391
Other amounts payable47/48€548
Line2024
Profit (loss) for the period9904€86,520
+ Depreciation and write-downs630€1,805
Operating cash flow (approximation)€88,324

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-08
State Gazette act Appointment: Hainal Tavaszi (director)
Share transfer · Shareholding8 facts ▸
  • General meeting, 13-03-2026
  • Share transfer, Hainal Tavaszi
  • Shareholding, 01-04-2026, parts sociales
  • Shareholding, 01-04-2026, parts sociales
  • Director appointment, Hainal Tavaszi (director)
  • Director in office, Etienne Charlier (director)
  • Other statement, se mettre en rapport avec l'UCM afin que toutes les démarches administratives soient réalisées rapidement, démarches administratives
  • Other statement, frais à supporter, répercutés, à prix coûtant, en frais & débours sur la prochaine facture de prestations à émettre
24-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Hainal Tavaszi
Director · since 14-08-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
615 m²
Building footprint
74 m²
Parcel 91122D0193/00D010, Wallonia. Linked by address, not a title deed.
1 establishment unit
PHI8
Grand-Route-de-Ciney 49B, 5503 DinantAgents in non-specialised wholesale trade
since 20232.344.683.406
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91122D0193/00D010 Wallonia 615 m² 1 · 74 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Hainal Tavaszi
  • Director, from 14-08-2026 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 14-08-2026 ↗
Share transfer act of 14-08-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 6,969 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
77210Renting and leasing of sports and recreation goods
82300Organisation of conventions and trade shows
Contact
E-mail etienne@phi8.be
Phone +32476432102
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799819636
Registered 25-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.