T-IT Consulting
ActiveT-IT Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €66k and a net result of €29k. Its solvency ranks better than 39% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▼-3
Solvency77▼-3
Growth52
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.23 in 2023; short-term debt: 32.7% and cash: 31.7% of total assets), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€66k▲ 76.1%
2023 · €37k
2023: €37k
2023 → 2024
Total assets
€127k▲ 88.2%
2023 · €68k
2023: €68k
2023 → 2024
Net result
€29k▼ 16.7%
2023 · €35k
2023: €35k
2023 → 2024
Working capital
€50k▲ 33.1%
2023 · €37k
2023: €37k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€37k-€66k▲ 76.1%
Operating result€53k-€42k▼ 21.1%
Net result€35k-€29k▼ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €127k
Fixed assets
€36k
Current assets
€91k
Equity and liabilities €127k
Equity
€66k▲ 76.1%
Debt
€62k▲ 103%
The debt ratio rises from 44.8% to 48.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k
Cash flow
€33k
Solvency
51.6%▼
2023 · 55.2%
Current ratio
2.19▼
2023 · 2.23
Quick ratio
2.19▼
2023 · 2.23
Debt / equity
0.94▲
2023 · 0.81
ROE
44.5%▼
2023 · 94.2%
ROA
23.0%▼
2023 · 52.0%
Interest coverage
51.58
Debt
€62k▲
2023 · €30k
Debt ≤ 1 year
€42k▲
2023 · €30k
Debt > 1 year
€20k
Income taxes
€12k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€68k€127k▲
Fixed assets21/28-€36k
Tangible fixed assets22/27-€36k
Furniture and vehicles24-€36k
Current assets29/58€68k€91k▲
Amounts receivable within one year40/41€23k€50k▲
Trade receivables40€23k€42k▲
Other amounts receivable41-€8k
Cash at bank and in hand54/58€45k€40k▼
Deferred charges and accrued income490/1-€574
Equity and liabilities
Total equity and liabilities10/49€68k€127k▲
Equity10/15€37k€66k▲
Contributions10/11€3k€3k=
Reserves13€34k€63k▲
Distributable reserves133€34k€63k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€30k€62k▲
Amounts payable after more than one year17-€20k
Financial debts170/4-€20k
Amounts payable within one year42/48€30k€42k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€21k€32k▲
Taxes450/3€21k€32k▲
Other amounts payable47/48€4k€859▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€384€396▲
Gross operating margin9900€54k€46k▼
Operating profit (loss)9901€53k€42k▼
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€996€880▼
Recurring financial charges65€996€880▼
Profit (loss) for the period before taxes9903€52k€41k▼
Income taxes67/77€17k€12k▼
Profit (loss) for the period9904€35k€29k▼
Profit (loss) for the period to be appropriated9905€35k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€29k▼
Profit (loss) brought forward from the previous period14P-€0
Transfer to equity691/2€34k€28k▼
To other reserves6921€34k€28k▼
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koebrugstraat(KLS) 89190 StekeneGround area
543 m²
Building footprint
181 m²
Volume, LiDAR
882 m³
Parcel 46324E0445/02E000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T-IT Consulting
since 20232.343.032.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46324E0445/02E000 | Flanders | 543 m² | 1 · 181 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STUDIO NUMERO
BE 1009.122.177
Elsene · Eq €66k
Positiv'eau
BE 0667.812.435
Antwerpen · Eq €66k
IntelliSense
BE 0784.869.956
Boutersem · Eq €66k
CAN I KICK IT
BE 1003.099.269
Gent · Eq €66k
WODAN AI
BE 1014.822.611
Madrid · Eq €66k
Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,919 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.