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Generated 16-07-2026
Active BE 0792.703.596Private limited company

PHENA

Diksmuidestraat 58 ·8433 Middelkerke, Belgium· 3 yrs active
Sector: Agriculture (01430)
Conclusion Checked

The computed 12-month bankruptcy probability of PHENA is 0.7% (low). The 2024 annual accounts show equity of €78k and a net result of €14k. Its solvency ranks better than 36% of 807 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €78k
Net result €14k
Staff (FTE) 2.4
Better than sector 36%
Snowflake analysis 5 axes · computed by Checked
Health58Profitability88Solvency23Growth52Stability94
63 / 100

Strong profile, led by stability.

Health 58
Profitability 88
Solvency 23
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
58 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20kOperating result 2023: €17k€17kNet result 2023: €14k€14kOperating result 2024: €25k€25kNet result 2024: €14k€14k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 01, Agriculture · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 9.9% 20.4%
better than 36% of 807 sector peers
Net result €14k €5k
better than 62% of 806 sector peers
Equity €78k €36k
better than 67% of 807 sector peers
Gross operating margin €90k €33k
better than 75% of 807 sector peers
Staff costs €30k €21k
higher than 56% of 250 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€55k
+186.3% far above sector median
Net profit
€14k
-4.2% far above sector median
Cash flow
€44k
+165.2% far above sector median
Total assets
€785k
+130.6% +15% vs sector
Equity
€78k
+21.3% -59% vs sector
Working capital
€111k
- +12% vs sector
Employees (FTE)
2
-14.3% +140% vs sector
Staff costs
€30k
-50.5% -13% vs sector
Income taxes
€3k
-6.9% far above sector median
Debt
€707k
+156.0% +41% vs sector
Debt ≤ 1y
€468k
+74.6% -5% vs sector
Debt > 1y
€231k
- +27% vs sector
Current ratio
1.24
+25.6% -9% vs sector
Quick ratio
0.26
-53.5% -55% vs sector
Solvency
9.9%
-47.4% -63% vs sector
Debt / equity
9.08
+111.1% +230% vs sector
ROE
17.5%
-21.0% far above sector median
ROA
1.7%
-58.4% far above sector median
Interest coverage
6.23
-97.1% +8% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€55k
Net profit€14k
Cash flow€44k
Staff costs€30k
Income taxes€3k
Dividends-
Total assets€785k
Equity€78k
Debt€707k
of which ≤ 1y€468k
of which > 1y€231k
Working capital€111k
Employees (FTE)2.4
Ratios (computed)
2024
Current ratio1.24
Quick ratio0.26
Working capital ratio14.1%
Solvency9.9%
Debt / equity9.08
Long-term debt ratio2.97
Interest coverage6.23
Gross margin-
Net margin-
ROA1.7%
ROE17.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€785k
Fixed assets 21/28€206k
Intangible fixed assets 21€67k
Tangible fixed assets 22/27€136k
Financial fixed assets 28€3k
Current assets 29/58€579k
Stocks & contracts in progress 3€457k
Amounts receivable within one year 40/41€121k
Cash & bank 54/58€929
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€785k
Equity 10/15€78k
Contributions / capital 10/11€50k
Reserves 13€28k
Amounts payable 17/49€707k
Amounts payable after one year 17€231k
Amounts payable within one year 42/48€468k
Trade debts payable within one year 44€209k
Income statement
Gross operating margin 9900€90k
Operating result 9901€25k
Financial income 75€468
Financial charges 65€9k
Result before taxes 9903€16k
Income taxes 67/77€3k
Net result for the period 9904€14k
Result to be appropriated 9905€14k
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Ratios computed by Checked.
Legal Structure
NACE primary Agriculture(01430)
Legal form Private limited company(610)
Incorporation20-10-2022
StatusActive
Postal code8433
Establishment units 3 locations
PHENA
Diksmuidestraat 58, 8433 MiddelkerkeTeelt van andere granen dan rijst, en van peulgewassen en oliehoudende zaden
since 20222.337.492.142
PHENA
Steendamstraat(Wul) 1, 8670 KoksijdeFokken en houden van paarden en andere paardachtigen
since 20222.337.929.434
PHENA
Weidestraat(Wul) 1, 8670 KoksijdeFokken en houden van paarden en andere paardachtigen
since 20222.337.929.533
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38027C0465/00B000 Flanders 4.0 ha 1 · 193 m² 8.4 m · 2 fl.
38027B0016/00T000 Flanders 7,439 m² 1 · 366 m² 11.1 m · 2 fl.
35018C0178/00M000 Flanders 5,497 m² 1 · 159 m² 9.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
10-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
24-06-2024
State Gazette act Director changes
2022
06-12-2022
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
24-06-2024 Ann Verkinderen appointed as director Director changes
  • Ann Verkinderen, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
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        "name": "Ann Verkinderen",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2024-06-13",
      "evidence_quote": "De algemene vergadering beslist met eenparigheid van stemmen om mevrouw Ann Verkinderen benoemen tot niet-statutair bestuurder van de vennootschap en dit met ingang van heden.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-24",
    "filing_date": "2024-06-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-05-16",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0792.703.596",
    "name_full": "Phena",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ph\u00E9be Nicod\u00E8me",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
06-12-2022 Elsje Fallein appointed as director Director changes
  • Elsje Fallein, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Elsje Fallein",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2022-11-25",
      "evidence_quote": "De algemene vergadering beslist met eenparigheid van stemmen om mevrouw Elsje Fallein te benoemen tot niet-statutair bestuurder van de vennootschap en dit met ingang van heden.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-06",
    "filing_date": "2022-11-25",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-11-21",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0792.703.596",
    "name_full": "Phena",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ph\u00E9be Nicod\u00E8me",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Fokken van paarden en andere paardachtigen01430Fokken en houden van paarden en andere paardachtigen01430
Primary activity highlighted.
Names & trade names
Legal nameNL PHENA
Registered office
Diksmuidestraat 58
8433 Middelkerke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative