PHC MECACONSULT
ActivePHC MECACONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €3k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-51
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 18.34 against 8.47 in 2024), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
9.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
93 d early
2024
59 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 10.9%
2024 · €28k
2023: €20k
2024: €28k
2023 → 2025
Total assets
€33k▲ 3.4%
2024 · €32k
2023: €28k
2024: €32k
2023 → 2025
Net result
€3k▼ 61.0%
2024 · €8k
2023: €17k
2024: €8k
2023 → 2025
Working capital
€31k▲ 10.9%
2024 · €28k
2023: €20k
2024: €28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€28k▲ 38.5%€31k▲ 10.9%
Operating result€24k-€11k▼ 54.0%€4k▼ 59.6%
Net result€17k-€8k▼ 54.7%€3k▼ 61.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 60% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33k
Equity
€31k▲ 10.9%
Debt
€2k▼ 52.2%
The debt ratio falls from 11.8% to 5.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
94.5%▲
2024 · 88.2%
Current ratio
18.34▲
2024 · 8.47
Quick ratio
18.34▲
2024 · 8.47
Debt / equity
0.06▼
2024 · 0.13
ROE
9.8%▼
2024 · 27.8%
ROA
9.3%▼
2024 · 24.5%
Debt
€2k▼
2024 · €4k
Debt ≤ 1 year
€2k▼
2024 · €4k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€33k▲
Current assets29/58€32k€33k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€2k=
Other amounts receivable41-€20
Cash at bank and in hand54/58€29k€30k▲
Equity and liabilities
Total equity and liabilities10/49€32k€33k▲
Equity10/15€28k€31k▲
Contributions10/11€3k€3k=
Reserves13€25k€28k▲
Distributable reserves133€25k€28k▲
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€292€210▼
Suppliers440/4€292€210▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Income statement
Code20242025
Gross operating margin9900€11k€4k▼
Operating profit (loss)9901€11k€4k▼
Financial charges65/66B€161€162▲
Recurring financial charges65€161€162▲
Profit (loss) for the period before taxes9903€11k€4k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€8k€3k▼
Profit (loss) for the period to be appropriated9905€8k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€3k▼
Transfer to equity691/2€8k€3k▼
To other reserves6921€8k€3k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼61%
Net result drops to €3k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 18.34
Current ratio from 8.47 to 18.34; short-term debt falls from €4k to €2k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 8.47
Current ratio from 3.54 to 8.47; short-term debt falls from €8k to €4k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur les Roches(VIS) 284600 ViséGround area
1,221 m²
Building footprint
160 m²
Volume, LiDAR
978 m³
Parcel 62108C0825/00C000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PHC MECACONSULT
since 20232.345.230.069
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0825/00C000 | Wallonia | 1,221 m² | 1 · 160 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 34,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.