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Generated 15-08-2026
Active BE 0864.175.869Private limited company

PHASE Insurance

Kattestraat 2 ·1082 Sint-Agatha-Berchem, Belgium· 22 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

PHASE Insurance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 22 yrs
Board 1
Locations 1
Publications 6
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 15-05-2025 2025-00095292
31-12-2023 micro 03-06-2024 2024-00106765
31-12-2022 micro 19-06-2023 2023-00135998
31-12-2021 micro 31-08-2022 2022-20402953
31-12-2020 micro 28-06-2021 2021-25400601
31-12-2019 micro 22-07-2020 2020-32400155
31-12-2018 micro 19-06-2019 2019-19700543
31-12-2017 micro 10-08-2018 2018-44800152
31-12-2016 micro 01-06-2017 2017-14700262
31-12-2015 verkort 21-06-2016 2016-20200079
Directors & mandates 3 directors
Current directors & mandates
  • PHARILegal entity
    Director· perm. rep.: David Decuypere
    State Gazette act 21035625 (22-03-2021)
    Current
    22-03-2021 → present
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • BevamaviboLegal entity
    Manager· perm. rep.: Bernard Bosch
    State Gazette act 15004989 (12-01-2015)
    Not recently confirmed
    last confirmed in an act from 2015
Former directors (1)
  • Bernard Bosch
    Manager
    State Gazette act 15004989 (12-01-2015)
    Former
    - → 06-05-2014
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation19-03-2004
StatusActive
Postal code1082
Connections & network 2 connected companies
Group structure
Bevamavibo
Sits on the board · 1 subsidiary · 1 location
Control→
PHARI
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 2 parties
Control over this companysits on this company's board2
Bevamavibo
1 subsidiary · 1 location
PHARI
1 subsidiary · 1 location
controls
PHASE InsuranceBE 0864.175.869

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
PHASE Insurance
Kattestraat 2, 1082 Sint-Agatha-BerchemVerzekeringsmakelaars en -agenten
since 20042.136.278.807
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21003A0255/00M000 Brussels 497 m² 1 · 505 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 16 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-12-2025
State Gazette act Registered-office change
v3.2
15-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
28-02-2025
State Gazette act Director changes
v3.2
2024
03-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
19-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
22-03-2021
State Gazette act Director changes
v3.2
2020
22-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
22-07-2019
State Gazette act Statutes amendment
v3.2
19-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
10-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
01-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
21-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
16-01-2015
State Gazette act Capital & shares
v3.2
12-01-2015
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 6 acts
Capital history · 1
16-01-2015
v3.2
Address history · 1
17-12-2025
v3.2
All acts · 6 updated 8 months ago
2025
17-12-2025 Registered office moved within Sint-Agatha-Berchem Registered-office change
  • Gentsesteenweg 1183, 1082 Sint-Agatha-Berchem → Kattestraat 2, 1082 Sint-Agatha-Berchem
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Sint-Agatha-Berchem",
        "region": "Brussels Gewest",
        "street": "Kattestraat",
        "country": "BE",
        "postcode": "1082",
        "box_number": null,
        "street_number": "2"
      },
      "old_address": {
        "city": "Sint-Agatha-Berchem",
        "region": "Brussels Gewest",
        "street": "Gentsesteenweg",
        "country": "BE",
        "postcode": "1082",
        "box_number": null,
        "street_number": "1183"
      },
      "effective_date": "2026-02-01",
      "evidence_quote": "Derde beslissing De vergadering beslist om de zetel van de vennootschap te verplaatsen naar Kattestraat 2, 1082 Sint-Agatha-Berchem\u0022 met ingang vanaf 1 februari 2026."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.175.869",
    "name_full": "BOSCH BERCHEM",
    "legal_form": "BV"
  }
}
28-02-2025 VOF Bevamavibo resigns as director Director changes
  • VOF Bevamavibo, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VOF Bevamavibo",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-12-31",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van VOF Bevamavibo, met zetel te 1730 ASSE Grotenbroek 11, als niet-statutaire bestuurder, en dit met ingang op 31/12/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.175.869",
    "name_full": "BOSCH BERCHEM",
    "legal_form": "BV"
  }
}
2021
22-03-2021 David Decuypere appointed as director Director changes
  • David Decuypere, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "David Decuypere",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0760633814",
        "name": "Phar bv",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Met eenparigheid van de stemmen wordt beslist volgende bestuurder te benoemen: - Phar bv - ON. 0760.633.814-met als vaste vertegenwoordiger de heer David Decuypere - NN. 78.03.24-129.34"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.175.869",
    "name_full": "BOSCH BERCHEM",
    "legal_form": "BV"
  }
}
2019
22-07-2019 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2019-07-22",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0864.175.869",
    "name_full": "BOSCH BERCHEM",
    "legal_form": "BVBA"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2015
16-01-2015 Capital decrease of €50,000 to €77,000 Capital & shares
  • €127.000 → €77.000
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_decrease",
      "amount": 50000.0,
      "currency": "EUR",
      "after_eur": 77000.0,
      "delta_eur": -50000.0,
      "before_eur": 127000.0,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2014-12-23",
      "evidence_quote": "Vermindering van het maatschappelijk kapitaal... met een bedrag van vijftigduizend euro (50.000,00 EUR), om het te brengen op zevenenzeventigduizend euro (77.000,00 EUR)... Deze kapitaalvermindering geschiedde door terugbetaling ten belope van vijftigduizend euro (50.000,00 EUR) door overdracht van een schuldvordering op de Vennootschap aan de vennoten",
      "contribution_type": "in_kind"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.175.869",
    "name_full": "BOSCH BERCHEM",
    "legal_form": "BVBA"
  }
}
12-01-2015 1 director appointed, 1 resigning Director changes
  • Bernard Bosch, Zaakvoerder
  • Bernard Bosch, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Bernard Bosch",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2014-05-06",
      "evidence_quote": "Met eenparigheid van de stemmen wordt beslist de heer Bernard Bosch - NN 63.08.24-317.51 - te ontslagen als zaakvoerder met ingang vanaf 06/05/2014"
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Bernard Bosch",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0550979794",
        "name": "BEVAMAVIBO",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2014-01-06",
      "evidence_quote": "Met eenparigheid van de stemmen wordt beslist de v.o.f. BEVAMAVIBO - N.N 0550.979.794 vertegenwoordigd door de heer Bermard Bosch NN 63.08.24-317.51, te benoemen als zaakvoerder ingang vanaf 06/01/2014."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.175.869",
    "name_full": "BOSCH BERCHEM",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL PHASE Insurance
Registered office
Kattestraat 2
1082 Sint-Agatha-Berchem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative