Financials
- Financial year
- 2024
- Total assets
- €619,631
- Profit
- €48,393
- Solvency
- 73.0%
Total assets▼ 22.0%
Net result
20182024
PHASE Insurance
ActiveSummary
PHASE Insurance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For PHASE Insurance, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €452,571 and a net result of €48,393. Equity remains stable across the filed financial years (±1.7% per year). Its solvency ranks better than 72% of 3,255 sector peers (NACE 66, financial year 2024). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
7th oldest company in Sint-Agatha-Berchem, Finance and insurance sector1 site
Size
€619,631total assets 2024
- Staff
- 2.6 FTE
- Equity
- €452,571
- Profit
- €48,393
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- PHARI · 100%
Accounts 80 days overdue2 of 6 deeds read
Signalsraises riskAnnual accounts not filedneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 80 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline19-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-05-2025, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
77 days early
2023
58 days early
2022
42 days early
2021
31 days late
2020
33 days early
2019
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 31 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- Registered office · NameName change · Registered-office move
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: VOF Bevamavibo (director)Permanent representative: Bernard Bosch ·…
Key points
- Caution: Result fell in 2024from €264,481 to €48,393 ▼ 81.7% View
- Caution: Accounts not fileddeadline was 31-07-2026 80 days late View
- Positive: 7th oldest company in Sint-Agatha-Berchem, Finance and insurance sectorin the Checked rankings No. 7 View
- Controlled by PHARI 100% View
- Positive: 7 profitable years in a rowprofit 2024: €48,393 7 years View
By topic
Board & ownership
- Parent
- PHARI · 100%
Timeline
- Events
- 26
- Since
- 2006
- 31-12-2024Weakest financial year
- 31-12-2024Liquidity more than doubled
- 03-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 19-03-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationGo further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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