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Complete company report
Generated 18-08-2026
Active BE 0899.156.742Private limited company

PHARMARO

Rue Masses Diarbois 46 ·6043 Charleroi, Belgium· 18 yrs active
Sector: Detailhandel in farmaceutische producten (47730)
Conclusion Checked

The computed 12-month bankruptcy probability of PHARMARO is 0.8% (low). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 18 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 24-06-2025 2025-00177972
31-12-2023 volledig 31-07-2024 2024-00325601
31-12-2022 volledig 26-07-2023 2023-00273304
31-12-2021 volledig 31-07-2022 2022-20273644
31-12-2020 volledig 28-07-2021 2021-45000587
31-12-2019 volledig 31-07-2020 2020-38600530
31-12-2018 volledig 31-08-2019 2019-60400032
31-12-2017 volledig 31-07-2018 2018-42500472
31-12-2016 volledig 31-08-2017 2017-56400298
31-12-2015 volledig 31-08-2016 2016-55100546
Directors & mandates 1 directors
Former directors (1)
  • STEEMAN François
    Director
    State Gazette act 26348890 (28-07-2026)
    Former
    - → 30-11-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Detailhandel in farmaceutische producten(47730)
Legal form Private limited company(610)
Incorporation09-07-2008
StatusActive
Postal code6043
Establishment units 1 location
Rue Masses Diarbois 46, 6043 Charleroi
Apotheek
since 20082.171.739.235
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52058A0510/02T000 Wallonia 967 m² 1 · 101 m² 11.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-07-2026
State Gazette act Resignations & appointments
General meeting · Director resignation · Director reappointment
2025
24-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
31-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
26-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
31-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
28-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
31-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
31-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgian State Gazette reading coverage 1 of 6 acts read

Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 21 days ago
2026
28-07-2026 Notarial deed · General meeting · Officer resignation · Officer reappointment Open-capture extraction
  • Publication: 28/07/2026 · PHARMARO
  • Filing: 24-07-2026 · PHARMARO
  • Notarial deed: 06/07/2026 · PHARMARO
  • General meeting: 06/07/2026 · PHARMARO
  • Officer resignation: role: administrateur, end_date: 2023-11-30 · STEEMAN François
  • Officer reappointment: role: administrateur, start_date: 2023-11-30 · COFRANIS
  • Permanent representative · STEEMAN François
Summary: Notarial deed · General meeting · Officer resignation · Officer reappointment
Technical details 
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  "facts": [
    {
      "date": "2026-07-28",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 28/07/2026 - Annexes du Moniteur belge",
      "value": "28/07/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-24",
      "type": "filing",
      "quote": "D\u00E9pos\u00E9 24-07-2026",
      "value": "24-07-2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-06",
      "type": "notarial_deed",
      "quote": "L\u0027AN DEUX MILLE VINGT-SIX. Le 6 juillet",
      "value": "06/07/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-06",
      "type": "general_meeting",
      "quote": "Le 6 juillet S\u0027est r\u00E9unie l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
      "value": "06/07/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "Monsieur Fran\u00E7ois STEEMAN, personne physique, n\u0027exerce plus aucune fonction d\u0027administrateur depuis le 30 novembre 2023",
      "value": {
        "role": "administrateur",
        "end_date": "2023-11-30"
      },
      "object": "e1",
      "subject": "e3",
      "_value_raw": {
        "role": "administrateur",
        "end_date": "30/11/2023"
      }
    },
    {
      "date": "2023-11-30",
      "type": "officer_reappointment",
      "quote": "La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9 COFRANIS ... devaient \u00EAtre reconduite dans ses fonctions d\u0027administrateur ... Lasoci\u00E9t\u00E9 COFRANIS est depuis le 30 novembre 2023, administratrice de la soci\u00E9t\u00E9 PHARMARO",
      "value": {
        "role": "administrateur",
        "start_date": "2023-11-30"
      },
      "object": "e1",
      "subject": "e2",
      "_value_raw": {
        "role": "administrateur",
        "start_date": "30/11/2023"
      }
    },
    {
      "type": "permanent_representative",
      "quote": "ladite soci\u00E9t\u00E9 COFRANIS a, depuis cette date, toujours eu Monsieur Fran\u00E7ois STEEMAN comme repr\u00E9sentant permanent",
      "value": null,
      "object": "e2",
      "subject": "e3"
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 4557,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0899.156.742",
      "kind": "company",
      "name": "PHARMARO",
      "attrs": {
        "seat": "Rue Masses Diarbois 46, 6043 Charleroi",
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
      }
    },
    {
      "id": "e2",
      "kbo": "0827.642.404",
      "kind": "company",
      "name": "COFRANIS",
      "attrs": {
        "seat": "Rue Masses-Diarbois 46, 6043 Charleroi (Ransart)",
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "STEEMAN Fran\u00E7ois",
      "attrs": {
        "address": "1400 Nivelles, Rue du Paradis, 93"
      }
    }
  ]
}
2023
20-12-2023 2 resigning, 1 reappointed Director changes·Alexandre PICART
  • François STEEMAN, Bestuurder
  • Marylene POELAERT, Bestuurder
  • François STEEMAN, Bestuurder
Notary: Alexandre PICART · Courcelles
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7ois STEEMAN",
        "address": null,
        "birth_date": null,
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        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Le comparant a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction de g\u00E9rant de Monsieur Fran\u00E7ois STEEMAN",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Marylene POELAERT",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Pour autant que de besoin, il est ici pr\u00E9cis\u00E9 que Madame Marylene POELAERT n\u2019est pas reconduite dans son mandat d\u2019administrateur.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": null,
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        "address": null,
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        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "a proc\u00E9d\u00E9 imm\u00E9diatement au renouvellement de la nomination de Monsieur Fran\u00E7ois STEEMAN comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
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      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "correction",
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      "person": null,
      "reason": null,
      "subkind": "rectification",
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      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": "Alexandre PICART",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Courcelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-12-20",
    "filing_date": "2023-12-16",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0899.156.742",
    "name_full": "PHARMARO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
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    "org_name": null,
    "person_name": "Alexandre Picart",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaire"
  },
  "co_filed_documents": [
    "Exp\u00E9dition de l\u2019acte",
    "Statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Apotheken47730Detailhandel in farmaceutische producten47730
Primary activity highlighted.
Names & trade names
Legal nameFR PHARMARO
Registered office
Rue Masses Diarbois 46
6043 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative