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Complete company report
Generated 03-08-2026
Active BE 0439.401.882Public limited company

PHARMADEC

Pastoor Binckstraat 11 ·2260 Westerlo, Belgium· 36 yrs active
Sector: Retail trade (47730)
Conclusion Checked

The computed 12-month bankruptcy probability of PHARMADEC is 0.4% (very low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 36 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 10-06-2025 2025-00129811
31-12-2023 verkort 02-07-2024 2024-00204179
31-12-2022 verkort 30-08-2023 2023-00381078
31-12-2021 verkort 22-09-2022 2022-20434275
31-12-2020 verkort 29-08-2021 2021-57800513
31-12-2019 verkort 22-07-2020 2020-33000014
31-12-2018 verkort 26-08-2019 2019-51500348
31-12-2017 verkort 02-07-2018 2018-27900175
31-12-2016 verkort 30-06-2017 2017-26100318
31-12-2015 verkort 29-06-2016 2016-24800125
Legal Structure
NACE primary Retail trade(47730)
Legal form Public limited company(014)
Incorporation27-12-1989
StatusActive
Postal code2260
Establishment units 1 location
APOTHEEK VERBANCK
Pastoor Binckstraat 11, 2260 WesterloGroothandel in parfumerieën en cosmetica
since 19902.046.605.770
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13049D1016/00D003 Flanders 1,494 m² 1 · 309 m² 7.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
18-03-2025
State Gazette act Director changes
2024
02-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
22-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
29-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
22-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
26-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
02-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
18-03-2025 3 directors appointed, 3 resigning Director changes
  • JUVIDRA BV, Bestuurder
  • JUVIDRA BV, Bestuurder
  • JUVIDRA BV, Gedelegeerd bestuurder
  • DE CEUSTER Marcel, Bestuurder
  • SMETS Ludovica, Bestuurder
  • DE CEUSTER Joris, Bestuurder
Technical details 
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        "name": "DE CEUSTER Marcel",
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      "reason": null,
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      "compensated": null,
      "effective_date": "2025-02-28",
      "evidence_quote": "Het ontslag van de volgende bestuurders en dit vanaf 28.02.2025: ~ De heer DE CEUSTER Marcel, wonende Pastoor Binckstraat 11 te 2260 Westerlo;",
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      "evidence_quote": "Mevrouw SMETS Ludovica, wonende Pastoor Binckstraat 11 te 2260 Westerlo:",
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    {
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        "name": "JUVIDRA BV",
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      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "De benoeming van de volgende bestuurder voor onbepaalde duur en dit met ingang vanaf 01.03.2025 - JUVIDRA BV, met zetel te 2260 Westerio, Jaak Lemmenslaan 58;",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      "effective_date_qualifier": "future"
    },
    {
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      "person": null,
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      "via_org": {
        "kbo": null,
        "name": "JUVIDRA BV",
        "address": "Jaak Lemmenslaan 58 te 2260 Westerlo",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "De Raad van Bestuur beslist unaniem te benoemen als gedelegeerd bestuurder voor onbepaalde duur met ingang vanaf 01.03.2025: - JUVIDRA BV, met zetel te 2260 Westerlo, Jaak Lemmenslaan 58:",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "JUVIDRA BV",
        "address": "Jaak Lemmenslaan 58 te 2260 Westerlo",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "De Raad van Bestuur beslist unaniem te benoemen als gedelegeerd bestuurder voor onbepaalde duur met ingang vanaf 01.03.2025:",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    },
    {
      "kind": "rep_rotation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Verbanck Tine",
        "address": "Jaak Lemmenslaan 58 te 2260 Westerlo",
        "birth_date": null,
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        "birth_place": null
      },
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      "via_org": {
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        "address": "Jaak Lemmenslaan 58 te 2260 Westerlo",
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        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "Uit de notulen van het bestuursorgaan van Juvidra BV, gehouden op 27.02.2025, blijkt dat mevrouw Verbanck Tine, wonende Jaak Lemmenslaan 58 te 2260 Westerlo, aangesteld werd als vaste vertegenwoordiger van Juvidra BV in Pharmadec NV, belast met de uitvoering van de opdracht als bestuurder en gedeleg",
      "decharge_status": null,
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      "effective_date": "2025-03-01",
      "evidence_quote": "Aangezien de opdracht als bestuurder en gedelegeerd bestuurder een aanvang neemt op 01.03.2025, neemt ook aanstelling als vaste vertegenwoordiger een aanvang o\u0440 01.03.2025, voor onbepaalde duur.",
      "decharge_status": null,
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-03-18",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
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  "is_correction": false,
  "subject_company": {
    "kbo": "0439.401.882",
    "name_full": "PHARMADEC",
    "legal_form": "NV"
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  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Apotheken47730Detailhandel in farmaceutische producten47730Apothekers52310
Primary activity highlighted.
Names & trade names
Legal nameNL PHARMADEC
Registered office
Pastoor Binckstraat 11
2260 Westerlo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative