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Complete company report
Generated 21-08-2026
Active BE 0474.329.208Public limited company

PHARMACIE BERNARD

Quai du Marché au Poisson(TOU) 3 ·7500 Tournai, Belgium· 25 yrs active
Sector: Detailhandel in farmaceutische producten (47730)
Conclusion Checked

The computed 12-month bankruptcy probability of PHARMACIE BERNARD is 0.5% (low). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 25 yrs
Board 2
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 04-07-2025 2025-00231677
31-12-2023 micro 29-08-2024 2024-00396563
31-12-2022 micro 28-07-2023 2023-00286015
31-12-2021 micro 14-07-2022 2022-20186333
31-12-2020 micro 28-07-2021 2021-41500253
31-12-2019 micro 31-08-2020 2020-47800172
31-12-2018 micro 30-08-2019 2019-63600073
31-12-2017 micro 31-08-2018 2018-58600083
31-12-2016 micro 29-08-2017 2017-51400183
31-12-2015 volledig 30-08-2016 2016-54700134
Directors & mandates 2 directors
Current directors & mandates
  • Bernard Christelle
    Managing director
    State Gazette act 25351195 (21-08-2025)
    Current
    21-08-2025 → present
  • Bernard Jean-Claude
    Managing director
    State Gazette act 25351195 (21-08-2025)
    Current
    21-08-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in farmaceutische producten(47730)
Legal form Public limited company(014)
Incorporation15-03-2001
StatusActive
Postal code7500
Establishment units 1 location
Quai du Marché au Poisson(TOU) 3, 7500 Tournai
Financiële holdings
since 20012.098.251.441
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57081F0336/00H003 Wallonia 222 m² 1 · 69 m² 13.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
21-08-2025
State Gazette act Director changes
Michel Tulippe
04-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
14-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
21-08-2025 2 directors appointed Director changes·Michel Tulippe
  • Bernard Christelle, Gedelegeerd bestuurder
  • Bernard Jean-Claude, Gedelegeerd bestuurder
Notary: Michel Tulippe · Templeuve
Technical details 
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    },
    {
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      "kind": "director_in",
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      "reason": null,
      "subkind": "renewal",
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      "reason": null,
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      "decharge_status": null,
      "mandate_duration": {
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      },
      "rep_rotation_new_rep": null,
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    }
  ],
  "notary": {
    "name": "Michel Tulippe",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Templeuve",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-08-21",
    "filing_date": "2025-08-19",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-08-12",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0474.329.208",
    "name_full": "PHARMACIE BERNARD",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Michel Tulippe",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [
    "une exp\u00E9dition de l\u0027acte",
    "la coordination des statuts"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in farmaceutische producten47730
Primary activity highlighted.
Names & trade names
Legal nameFR PHARMACIE BERNARD
Registered office
Quai du Marché au Poisson(TOU) 3
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative