PHAM CONSULT
The computed 12-month bankruptcy probability of PHAM CONSULT is 1.2% (low). The 2024 annual accounts show equity of €77k and a net result of €36k. Its solvency ranks better than 90% of 604 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €77k |
| Net result | €36k |
| Better than sector | 90% |
| Active | 3 yrs |
Exceptional profile — strong across almost every axis.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 86.7% | 53.8% | |
| Net result | €36k | €31k | |
| Equity | €77k | €69k | |
| Gross operating margin | €46k | €50k | |
| Total assets | €89k | €177k |
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | — |
| Net profit | €36k |
| Cash flow | — |
| Staff costs | — |
| Income taxes | €10k |
| Dividends | — |
| Total assets | €89k |
| Equity | €77k |
| Debt | €12k |
| of which ≤ 1y | €12k |
| of which > 1y | — |
| Working capital | €77k |
| Employees (FTE) | — |
| 2024 | |
|---|---|
| Current ratio | 7.54 |
| Quick ratio | 7.54 |
| Working capital ratio | 86.7% |
| Solvency | 86.7% |
| Debt / equity | 0.15 |
| Long-term debt ratio | — |
| Interest coverage | — |
| Gross margin | — |
| Net margin | — |
| ROA | 40.3% |
| ROE | 46.4% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €89k |
| Current assets | 29/58 | €89k |
| Amounts receivable within one year | 40/41 | €39k |
| Cash & bank | 54/58 | €49k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €89k |
| Equity | 10/15 | €77k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €74k |
| Amounts payable | 17/49 | €12k |
| Amounts payable within one year | 42/48 | €12k |
| Trade debts payable within one year | 44 | €525 |
| Income statement | ||
| Gross operating margin | 9900 | €46k |
| Operating result | 9901 | €46k |
| Financial income | 75 | €283 |
| Financial charges | 65 | €318 |
| Result before taxes | 9903 | €46k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €36k |
| Result to be appropriated | 9905 | €36k |
| NACE primary | Financial services(64999) |
| Legal form | Private limited company(610) |
| Incorporation | 16-12-2022 |
| Status | Active |
| Postal code | 1083 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0334/00G009 | Brussels | 153 m² | 1 · 64 m² | 9.3 m · 2 fl. |
| 21003A0309/00Y004 | Brussels | 109 m² | 1 · 84 m² | 15.2 m · 4 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
31-03-2026 Registered office moved from Sint-Agatha-Berchem to Ganshoren
- Gentsesteenweg 1270, 1082 Sint-Agatha-Berchem, België → 1083 Ganshoren, de rivierendreef 191
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "1083 Ganshoren, de rivierendreef 191",
"city": "Ganshoren",
"region": "brussels_hoofdstedelijk_gewest",
"street": "de rivierendreef",
"country": "BE",
"postcode": "1083",
"box_number": null,
"street_number": "191",
"locality_suffix": null
},
"old_address": {
"raw": "Gentsesteenweg 1270, 1082 Sint-Agatha-Berchem, Belgi\u00EB",
"city": "Sint-Agatha-Berchem",
"region": "brussels_hoofdstedelijk_gewest",
"street": "Gentsesteenweg",
"country": "BE",
"postcode": "1082",
"box_number": null,
"street_number": "1270",
"locality_suffix": null
},
"effective_date": "2026-03-01",
"evidence_quote": "De vergadering aanvaardt de verplaatsing van de maatschappelijke zetel van 1082 Sint-agatha-berchem, gentsesteenweg 1270 naar 1083 Ganshoren, de rivierendreef 191, met ingang vanaf 1 maart 2026.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-03-31",
"filing_date": "2026-03-24",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2026-03-01",
"unanimous": null
},
"subject_company": {
"kbo": "0794.880.554",
"name_full": "PHAM CONSULT",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Pham Van Christine Bich",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}20-12-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "Gentsesteenweg 1270, 1082 Sint-Agatha-Berchem",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1992-08-14",
"name": "PHAM VAN Christine Bich Huyen",
"niss": null,
"address": "Gentsesteenweg, 1270, (1082) Sint-Agatha-Berchem"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "PHAM VAN Christine Bich Huyen",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0794.880.554",
"name_full": "PHAM CONSULT",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-12-12",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | PHAM CONSULT |