Financials
- Fiscal year
- 2025
- Total assets
- €8,901
- Loss
- -€1,261
- Solvency
- 98.2%
PHAGOMED
ActiveSummary
PHAGOMED has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,739 and a net result of -€1,261. Its solvency ranks better than 95% of 608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Other research and development on natural sciences
NACE 72109
1 site
Size
€8,901total assets 2025
- Equity
- €8,739
- Loss
- -€1,261
Turnover not published (abridged schema)
Structure
Accounts 51 d early0 of 2 deeds read
Why 87- 1 change of registered office in 24 months- Loss of €1,261 (FY 2025)+ Sector Scientific research and development (NACE 72)+ Liquidity: current ratio 50.15, cash €3,009Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 72, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 98.2% of total assets
Liquidity
92
short-term debt 1.8% · cash 33.8%
Profitability
1
return on assets -14.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.1%
01-2026: 1.2%▲ +2.8% vs 12-2025
02-2026: 1.2%● 0.0% vs 01-2026
03-2026: 1.3%▲ +8.3% vs 02-2026
04-2026: 1.3%▲ +0.5% vs 03-2026
05-2026: 1.4%▲ +11.5% vs 04-2026
06-2026: 1.5%▲ +4.5% vs 05-2026highest value
07-2026: 0.3%▼ -80.2% vs 06-2026lowest value
08-2026: 0.3%▲ +0.7% vs 07-2026
09-2026: 0.3%▲ +0.7% vs 08-2026
10-2026: 0.3%▼ -0.7% vs 09-2026
- Sector Scientific research and development (NACE 72) lowers the probability
- Liquidity: current ratio 50.15, cash €3,009 lowers the probability
- 1 change of registered office in 24 months raises the probability
- Loss of €1,261 (FY 2025) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 50.15; short-term debt: 1.8% and cash: 33.8% of total assets), and 1.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 72, micro). Better than this share of them on solvency 83%, liquidity 81%, profitability 21%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
51 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 10-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other research and development on natural sciencesNACE 72109
- Founded
- 12-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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