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Complete company report
Generated 22-07-2026
Active BE 0448.499.591Private limited company

PHAGEM

Joseph Bensstraat 18 ·1180 Ukkel, Belgium· 33 yrs active
Sector: Real estate rental (68203)
Conclusion Checked

The computed 12-month bankruptcy probability of PHAGEM is 0.4% (very low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 33 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 26-05-2025 2025-00105713
31-12-2023 micro 23-07-2024 2024-00277891
31-12-2022 micro 24-08-2023 2023-00410067
31-12-2021 micro 25-08-2022 2022-20328178
31-12-2020 micro 24-08-2021 2021-52300188
31-12-2019 micro 27-10-2020 2020-63900448
31-12-2018 micro 30-08-2019 2019-60000460
31-12-2017 micro 27-08-2018 2018-51300053
31-12-2016 micro 31-08-2017 2017-59400032
31-12-2015 volledig 30-08-2016 2016-55800363
Legal Structure
NACE primary Real estate rental(68203)
Legal form Private limited company(610)
Incorporation23-10-1992
StatusActive
Postal code1180
Establishment units 1 location
PHAGEM SA
Johannalaan 8, 1050 ElseneVerhuur van woningen, exclusief sociale woningen
since 19922.059.739.768
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21616A0236/00W000 Brussels 906 m² 1 · 418 m² 16.7 m · 4 fl.
21445E0006/00C037 Brussels 327 m² 1 · 224 m² 25.3 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-07-2025
State Gazette act Capital & shares
Olivier Neyrinck
26-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
23-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
25-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
27-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
Capital history · 1
22-07-2025
Capital change
All acts · 1 updated 1 year ago
2025
22-07-2025 Transaction in capital or shares Capital & shares·Olivier Neyrinck
Notary: Olivier Neyrinck · Jette
Technical details 
{
  "events": [
    {
      "kind": "fusion_share_issue",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Olivier Neyrinck",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Jette",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-07-22",
    "filing_date": "2025-06-27",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assembl\u00E9e_generale_extraordinaire",
    "act_date": "2025-06-27",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": null,
    "firm_name": null,
    "ibr_number": "5605 2AN52",
    "mission_type": null,
    "individual_name": "Theo Willems"
  },
  "subject_company": {
    "kbo": "0448.499.591",
    "name_full": "PHAGEM",
    "legal_form": "Soci\u00E9t\u00E9 en commandite par actions devenue soci\u00E9t\u00E9 anonyme",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition",
    "inventaire immobilier",
    "coordination des statuts",
    "rapport sp\u00E9cial du conseil d\u0027administration",
    "rapport certifi\u00E9 d\u0027un extern accountant",
    "rapport de l\u0027organe d\u0027administration"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Verhuur van niet-residentiële gebouwen70203
Primary activity highlighted.
Names & trade names
Legal nameFR PHAGEM
Registered office
Joseph Bensstraat 18 bus 6
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative