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Complete company report
Generated 22-07-2026
Active BE 0635.549.344Private limited company

PHACTS

Lage Kaart 294 ·2930 Brasschaat, Belgium· 10 yrs active
Sector: NACE 66210 (66210)
Conclusion Checked

PHACTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 10 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2015, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-09-2025 micro 05-02-2026 2026-00033343
30-09-2024 micro 03-02-2025 2025-00022760
30-09-2023 micro 02-02-2024 2024-00023266
30-09-2022 micro 03-02-2023 2023-00020623
30-09-2021 micro 07-03-2022 2022-07000169
30-09-2020 micro 29-03-2021 2021-08500202
30-09-2019 micro 24-02-2020 2020-05400505
30-09-2018 micro 27-02-2019 2019-05800043
30-09-2017 micro 28-03-2018 2018-07800039
30-09-2016 verkort 14-03-2017 2017-06100533
Legal Structure
NACE primary 66210
Legal form Private limited company(610)
Incorporation13-08-2015
StatusActive
Postal code2930
Establishment units 1 location
PHACTS
Lage Kaart 294, 2930 BrasschaatActiviteiten van risicoanalisten en schadetaxateurs
since 20152.246.765.270
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11323F0345/00R006 Flanders 335 m² 1 · 192 m² 11.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
03-02-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-11-2024
State Gazette act Director changes
02-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
12-12-2023
State Gazette act Director changes
Caroline de BRUYN
03-02-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
07-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
24-02-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
27-02-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
28-03-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
14-03-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
22-11-2024 Mandate of Geert Hoste as director expired Director changes
  • Geert Hoste, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Geert Hoste",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-09-30",
      "evidence_quote": "De algemene vergadering heeft kennisgenomen van en aanvaardt derhalve het ontslag, van dhr. Geert Hoste, als bestuurder van de Vennootschap vanaf 30 september 2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-10-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-10-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0635.549.344",
    "name_full": "PHACTS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jolien Booms",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bijzonder gevolmachtigde"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
12-12-2023 Change in the board of directors Director changes·Caroline de BRUYN
Notary: Caroline de BRUYN · Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "PLOVIE G\u00FCnther",
        "address": "2930 Brasschaat, Van Halmaelelei 8",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2020-01-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "retroactive"
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "HOSTE Geert",
        "address": "9750 Kruisem, Gansstraat 1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2020-01-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "retroactive"
    }
  ],
  "notary": {
    "name": "Caroline de BRUYN",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-12",
    "filing_date": "2023-12-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-12-06",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0635.549.344",
    "name_full": "PHACTS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Caroline de BRUYN",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "uitgifte van akte statutenwijziging",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Risicoanalisten en schadetaxateurs66210Activiteiten van risicoanalisten en schadetaxateurs66210Overige ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen66290Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg66290
Primary activity highlighted.
Names & trade names
Legal nameNL PHACTS
AbbreviationNL PCS
Registered office
Lage Kaart 294
2930 Brasschaat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative