PHA Consulting
The computed 12-month bankruptcy probability of PHA Consulting is 0.6% (low). The 2025 annual accounts show equity of €42k and a net result of €-5k. Equity is growing by ~44.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 4707 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €42k |
| Net result | €-5k |
| Better than sector | 90% |
| Active | 3 yrs |
Strong profile, led by solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 90.0% | 55.5% | |
| Net result | €-5k | €38k | |
| Equity | €42k | €64k | |
| Gross operating margin | €-2k | €61k | |
| Total assets | €47k | €146k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-3k |
| Net profit | €-5k |
| Cash flow | €-3k |
| Staff costs | - |
| Income taxes | €-202 |
| Dividends | €2k |
| Total assets | €47k |
| Equity | €42k |
| Debt | €5k |
| of which ≤ 1y | €5k |
| of which > 1y | - |
| Working capital | €34k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 8.26 |
| Quick ratio | 8.26 |
| Working capital ratio | 72.8% |
| Solvency | 90.0% |
| Debt / equity | 0.11 |
| Long-term debt ratio | - |
| Interest coverage | -2.16 |
| Gross margin | - |
| Net margin | - |
| ROA | -11.5% |
| ROE | -12.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €47k |
| Fixed assets | 21/28 | €8k |
| Intangible fixed assets | 21 | €7k |
| Tangible fixed assets | 22/27 | €759 |
| Current assets | 29/58 | €39k |
| Amounts receivable within one year | 40/41 | €479 |
| Cash & bank | 54/58 | €38k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €47k |
| Equity | 10/15 | €42k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €38k |
| Amounts payable | 17/49 | €5k |
| Amounts payable within one year | 42/48 | €5k |
| Trade debts payable within one year | 44 | €525 |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-5k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-6k |
| Income taxes | 67/77 | €-202 |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
-
Current01-10-2025 → present
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 23-12-2022 |
| Status | Active |
| Postal code | 1410 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0140/00M000 | Wallonia | 498 m² | 1 · 149 m² | 6.0 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-01-2026 DECAT Anne appointed as director
- DECAT Anne, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "DECAT Anne",
"address": null,
"birth_date": null
},
"effective_date": "2025-10-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale est inform\u00E9e de la nomination de Madame DECAT Anne, n\u00E9 le 05 octobre 1960 et domicili\u00E9 \u00E0 Avenue des Orchid\u00E9es42, 1410 Waterloo en tant qu\u0027administratrice, qui accepte la nomination Ladite nomination prend effet le 01 octobre 2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0795.316.361",
"name_full": "PHA CONSULTING",
"legal_form": "SRL"
}
}19-12-2024 Registered office moved from Uccle to Waterloo
- Rue de Huldenberg 12, 1180 Uccle → Avenue des Orchidées 42, 1410 Waterloo
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Waterloo",
"region": "Vlaams Gewest",
"street": "Avenue des Orchid\u00E9es",
"country": "BE",
"postcode": "1410",
"box_number": null,
"street_number": "42"
},
"old_address": {
"city": "Uccle",
"region": "Brussels Gewest",
"street": "Rue de Huldenberg",
"country": "BE",
"postcode": "1180",
"box_number": null,
"street_number": "12"
},
"effective_date": "2024-11-01",
"evidence_quote": "La soci\u00E9t\u00E9 d\u00E9cide par d\u00E9cision de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale 31 octobre 2024 de transf\u00E9rer \u00E0 partir du 01 novembre 2024 son si\u00E8ge social et administratif ainsi que son unit\u00E9 d\u0027\u00E9tablissement de Rue de Huldenberg 12, 1180 Uccle \u00E0 Avenue des Orchid\u00E9es 42, 1410 Waterloo"
}
],
"schema": "v3.2",
"act_meta": {
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"subject_company": {
"kbo": "0795.316.361",
"name_full": "PHA CONSULTING",
"legal_form": "SRL"
}
}28-12-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Rue de Huldenberg 12, 1180 Uccle",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1960-10-17",
"name": "Philippe ANDR\u00C9",
"niss": null,
"address": "Rue de Huldenberg 12, 1180 Uccle"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "Philippe ANDR\u00C9",
"is_subscriber_only": false,
"n_shares_subscribed": 1000,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1000,
"subject_company": {
"kbo": "0795.316.361",
"name_full": "PHA Consulting",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-12-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | PHA Consulting |