PG ASSISTANCE
ActiveSummary
PG ASSISTANCE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €11k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+7
Solvency89▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 1.55 in 2024; short-term debt: 35.6% and cash: 57.3% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
13.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
7 d early
2023
14 d late
2022
8 d late
2021
16 d late
2020
23 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 26.1%
2024 · €42k
2019: €17k
2020: €18k
2021: €8k
2022: €20k
2023: €36k
2024: €42k
2019 → 2025
Total assets
€81k▲ 22.9%
2024 · €66k
2019: €32k
2020: €32k
2021: €29k
2022: €46k
2023: €63k
2024: €66k
2019 → 2025
Net result
€11k▲ 112%
2024 · €5k
2019: €-2k
2020: €914
2021: €-10k
2022: €12k
2023: €17k
2024: €5k
2019 → 2025
Working capital
€31k▲ 132%
2024 · €13k
2019: €5k
2020: €5k
2021: €-160
2022: €16k
2023: €3k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€20k▲ 149%€36k▲ 83.1%€42k▲ 14.0%€52k▲ 26.1%
Operating result€-9k-€15k€22k▲ 43.0%€9k▼ 59.5%€18k▲ 109%
Net result€-10k-€12k€17k▲ 39.0%€5k▼ 69.1%€11k▲ 112%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 109% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€21k ▼ 24.6%
Current assets
€60k ▲ 57.9%
Equity and liabilities €81k
Equity
€52k ▲ 26.1%
Debt
€29k ▲ 17.6%
Debt's share of the balance-sheet total falls from 37.2% to 35.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €16k
Cash flow
€18k▲
2024 · €13k
Current ratio
2.08▲
2024 · 1.55
Debt to equity
0.55▼
2024 · 0.59
ROE
20.7%▲
2024 · 12.3%
ROA
13.3%▲
2024 · 7.7%
Interest coverage
153.83▲
2024 · 114.72
Debt ≤ 1 year
€29k▲
2024 · €25k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€66k€81k▲
Fixed assets21/28€28k€21k▼
Tangible fixed assets22/27€28k€21k▼
Plant, machinery and equipment23€44€0▼
Furniture and vehicles24€26k€19k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€38k€60k▲
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€9k€13k▲
Other amounts receivable41€38€42▲
Cash at bank and in hand54/58€28k€47k▲
Deferred charges and accrued income490/1€899€852▼
Equity and liabilities
Total equity and liabilities10/49€66k€81k▲
Equity10/15€42k€52k▲
Contributions10/11€18k€18k=
Reserves13-€11k
Distributable reserves133-€11k
Profit (loss) carried forward14€23k€23k=
Amounts payable17/49€25k€29k▲
Amounts payable within one year42/48€25k€29k▲
Trade debts44€152€1k▲
Suppliers440/4€152€1k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€22k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€625€745▲
Gross operating margin9900€17k€26k▲
Operating profit (loss)9901€9k€18k▲
Financial income75/76B€20€59▲
Recurring financial income75€20€59▲
Financial charges65/66B€142€167▲
Recurring financial charges65€142€167▲
Profit (loss) for the period before taxes9903€9k€18k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€5k€11k▲
Profit (loss) for the period to be appropriated9905€5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€34k▲
Profit (loss) brought forward from the previous period14P€18k€23k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Highest result since 2019net €17k ▲39%
Operating result €22k, net result €17k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-10k ▼1152%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €914
Net result €914 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur les Heids 94053 ChaudfontaineGround area
951 m²
Building footprint
80 m²
Volume, LiDAR
529 m³
Parcel 62030A0499/00B000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PG ASSISTANCE
since 20182.277.450.726
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0499/00B000 | Wallonia | 951 m² | 1 · 80 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,536 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.