Plan A Preventie
ActivePlan A Preventie has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €16k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 54% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency79▼-18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 3.48 in 2024; short-term debt: 45.8% and cash: 61.4% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
50 d early
2022
49 d early
2021
31 d early
2020
37 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 22.3%
2024 · €45k
2018: €33k
2019: €58k
2020: €35k
2021: €40k
2022: €40k
2023: €40k
2024: €45k
2018 → 2025
Total assets
€64k▲ 2.9%
2024 · €62k
2018: €43k
2019: €69k
2020: €64k
2021: €68k
2022: €64k
2023: €65k
2024: €62k
2018 → 2025
Net result
€16k▲ 4.9%
2024 · €15k
2018: €26k
2019: €25k
2020: €15k
2021: €4k
2022: €8k
2023: €4k
2024: €15k
2018 → 2025
Working capital
€33k▼ 24.6%
2024 · €44k
2018: €30k
2019: €53k
2020: €33k
2021: €39k
2022: €39k
2023: €38k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€40k=€40k=€45k▲ 12.6%€35k▼ 22.3%
Operating result€7k-€12k▲ 56.3%€7k▼ 43.8%€21k▲ 217%€21k▲ 2.0%
Net result€4k-€8k▲ 76.3%€4k▼ 50.2%€15k▲ 302%€16k▲ 4.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€2k▲ 101%
Current assets
€63k▲ 1.6%
Equity and liabilities €64k
Equity
€35k▼ 22.3%
Debt
€29k▲ 66.5%
The debt ratio rises from 28.3% to 45.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €21k
Cash flow
€17k▲
2024 · €16k
Solvency
54.2%▼
2024 · 71.7%
Current ratio
2.13▼
2024 · 3.48
Quick ratio
2.13▼
2024 · 3.48
Debt / equity
0.85▲
2024 · 0.40
ROE
46.7%▲
2024 · 34.6%
ROA
25.3%▲
2024 · 24.8%
Interest coverage
147.62▲
2024 · 36.24
Debt
€29k▲
2024 · €18k
Debt ≤ 1 year
€29k▲
2024 · €18k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€64k▲
Fixed assets21/28€828€2k▲
Intangible fixed assets21€828€265▼
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€62k€63k▲
Amounts receivable within one year40/41€16k€18k▲
Trade receivables40€15k€18k▲
Other amounts receivable41€254€101▼
Cash at bank and in hand54/58€44k€39k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€62k€64k▲
Equity10/15€45k€35k▼
Contributions10/11€19k€19k=
Reserves13€26k-
Distributable reserves133€26k-
Profit (loss) carried forward14-€16k
Amounts payable17/49€18k€29k▲
Amounts payable within one year42/48€18k€29k▲
Financial debts43€162€667▲
Credit institutions430/8€162-
Other loans439-€667
Trade debts44€1k€663▼
Suppliers440/4€1k€663▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€14k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€662€1k▲
Other operating charges640/8€647€733▲
Gross operating margin9900€22k€23k▲
Operating profit (loss)9901€21k€21k▲
Financial income75/76B€30-
Recurring financial income75€30-
Financial charges65/66B€592€151▼
Recurring financial charges65€592€151▼
Profit (loss) for the period before taxes9903€20k€21k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€15k€16k▲
Profit (loss) for the period to be appropriated9905€15k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€16k▲
Transfer from equity791/2-€26k
Transfer to equity691/2€5k-
To other reserves6921€5k-
Profit to be distributed694/7€10k€26k▲
Return on contributions (dividend)694€10k€26k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼50.2%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekstraat 492610 AntwerpenGround area
220 m²
Building footprint
76 m²
Volume, LiDAR
520 m³
Parcel 11463D0344/00G009, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Plan A Preventie
since 20172.271.827.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0344/00G009 | Flanders | 220 m² | 1 · 76 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 918 EUR awarded · 918 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 918 EUR | 918 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,566 companies in sector 74999 we hold annual accounts for 1,940. 1,452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2017
Fiscal year end31-12
Trade name NL
Groeistof
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.