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PFTuinwerken

Active
Private limited companyfounded 2025active for 1 yearMiddenlaan 1, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 1023.950.509

Financials · financial year 2025, micro format

2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00545475.

Annual accounts 2025 filed on 30-09-2026 at the NBB

Turnover
≈ €6,400
Estimated: probably between €3,900 and €12,000
Total assets
€35,810
Net result
€364
Working capital
€312

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €35,810
Fixed assets €352
Current assets €35,458
Equity and liabilities €35,810
Equity €664
Debt €35,146
Debt's share of the balance-sheet total is 98.1%.
Key figures and ratios
2025 value
EBITDA
€768
Cash flow
€420
Current ratio
1.01
ROA
1.0%
Debt ≤ 1 year
€35,146
Income taxes
€348
The equity ratios are withheld because equity of €664 is too small for a meaningful ratio.

Comparable companies

These companies have the same main activity as PFTuinwerken: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €21,400 and €48,200, founded between 2023 and 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
PFTuinwerken Sint-Truiden2025€35,810€664€832€3642025
TUINEN THIJS Damme2025€31,675-€3,050-€4,836-€5,0502025
KODA Jardins Chaumont-Gistoux2024€35,750€12,417-€6,168-€10,5302025
SP OUTDOOR DESIGN Walcourt2025€28,259€2,598-€60-€4022025
Advanced Green Solutions Hechtel-Eksel2023€38,482-€18,106-€14,762-€21,5102025
RELOOK HOME PARTNER Kraainem2024€48,178-€27,831-€3,767-€17,1392025
EMRU Geel2025€21,403€2,048€864€482025

They were chosen from the 4,477 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 514 companies had the same profile as PFTuinwerken has now. Two years later, 1.8% had gone bankrupt and 96.9% were still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.8% went bankrupt
1.2% stopped otherwise
96.9% was still going

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PFTuinwerken itself is higher: 5.2% within 12 months. It rests on far more data about PFTuinwerken than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 514 companies, not a prediction for PFTuinwerken. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines

Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.

Balance sheet Code2025
Assets
Total assets20/58€35,810
Fixed assets21/28€352
Tangible fixed assets22/27€232
Plant, machinery and equipment23€232
Financial fixed assets28€120
Current assets29/58€35,458
Amounts receivable within one year40/41€35,458
Trade receivables40€32,723
Other amounts receivable41€2,734
Equity and liabilities
Total equity and liabilities10/49€35,810
Equity10/15€664
Contributions10/11€300
Profit (loss) carried forward14€364
Amounts payable17/49€35,146
Amounts payable within one year42/48€35,146
Trade debts44€32,798
Suppliers440/4€32,798
Taxes, remuneration and social security45€2,348
Taxes450/3€348
Remuneration and social security454/9€2,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56
Other operating charges640/8€63
Gross operating margin9900€832
Operating profit (loss)9901€712
Profit (loss) for the period before taxes9903€712
Income taxes67/77€348
Profit (loss) for the period9904€364
Profit (loss) for the period to be appropriated9905€364
Appropriation of the result
Profit (loss) to be appropriated9906€364

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56
Other operating charges640/8€63
Gross operating margin9900€832
Operating profit (loss)9901€712
Profit (loss) for the period before taxes9903€712
Income taxes67/77€348
Profit (loss) for the period9904€364
Profit (loss) for the period to be appropriated9905€364
Line2025
Assets
Total assets20/58€35,810
Fixed assets21/28€352
Tangible fixed assets22/27€232
Plant, machinery and equipment23€232
Financial fixed assets28€120
Current assets29/58€35,458
Amounts receivable within one year40/41€35,458
Trade receivables40€32,723
Other amounts receivable41€2,734
Equity and liabilities
Total equity and liabilities10/49€35,810
Equity10/15€664
Contributions10/11€300
Profit (loss) carried forward14€364
Amounts payable17/49€35,146
Amounts payable within one year42/48€35,146
Trade debts44€32,798
Suppliers440/4€32,798
Taxes, remuneration and social security45€2,348
Taxes450/3€348
Remuneration and social security454/9€2,000
Line2025
Profit (loss) for the period9904€364
+ Depreciation and write-downs630€56
Operating cash flow (approximation)€420

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-09-2026 2026-00545475 NBB

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