Stevens Retail

Active

Private limited companyfounded 2020active for 6 yearsHertendreef 30, 2900 Schoten, Belgium14 active companies are registered at this addressKBO/BCE: BE 0748.634.716

Summary

The computed 12-month bankruptcy probability of Stevens Retail is 3.1% (moderate). The 2025 annual accounts show equity of €217,784 and a net result of €155,707. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 12,686 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Stevens RetailActiveChecked score 51/100

Risk analysis Report Compare

Activity

Non-specialised retail sale with food, beverages or tobacco predominating

NACE 47110Retail sale of automotive fuel NACE 47300

4th fastest staff growth in Schoten, Wholesale and retail trade sector16 sites

Size

≈ €22.0mturnover 2025, estimated

Staff: 71.5 FTE
Equity: €217,784
Profit: €155,707

Turnover estimated from the gross margin

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.1%

Structure

2025 accounts filed 45 days late1 of 3 deeds summarised

Why 51raises riskLast filed accounts filed 45 days late; 2 of the last 3 lateEquity €217,784 (8.0% of total assets)Liquidity: current ratio 0.94, cash €59,621, halvedFounded in 2020Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 53% of its sector peers (NACE 47, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 33+5

equity 8.0% of total assets

Liquidity 10+1

short-term debt 78.2% · cash 2.2%

Profitability 76-1

return on assets 5.7%

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (384 companies, NACE 47, medium-sized)

Last 24 months 11-2024: 3.0% 12-2024: 3.0%● unchanged vs 11-2024 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 2.9%▼ -0.1 percentage points vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 3.2%▲ +0.3 percentage points vs 04-2025 06-2025: 2.2%▼ -1.0 percentage point vs 05-2025lowest value 07-2025: 2.4%▲ +0.2 percentage points vs 06-2025 08-2025: 3.1%▲ +0.7 percentage points vs 07-2025 09-2025: 2.5%▼ -0.6 percentage points vs 08-2025 10-2025: 2.4%▼ -0.1 percentage points vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.3%▼ -0.1 percentage points vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.2%▼ -0.1 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.5%▲ +0.2 percentage points vs 06-2026 08-2026: 3.4%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 3.2%▼ -0.2 percentage points vs 08-2026 10-2026: 3.1%▼ -0.1 percentage points vs 09-2026

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.94, compared with 0.77 in 2024, below 1; short-term debt: 78.2% and cash: 2.2% of total assets), and 92% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized): better than 21% on solvency, 14% on liquidity, 80% on profitability and 96% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

Last filed accounts filed 45 days late; 2 of the last 3 late

NBB · filings

Equity €217,784 (8.0% of total assets)

NBB · annual accounts

Liquidity: current ratio 0.94, cash €59,621, halved

NBB · annual accounts

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 12686 sector peers (2025).

NBB · sector comparison

Position among 12686 sector peers

Solvency

better than 19%

← weakest strongest →

2025 accounts filed 45 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

45 days late

2024

29 days late

2023

61 days late

2022

29 days late

2021

73 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 47 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-09-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Highest result from 2021 to 2025net €155,707 ▲9.7%
31-12-2025 Equity above €200,000equity €217,784 ▲251%

Key points

Positive: Equity rose in 2025from €62,076 to €217,784 ▲ 251% View
Caution: Among the weakest 19% on solvencysector median 36.7% · 12,686 companies 8.0% View
Total assets 20255 financial years filed €2.7m View

By topic

Financials

Financial year: 2025
Total assets: €2.7m
Profit: €155,707
Solvency: 8.0%

Total assets▲ 25.6%

Net result

20212025

Go to Financials

Timeline

Events: 10
Since: 2022
Next accounts: by 31-07-2027

29-08-2025Annual accounts filed
30-09-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 16

Legal form: Private limited company
Activity: Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded: 16-06-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Stevens Retail

What is the company number of Stevens Retail?: 0748.634.716. In Belgium the VAT number is the company number with BE in front: BE 0748.634.716.
Where is Stevens Retail based?: The registered office is at Hertendreef 30, 2900 Schoten.Company details
What does Stevens Retail do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of Stevens Retail?: Private limited company (BV).
When was Stevens Retail founded?: On 16-06-2020.
Is Stevens Retail still active?: Yes, Stevens Retail is an active enterprise in the KBO register.
How many employees does Stevens Retail have?: On average 71.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Stevens Retail?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Stevens Retail profitable?: In financial year 2025, Stevens Retail made a profit of €155,707.
Where can I find the annual accounts of Stevens Retail?: Stevens Retail filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Stevens Retail due?: By 31-07-2027, for financial year 2026.Timeline