Peters Computer Services

Active

Public limited companyfounded 1990active for 36 yearsSmedenstraat 5, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0441.211.725

Summary

The computed 12-month bankruptcy probability of Peters Computer Services is 7.7% (elevated). The 2025 annual accounts show negative equity (-€665,172) and a net result of -€42,646. Equity is shrinking by about 59% per year across the filed financial years. Its solvency ranks better than 5% of 5,014 sector peers (NACE 47, financial year 2025). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Peters Computer ServicesActiveChecked score 32/100

Risk analysis Report Compare

Activity

Retail sale of information and communication equipment

NACE 47400Computer consultancy and computer facilities management NACE 62200

1 site

Size

€302,035total assets 2025

Staff: 9.6 FTE
Equity: -€665,172
Loss: -€42,646

Net result +87%: other schema

Financial health

32 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 7.7%

Structure

Peter DemuynckDirector

2025 accounts filed 31 days late1 of 7 deeds summarised

Why 32raises riskNegative equity -€665,172Loss of €42,646, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)Last filed accounts filed 31 days late; 2 of the last 3 lateShow the evidence

Checked score

Score 2025

32 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 14% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -220.2% of total assets

Liquidity 4-14

short-term debt 198.2% · cash 3.0%

Profitability 1+1

return on assets -14.1%

Bankruptcy probability, 12 months

7.7% Elevated

0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)

Last 24 months 11-2024: 4.8% 12-2024: 4.8%● unchanged vs 11-2024 01-2025: 4.8%● unchanged vs 12-2024 02-2025: 4.8%● unchanged vs 01-2025 03-2025: 4.8%● unchanged vs 02-2025 04-2025: 4.8%● unchanged vs 03-2025 05-2025: 4.8%● unchanged vs 04-2025 06-2025: 4.7%▼ -0.1 percentage points vs 05-2025 07-2025: 4.8%▲ +0.1 percentage points vs 06-2025 08-2025: 4.9%▲ +0.1 percentage points vs 07-2025 09-2025: 4.9%● unchanged vs 08-2025 10-2025: 4.4%▼ -0.5 percentage points vs 09-2025lowest value 11-2025: 4.5%▲ +0.1 percentage points vs 10-2025 12-2025: 4.9%▲ +0.4 percentage points vs 11-2025 01-2026: 6.1%▲ +1.2 percentage points vs 12-2025 02-2026: 6.1%● unchanged vs 01-2026 03-2026: 7.2%▲ +1.1 percentage points vs 02-2026 04-2026: 7.2%● unchanged vs 03-2026 05-2026: 7.2%● unchanged vs 04-2026 06-2026: 6.9%▼ -0.3 percentage points vs 05-2026 07-2026: 7.0%▲ +0.1 percentage points vs 06-2026 08-2026: 6.6%▼ -0.4 percentage points vs 07-2026 09-2026: 7.7%▲ +1.1 percentage points vs 08-2026highest value 10-2026: 7.7%● unchanged vs 09-2026highest value

No credit on open account

Liquidity insufficient (current ratio 0.44, compared with 0.41 in 2024, below 1; short-term debt: 198.2% and cash: 3% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 6% on liquidity, 13% on profitability and 29% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

Negative equity -€665,172

NBB · annual accounts

Loss of €42,646, the second in a row (financial year 2025)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Last filed accounts filed 31 days late; 2 of the last 3 late

NBB · filings

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€665,172

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 9 filings

Deviation from the deadline

2025

31 days late

2024

197 days late

2023

30 days early

2022

30 days late

2021

4 days early

2020

3 days early

2019

5 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 59 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · full…
27-02-2026 Reappointment: Peter Demuynck (director)Gazette deed
13-02-2026 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€665,172 View
Risk: 4 loss-making years in a rowloss financial year 2025 -€42,646 View
Caution: Among the weakest 5% on solvencysector median 36.1% · 5,014 companies -220.2% View
Positive: Result rose in 2025different schema filed ▲ 86.9% View

By topic

Financials

Financial year: 2025
Total assets: €302,035
Loss: -€42,646
Solvency: -220.2%

Total assets▲ 4.2%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Peter DemuynckDirector

Go to Board & ownership

Timeline

Events: 41
Since: 1992
Next accounts: by 31-07-2027

06-08-2024Annual accounts filed
01-07-2024Annual accounts filed
30-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Retail sale of information and communication equipmentNACE 47400
Founded: 06-08-1990
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Peters Computer Services

What is the company number of Peters Computer Services?: 0441.211.725. In Belgium the VAT number is the company number with BE in front: BE 0441.211.725.
Where is Peters Computer Services based?: The registered office is at Smedenstraat 5, 8300 Knokke-Heist.Company details
What does Peters Computer Services do?: According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of Peters Computer Services?: Public limited company (NV).
When was Peters Computer Services founded?: On 06-08-1990.
Is Peters Computer Services still active?: Yes, Peters Computer Services is an active enterprise in the KBO register.
How many employees does Peters Computer Services have?: On average 9.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Peters Computer Services?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Peters Computer Services profitable?: In financial year 2025, Peters Computer Services made a loss of €42,646.
Where can I find the annual accounts of Peters Computer Services?: Peters Computer Services filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Peters Computer Services due?: By 31-07-2027, for financial year 2026.Timeline