Borzsei G.
ActiveBorzsei G. has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227k and a net result of €48k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency63▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.3 in 2024), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
10.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 d early
2024
24 d early
2023
1 d late
2022
46 d early
2021
29 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€227k▲ 8.5%
2024 · €209k
2020: €39k
2021: €88k
2022: €137k
2023: €174k
2024: €209k
2020 → 2025
Total assets
€440k▲ 0.3%
2024 · €439k
2020: €460k
2021: €476k
2022: €481k
2023: €469k
2024: €439k
2020 → 2025
Net result
€48k▼ 7.8%
2024 · €52k
2020: €37k
2021: €48k
2022: €49k
2023: €53k
2024: €52k
2020 → 2025
Working capital
€-57k▼ 25.9%
2024 · €-46k
2020: €-40k
2021: €-44k
2022: €-48k
2023: €-65k
2024: €-46k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€137k▲ 56.3%€174k▲ 26.8%€209k▲ 20.4%€227k▲ 8.5%
Operating result€77k-€74k▼ 4.0%€77k▲ 4.6%€78k▲ 1.2%€74k▼ 5.9%
Net result€48k-€49k▲ 2.0%€53k▲ 6.5%€52k▼ 1.3%€48k▼ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €440k
Fixed assets
€420k=
Current assets
€20k▲ 6.4%
Equity and liabilities €440k
Equity
€227k▲ 8.5%
Debt
€213k▼ 7.3%
The debt ratio falls from 52.3% to 48.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
51.6%▲
2024 · 47.7%
Current ratio
0.26▼
2024 · 0.30
Quick ratio
0.26▼
2024 · 0.30
Debt / equity
0.94▼
2024 · 1.10
ROE
21.1%▼
2024 · 24.8%
ROA
10.9%▼
2024 · 11.8%
Debt
€213k▼
2024 · €230k
Debt ≤ 1 year
€78k▲
2024 · €65k
Debt > 1 year
€135k▼
2024 · €165k
Income taxes
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€439k€440k▲
Fixed assets21/28€420k€420k=
Financial fixed assets28€420k€420k=
Current assets29/58€19k€20k▲
Amounts receivable within one year40/41€7k€7k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€12k€11k▼
Deferred charges and accrued income490/1€173€2k▲
Equity and liabilities
Total equity and liabilities10/49€439k€440k▲
Equity10/15€209k€227k▲
Contributions10/11€2k€2k=
Reserves13-€225k
Distributable reserves133-€225k
Profit (loss) carried forward14€207k€296▼
Amounts payable17/49€230k€213k▼
Amounts payable after more than one year17€165k€135k▼
Financial debts170/4€165k€135k▼
Amounts payable within one year42/48€65k€78k▲
Current portion of amounts payable after more than one year42€36k€36k▼
Trade debts44€454€147▼
Suppliers440/4€454€147▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€20k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€296-
Other operating charges640/8€511€928▲
Gross operating margin9900€79k€74k▼
Operating profit (loss)9901€78k€74k▼
Financial income75/76B€9€0▼
Recurring financial income75€9€0▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€70k€65k▼
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€52k€48k▼
Profit (loss) for the period to be appropriated9905€52k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€224k€255k▲
Profit (loss) brought forward from the previous period14P€172k€207k▲
Transfer to equity691/2-€225k
To other reserves6921-€225k
Profit to be distributed694/7€16k€30k▲
Return on contributions (dividend)694€16k€30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €209k ▲20.4%
5 profitable years in a row build equity to €209k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Highest result since 2020net €53k ▲6.5%
Net result €53k, the highest in the series.
31-12
Financial
Equity above €150kEq €174k ▲26.8%
4 profitable years in a row build equity to €174k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €137k ▲56.3%
3 profitable years in a row build equity to €137k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plat-Ry 155150 FloreffeGround area
1,244 m²
Building footprint
86 m²
Parcel 92045C0038/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BORZSEI G. SRL
since 20202.296.859.337
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92045C0038/00P000 | Wallonia | 1,244 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,019 companies in sector 69103 we hold annual accounts for 610. 482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2019
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:geoffreyborzsei@hotmail.com
Phone:+32498449589
Phone:0498449589