Equity
-€61,579
Debts exceed assets in financial year 2025.
Peter Indeherberge
Lifetime
13 annual accounts with figures on one time axisGross marginpeak €71,172 (2018)
€7,569▲ 43.7%
Resultlowest -€66,012 (2016)
-€1,156▲ €498
Equitypeak €10,307 (2013)
-€61,579▼ €1,156
Debts
€80,469▼ 15.1%
Board1 name since 2012
1 directorINDEHERBERGE Peter
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €5,266 to €7,569Loss of €1,156Debts from €94,768 to €80,469
Key points
from the 2025 annual accountsLosses
-€59,848 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Turnover
≈ €76,000 estimated
The micro format states no turnover.
Debts
€80,469 426% of the balance sheet
Financial debts 10%Suppliers 14%Taxes and wages 11%Other 65%
Of this, €73,370 falls due within a year.
Filings
13 annual accounts since 2013
Ten of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Position in the sector
-326.0%
Lower solvency than 95% of companies in specialised construction. Sector median 46.7% · 35,008 companies.
Checked score
53
Fair
Financially stronger than 12% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,685 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.7%
01-2025: 3.7%● unchanged vs 12-2024
02-2025: 3.7%● unchanged vs 01-2025
03-2025: 3.6%▼ -0.1 percentage points vs 02-2025
04-2025: 3.6%● unchanged vs 03-2025
05-2025: 3.5%▼ -0.1 percentage points vs 04-2025
06-2025: 3.4%▼ -0.1 percentage points vs 05-2025
07-2025: 3.5%▲ +0.1 percentage points vs 06-2025
08-2025: 4.0%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 1.4%▼ -2.6 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.3%▼ -0.1 percentage points vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.2%▼ -0.1 percentage points vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026lowest value
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 2.0%▲ +0.7 percentage points vs 07-2026
09-2026: 1.3%▼ -0.7 percentage points vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€61,579
Liquidity: current ratio 0.23, cash €0
lowers risk
Size: total assets €18,891
Founded in 2012
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 1% on liquidity, 14% on profitability and 32% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as Peter Indeherberge has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Peter Indeherberge itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for Peter Indeherberge. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.23 (0.34 in 2024), below 1. Short-term debt is 388.4% and cash 0% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€61,579
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
26 days late
2023
27 days late
2022
30 days late
2021
31 days late
2020
31 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0846069533
Registered-office move · Amendment of the articles · Legal-form change · Resignations & appointments
Director in office: INDEHERBERGE Peter (director (not named in the articles)) · General meeting of 03-02-2022 · Gazette deed
Incorporation
published on 24-05-2012 · Gazette deed
First establishment
De Klussenier Peter Indeherberge, Kleine Hemmenweg 41, Zonhoven
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Peter Indeherberge Zonhoven | €18,891 | €7,569 | -326.0% | - |
| MARTENS EN CO Zele | €14,191 | €6,555 | -114.0% | - |
| CLABO Wommelgem | €27,920 | €8,910 | 99.7% | - |
| BUDPROTECT Antwerp | €19,917 | €12,824 | 31.2% | - |
| VERLAECKT Zele | €22,494 | €4,893 | 25.9% | - |
| SCONSTRUCT Asse | €12,165 | €8,545 | 98.4% | - |
| IBAT Seraing | €15,825 | €5,020 | 51.1% | - |
These companies have the same main activity as Peter Indeherberge: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €12,200 and €27,900, founded between 2008 and 2014.
Official details
Source: KBO- Status
- Active since 22-05-2012Normal situation
- Activity
- Other building finishing workNACE 43350and 1 other
- Establishment unit
- 2.211.106.4863520 Zonhoven, since 22-05-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 27-07-2025
Insights on Peter Indeherberge
Peter Indeherberge files the micro format. That format states no turnover. The gross margin fell from €29,216 in 2013 to €7,569 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Peter Indeherberge
- What is the company number of Peter Indeherberge?
- The company number of Peter Indeherberge is 0846.069.533. The VAT number is the same number with BE in front: BE 0846.069.533.
- Where is Peter Indeherberge based?
- The registered office is at Kleine Hemmenweg 41, 3520 Zonhoven.Company details
- What does Peter Indeherberge do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of Peter Indeherberge?
- Peter Indeherberge is a private limited company (BV).
- When was Peter Indeherberge founded?
- Peter Indeherberge was founded on 22-05-2012.
- Is Peter Indeherberge still active?
- Yes, Peter Indeherberge is an active enterprise in the KBO register.
- What is the turnover of Peter Indeherberge?
- The turnover in financial year 2025 is ≈ €76,000. This figure is estimated from the gross margin of €7,569 and 37 comparable companies (NACE 43350). It probably lies between €44,000 and €160,000. It is a rough estimate.Financials
- Is Peter Indeherberge profitable?
- In financial year 2025, Peter Indeherberge made a loss of €1,156.
- Where can I find the annual accounts of Peter Indeherberge?
- Peter Indeherberge filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Peter Indeherberge due?
- Peter Indeherberge must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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