BUDPROTECT
ActiveBUDPROTECT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €9k. Equity is shrinking by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency56▲+53
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
44.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
29 d late
2022
30 d late
2021
1 d early
2020
on the day
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-3k
2018: €26k
2019: €26k
2020: €23k
2021: €24k
2022: €24k
2023: €24k
2024: €-3k
2018 → 2025
Total assets
€20k▲ 68.4%
2024 · €12k
2018: €33k
2019: €30k
2020: €29k
2021: €33k
2022: €36k
2023: €35k
2024: €12k
2018 → 2025
Net result
€9k
2024 · €-27k
2018: €-3k
2019: €45
2020: €-3k
2021: €690
2022: €589
2023: €309
2024: €-27k
2018 → 2025
Working capital
€6k
2024 · €-3k
2018: €22k
2019: €26k
2020: €23k
2021: €16k
2022: €20k
2023: €24k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€24k▲ 2.5%€24k▲ 1.3%€-3k€6k
Operating result€914-€930▲ 1.8%€547▼ 41.1%€-27k€10k
Net result€690-€589▼ 14.7%€309▼ 47.5%€-27k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €27k in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €20k
Equity
€6k
Debt
€14k
Debt finances 68.8% of the balance-sheet total.
Key figures and ratios
Solvency
31.2%▲
2024 · -21.7%
Current ratio
1.45▲
2024 · 0.82
Quick ratio
1.41▲
2024 · 0.53
Debt / equity
2.20▲
2024 · -5.61
ROE
141.2%
ROA
44.1%▲
2024 · -228.7%
Debt
€14k▼
2024 · €14k
Debt ≤ 1 year
€14k▼
2024 · €14k
Income taxes
€146▲
2024 · €144
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€20k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€12k€20k▲
Stocks and contracts in progress3€4k€605▼
Stocks30/36€1k€605▼
Contracts in progress37€3k€0▼
Amounts receivable within one year40/41€2k€439▼
Trade receivables40€0-
Other amounts receivable41€2k€439▼
Cash at bank and in hand54/58€2k€16k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€12k€20k▲
Equity10/15€-3k€6k▲
Contributions10/11€6k€6k=
Reserves13€2k€0▼
Distributable reserves133€2k€0▼
Profit (loss) carried forward14€-11k€23▲
Amounts payable17/49€14k€14k▼
Amounts payable within one year42/48€14k€14k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€3k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€2k€3k▲
Gross operating margin9900€-24k€13k▲
Operating profit (loss)9901€-27k€10k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€241€742▲
Recurring financial charges65€241€742▲
Profit (loss) for the period before taxes9903€-27k€9k▲
Income taxes67/77€144€146▲
Profit (loss) for the period9904€-27k€9k▲
Profit (loss) for the period to be appropriated9905€-27k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-2k▲
Profit (loss) brought forward from the previous period14P€16k€-11k▼
Transfer from equity791/2-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-27k ▼8857%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €690
Net result €690 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Back to profitnet €45
Net result €45 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 2212660 AntwerpenGround area
129 m²
Building footprint
82 m²
Volume, LiDAR
537 m³
Parcel 11382C0255/00V012, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUDPROTECT
since 20102.193.255.914
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382C0255/00V012 | Flanders | 129 m² | 1 · 82 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EASY WORKS
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 1,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2010
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.