PETER BONDUE
ActiveSummary
PETER BONDUE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €-20k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 74% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-46
Solvency91▲+3
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.78 in 2024; short-term debt: 33.7% and cash: 15.8% of total assets), and 33.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
-15.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
47 d late
2023
on the day
2022
53 d late
2021
31 d late
2020
12 d late
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▼ 18.6%
2024 · €108k
2018: €89k
2019: €102k
2020: €115k
2021: €98k
2022: €101k
2023: €108k
2024: €108k
2018 → 2025
Total assets
€133k▼ 22.9%
2024 · €173k
2018: €138k
2019: €235k
2020: €211k
2021: €202k
2022: €172k
2023: €202k
2024: €173k
2018 → 2025
Net result
€-20k
2024 · €17
2018: €36k
2019: €13k
2020: €13k
2021: €-17k
2022: €3k
2023: €8k
2024: €17
2018 → 2025
Working capital
€51k▲ 1.0%
2024 · €50k
2018: €61k
2019: €40k
2020: €86k
2021: €36k
2022: €37k
2023: €30k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€101k▲ 3.1%€108k▲ 7.8%€108k=€88k▼ 18.6%
Operating result€-16k-€5k€13k▲ 168%€383▼ 96.9%€-20k
Net result€-17k-€3k€8k▲ 156%€17▼ 99.8%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €383 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€38k ▼ 35.6%
Current assets
€96k ▼ 16.4%
Equity and liabilities €133k
Equity
€88k ▼ 18.6%
Debt
€45k ▼ 30.2%
Debt's share of the balance-sheet total falls from 37.2% to 33.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€852▼
2024 · €22k
Cash flow
€549▼
2024 · €21k
Current ratio
2.13▲
2024 · 1.78
Quick ratio
2.00▲
2024 · 1.69
Debt to equity
0.51▼
2024 · 0.59
ROE
-22.9%▼
2024 · 0.0%
ROA
-15.2%▼
2024 · 0.0%
Interest coverage
2.81▼
2024 · 67.82
Debt ≤ 1 year
€45k▼
2024 · €64k
Staff costs
€91k▼
2024 · €152k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€173k€133k▼
Fixed assets21/28€58k€38k▼
Tangible fixed assets22/27€58k€38k▼
Plant, machinery and equipment23€37k€27k▼
Furniture and vehicles24€21k€11k▼
Other tangible fixed assets26€101-
Current assets29/58€114k€96k▼
Amounts receivable after more than one year29€5k€5k=
Other amounts receivable291€5k€5k=
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€85k€51k▼
Trade receivables40€72k€36k▼
Other amounts receivable41€13k€15k▲
Cash at bank and in hand54/58€3k€21k▲
Deferred charges and accrued income490/1€15k€12k▼
Equity and liabilities
Total equity and liabilities10/49€173k€133k▼
Equity10/15€108k€88k▼
Contributions10/11€19k€19k=
Reserves13€93k€93k=
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€-3k€-24k▼
Amounts payable17/49€64k€45k▼
Amounts payable within one year42/48€64k€45k▼
Financial debts43€668-
Credit institutions430/8€668-
Trade debts44€48k€32k▼
Suppliers440/4€48k€32k▼
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€15k€8k▼
Other amounts payable47/48€212€5k▲
Accrued charges and deferred income492/3€64-
Income statement
Code20242025
Remuneration, social security and pensions62€152k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€176k€97k▼
Operating profit (loss)9901€383€-20k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€319€303▼
Recurring financial charges65€319€303▼
Profit (loss) for the period before taxes9903€67€-20k▼
Income taxes67/77€50-
Profit (loss) for the period9904€17€-20k▼
Profit (loss) for the period to be appropriated9905€17€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-24k▼
Profit (loss) brought forward from the previous period14P€-3k€-3k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series.
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Equity above €100kEq €101k ▲3.1%
Equity rises from €98k to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €102k ▲14.1%
2 profitable years in a row build equity to €102k.
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2009
Ground area
1,747 m²
Building footprint
188 m²
Volume, LiDAR
1,001 m³
Parcel 33019A0408/00K000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BVBA PETER BONDUE
since 20092.181.946.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019A0408/00K000 | Flanders | 1,747 m² | 1 · 187 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesPETER BONDUE BV35581
Similar companies · same sector, comparable size
YLIAS CONSTRUCT
BE 0786.464.914
Meise · Eq €88,277
PV-BOUW
BE 0759.528.014
Wetteren · Eq €88,262
LANOTTE PHILIPPE
BE 0841.912.488
Chiny · Eq €88,255
ADJIL CONSTRUCT
BE 0500.452.494
Sint-Jans-Molenbeek · Eq €88,310
HO +
BE 0478.230.289
Tournai · Eq €88,312
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43331Floor and wall tiling
43910Bricklaying and masonry work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.